Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.750 4.100 2.990 2.990 3.190 3.290 3.340
Alterna Bank 2.950 4.000 2.990 2.840 3.050 3.000 3.090
Alterna Savings 3.050 4.000 2.990 2.840 3.050 3.100 3.190
Bank of Montreal 3.350 4.200 3.290 3.290 3.890 4.240 4.990
Bank of Nova Scotia 3.200 4.750 3.490 3.290 3.740 4.090 4.990
CIBC Mortgages 3.200 3.750 3.140 3.090 3.540 4.190 4.890
Canadian Western Bank 3.000 6.390 2.840 2.790 2.890 3.040 3.040
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 3.040
Desjardins - Caisses 3.200 4.400 3.390 3.390 3.740 4.090 4.990
Effort Trust - 4.500 4.000 4.100 4.300 5.000 5.100
Equitable Bank - - 3.240 3.290 3.850 4.740 4.990
First Calgary Financial - 4.090 2.990 2.990 3.040 3.140 3.290
First National Financial 3.200 3.100 3.890 3.490 3.290 3.440 3.440
FirstOntario Credit Un. 3.300 4.940 3.590 3.240 3.340 3.490 3.490
HSBC Bank Canada 2.340 3.690 2.840 2.890 2.940 2.990 2.990
Home Trust Company-Agent - - 3.240 3.290 3.900 4.640 4.890
ICICI Bank Canada 3.050 - 2.640 2.640 2.640 3.190 3.290
Investors Group Trust 3.200 4.200 3.150 3.150 3.590 4.090 4.990
Kindred Credit Union 3.200 - 3.650 3.650 3.700 3.700 3.740
Laurentian Bank Canada 3.200 4.400 3.240 3.240 3.590 4.090 4.990
League Svgs & Mortgage - 4.450 3.100 3.150 3.250 3.350 3.400
Libro Credit Union - 3.750 3.200 3.250 3.300 3.340 3.390
London Life 3.200 4.200 3.150 3.150 3.590 4.090 4.990
Manulife Bank 3.200 4.450 3.140 3.240 3.340 3.444 3.490
Manulife Trust - 4.450 3.140 3.240 3.340 3.440 3.490
Meridian Credit Union 2.800 4.000 2.840 2.220 3.390 3.890 3.150
National Bank 3.200 4.400 3.240 3.240 3.590 3.890 4.990
PACE Savings & Credit Un 2.700 3.140 3.140 3.190 3.800 4.540 4.790
Parama Credit Union 3.150 - 2.990 3.040 3.140 3.290 3.440
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
Rapport Credit Union 2.700 6.000 3.090 3.140 3.540 4.190 4.840
Royal Bank of Canada 3.200 3.340 3.340 3.390 4.000 4.740 4.990
Simplii Financial 3.200 6.190 3.440 3.090 3.490 4.090 4.540
Steinbach Credit Union - - 2.790 2.790 2.990 3.090 3.190
Street Capital Bank 2.550 - 3.090 3.090 3.190 3.190 3.240
T-D Mortgage 3.350 3.140 3.040 3.240 3.440 3.890 4.990
Tangerine 2.700 - 3.290 2.940 3.040 3.140 3.190
Your Neighbourhood C.U. - - 2.990 3.090 3.290 3.390 3.590

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on November 22, 2017

This information is current as of the date and time posted and is subject to change without notice.

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