Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.550 4.500 3.090 3.340 3.440 3.490 3.540
Alterna Bank 2.450 4.400 3.290 3.250 3.290 3.250 3.450
Alterna Savings 2.450 4.400 3.590 3.640 4.090 4.490 3.590
Bank of Montreal 3.600 4.200 3.440 3.600 4.150 4.890 5.190
Bank of Nova Scotia 3.450 4.750 3.690 3.590 4.040 4.490 5.340
CIBC Mortgages 3.450 3.750 3.390 3.340 3.640 4.290 5.140
Canadian Western Bank 3.000 6.390 2.990 3.140 3.240 3.290 3.240
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 3.050 3.100 3.150 3.200 3.450
Desjardins - Caisses 3.450 4.400 3.490 3.740 4.300 4.940 5.490
Effort Trust Company - 4.500 4.000 4.100 4.150 4.600 4.850
Equitable Bank - - 3.490 3.690 4.300 5.040 5.340
First Calgary Financial - 4.090 3.240 3.240 3.290 3.340 3.440
First National Financial 3.450 4.090 4.090 3.640 3.640 3.690 3.940
FirstOntario Credit Un. 3.450 4.940 3.590 3.540 3.590 3.900 3.590
HSBC Bank Canada 2.390 3.690 2.990 3.090 3.140 3.290 3.340
Home Trust Company-Agent - - 3.490 3.740 4.300 5.040 5.340
ICICI Bank Canada 3.050 - 3.190 3.190 3.940 4.290 5.140
Investors Group Trust 3.450 4.200 3.490 3.590 4.140 4.890 5.340
Kindred Credit Union 3.300 - 3.950 3.950 3.950 4.000 3.550
Laurentian Bank Canada 3.450 4.400 3.490 3.740 4.150 4.890 5.490
League Svgs & Mortgage - 4.450 3.250 3.350 3.500 3.600 3.750
Libro Credit Union - 3.750 3.450 3.450 3.450 3.490 3.540
London Life 3.450 4.200 3.490 3.590 4.140 4.890 5.340
Luminus Financial 4.000 - 4.100 4.200 4.350 4.800 5.340
Manulife Bank 3.950 4.450 3.340 3.440 3.540 3.640 3.840
Manulife Trust - 4.450 3.340 3.440 3.540 3.640 3.840
Meridian Credit Union 2.450 4.000 3.040 3.290 3.540 3.890 3.490
National Bank 3.450 4.400 3.490 3.740 4.300 4.890 5.340
PACE Savings & Credit Un 2.700 3.140 3.890 3.990 4.150 4.890 5.140
Parama Credit Union 3.400 - 3.390 3.490 3.590 3.790 3.890
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.450 6.000 3.090 3.250 3.890 4.250 5.140
Royal Bank of Canada 3.450 3.490 3.490 3.740 4.300 5.040 5.340
Simplii Financial 3.450 6.190 3.540 3.340 3.590 4.190 4.790
Steinbach Credit Union - - 3.090 3.190 3.290 3.390 3.490
Street Capital Bank 2.600 - 3.540 3.540 3.640 3.690 3.690
T-D Mortgage 3.600 3.140 3.040 3.440 3.590 3.890 5.590
Tangerine 2.950 - 3.290 3.340 3.390 3.490 3.590
Your Neighbourhood C.U. - - 3.240 3.340 3.440 3.540 3.790

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on June 22, 2018

This information is current as of the date and time posted and is subject to change without notice.

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