Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 3.000 4.500 3.090 3.190 3.290 3.390 3.340
Alterna Bank 3.150 4.000 3.290 3.240 3.200 3.250 3.450
Alterna Savings 3.200 4.000 3.290 3.240 3.200 3.390 3.590
Bank of Montreal 3.600 4.200 3.290 3.500 4.050 4.790 5.140
Bank of Nova Scotia 3.450 4.750 3.690 3.490 3.940 4.290 5.140
CIBC Mortgages 3.450 3.750 3.290 3.240 3.640 4.290 4.990
Canadian Western Bank 3.000 6.390 2.990 3.040 3.250 3.320 3.510
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 3.050 3.100 3.150 3.200 3.290
Desjardins - Caisses 3.450 4.400 3.440 3.590 4.150 4.790 5.140
Effort Trust Company - 4.500 4.000 4.100 4.150 4.600 4.850
Equitable Bank - - 3.340 3.540 4.150 4.890 5.140
First Calgary Financial - 4.090 3.240 3.240 3.290 3.340 3.440
First National Financial 3.450 4.090 4.090 3.790 3.640 3.640 3.690
FirstOntario Credit Un. 3.450 4.940 3.590 3.240 3.340 3.490 3.490
HSBC Bank Canada 2.490 3.690 2.940 2.990 3.040 3.290 3.190
Home Trust Company-Agent - - 3.340 3.590 4.150 4.890 5.140
ICICI Bank Canada 3.050 - 3.190 3.190 3.940 4.290 5.140
Investors Group Trust 3.450 4.200 3.350 3.350 3.740 4.240 5.140
Kindred Credit Union 3.300 - 3.950 3.950 3.950 4.000 3.550
Laurentian Bank Canada 3.450 4.400 3.390 3.590 4.150 4.590 5.140
League Svgs & Mortgage - 4.450 3.050 3.150 3.300 3.400 3.500
Libro Credit Union - 3.750 3.450 3.450 3.450 3.490 3.540
London Life 3.450 4.200 3.350 3.350 3.740 4.240 5.140
Luminus Financial 4.000 - 4.100 4.200 4.350 4.500 4.990
Manulife Bank 3.950 4.450 3.340 3.440 3.540 3.640 3.840
Manulife Trust - 4.450 3.340 3.440 3.540 3.640 3.840
Meridian Credit Union 3.050 4.000 3.040 3.140 3.390 3.890 3.290
National Bank 3.450 4.400 3.340 3.590 4.150 4.590 5.140
PACE Savings & Credit Un 2.700 3.140 3.340 3.590 4.150 4.890 5.140
Parama Credit Union 3.400 - 3.090 3.190 3.290 3.490 3.690
Peace Hills Trust - 4.500 3.350 3.500 3.750 4.050 4.250
Rapport Credit Union 3.450 6.000 3.090 3.250 3.890 4.250 5.140
Royal Bank of Canada 3.450 3.340 3.340 3.590 4.150 4.890 5.140
Simplii Financial 3.450 6.190 3.440 3.240 3.590 4.190 4.640
Steinbach Credit Union - - 3.090 3.190 3.290 3.390 3.490
Street Capital Bank 2.600 - 3.440 3.490 3.590 3.640 3.590
T-D Mortgage 3.600 3.140 3.040 3.340 3.490 3.890 5.140
Tangerine 2.950 - 3.290 3.240 3.290 3.390 3.490
Your Neighbourhood C.U. - - 3.090 3.190 3.390 3.490 3.690

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on April 21, 2018

This information is current as of the date and time posted and is subject to change without notice.

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