Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.600 4.000 2.940 2.640 2.690 2.740 2.990
Alterna Bank 2.700 4.000 2.850 2.790 2.590 2.840 2.880
Alterna Savings 2.700 4.000 2.850 2.790 2.590 2.840 2.880
Bank of Montreal 2.700 4.000 2.890 2.990 3.390 3.890 4.740
Bank of Nova Scotia 2.700 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.700 3.140 2.840 2.790 3.390 4.090 4.790
Caisses Desjardins 2.700 4.400 3.140 3.240 3.390 3.890 4.740
Canadian Western Bank 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
DUCA Financial Services 2.500 - 3.090 3.000 2.990 3.090 2.790
Effort Trust - 4.450 3.350 3.500 3.700 4.300 4.350
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.840 2.890 2.940
First National Financial 2.400 3.000 2.290 2.240 2.490 2.640 2.790
FirstOntario Credit Un. 2.700 4.240 2.690 2.350 2.390 2.590 2.690
HSBC Bank Canada 2.800 4.450 3.140 3.140 3.540 4.240 4.740
Home Trust Company 2.500 3.950 2.690 2.240 2.390 2.590 2.740
ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.690
Investors Group Trust 2.700 4.200 3.140 3.090 3.390 3.890 4.740
Laurentian Bank Canada 2.700 4.400 2.890 2.840 3.390 3.890 4.740
League Svgs & Mortgage - 4.450 2.990 2.690 2.890 2.990 3.040
Libro Credit Union - 3.750 2.700 2.750 2.790 2.850 2.890
London Life 2.700 4.200 3.140 3.090 3.390 3.890 4.740
Manulife Bank 2.400 4.450 3.000 2.940 2.840 2.790 2.890
Manulife Trust - 4.450 3.000 2.940 2.840 2.790 2.890
Meridian Credit Union 2.400 4.000 1.690 3.090 3.550 2.490 2.590
National Bank 2.700 4.400 3.140 3.040 3.390 3.890 4.740
PACE Savings & Credit Un - 5.000 2.890 2.590 3.390 3.890 4.640
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 2.700 6.190 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.850 6.000 3.090 3.040 3.500 3.040 2.990
Royal Bank of Canada 2.700 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.450 2.550 2.550 2.650 2.650
T-D Mortgage 2.700 3.140 2.990 2.840 3.390 3.890 4.640
Tangerine 2.700 - 3.190 3.240 3.490 3.690 3.790
WFCU Credit Union - 4.450 3.000 3.000 3.050 3.050 3.100
Your Neighbourhood C.U. - - 2.799 2.890 3.090 3.150 3.190

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on February 09, 2016

This information is current as of the date and time posted and is subject to change without notice.

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