Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.100 4.100 2.990 2.390 2.510 2.640 2.790
Alterna Bank 2.250 4.000 2.790 2.740 2.640 2.550 2.600
Alterna Savings 2.700 4.000 2.790 2.740 2.640 2.940 2.840
Bank of Montreal 2.700 4.200 3.090 3.190 3.590 4.090 4.840
Bank of Nova Scotia 2.700 4.550 3.290 3.090 3.390 3.890 4.640
CIBC Mortgages 2.700 3.140 2.840 2.790 3.390 4.090 4.790
Canadian Western Bank 2.500 3.700 2.440 2.240 2.380 2.540 2.640
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
Desjardins - Caisses 2.700 4.400 3.140 3.240 3.390 3.890 4.740
Effort Trust - 4.500 3.500 3.600 3.800 4.500 4.600
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.540 2.590 2.690
First National Financial 2.350 3.100 3.490 3.140 2.990 3.090 3.140
FirstOntario Credit Un. 2.700 4.340 2.790 2.490 2.640 2.790 2.890
HSBC Bank Canada 2.190 3.390 2.250 2.290 2.390 2.490 2.390
Home Trust Company-Agent - - 3.140 3.040 3.650 4.390 4.640
ICICI Bank Canada 3.050 - 2.640 2.640 2.640 3.190 3.290
Investors Group Trust 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Kindred Credit Union 2.700 - 3.350 3.350 3.400 3.400 3.290
Laurentian Bank Canada 2.700 4.400 2.890 3.040 3.390 3.890 4.740
League Svgs & Mortgage - 4.450 2.990 2.400 2.450 2.500 2.790
Libro Credit Union - 3.750 2.600 2.650 2.700 2.750 2.790
London Life 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Manulife Bank 2.700 4.450 3.000 2.940 2.990 3.040 3.090
Manulife Trust - 4.450 3.000 2.940 2.990 3.040 3.090
Meridian Credit Union 2.300 4.000 2.840 2.790 3.390 3.890 2.590
National Bank 2.700 4.400 3.140 3.040 3.390 3.890 4.740
PACE Savings & Credit Un - 5.000 3.140 3.040 3.650 4.390 4.640
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 2.700 6.190 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.700 6.000 3.090 3.040 3.390 3.890 4.640
Royal Bank of Canada 2.700 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.340 2.340 2.340 2.440 2.540
Street Capital Bank 2.100 - 2.640 2.640 2.740 2.790 2.840
T-D Mortgage 2.850 3.140 3.040 2.840 3.440 3.890 4.640
Tangerine 2.200 - 3.190 2.290 2.390 2.490 2.590
WFCU Credit Union - 4.450 3.000 3.040 3.650 4.390 4.640
Your Neighbourhood C.U. - - 2.790 2.890 3.090 3.190 2.890

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on July 10, 2017

This information is current as of the date and time posted and is subject to change without notice.

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