Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.350 4.000 2.940 2.790 2.790 2.840 2.940
Alterna Bank 2.450 4.000 2.980 2.980 2.980 2.940 2.980
Alterna Savings 2.450 4.000 2.980 2.980 2.980 2.940 2.980
Bank of Montreal 2.850 4.000 2.890 2.840 3.390 3.890 4.740
Bank of Nova Scotia 2.850 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.850 4.450 2.890 2.840 3.550 4.140 4.790
Caisses Desjardins 2.850 4.400 3.140 3.240 3.750 4.390 4.790
Canadian Western Bank 3.050 4.000 3.140 3.040 3.650 4.200 4.790
Canadian Western Trust 3.050 4.000 3.140 3.040 3.650 4.200 4.790
Comtech Credit Union - 6.200 2.990 3.250 3.290 2.990 2.990
DUCA Financial Services 2.750 - 3.190 3.100 3.090 3.190 2.990
Effort Trust - 4.450 3.450 3.600 3.700 4.600 4.950
Equitable Bank - - 3.140 3.140 3.800 4.540 4.740
First Calgary Financial - 4.000 2.890 2.890 2.990 3.090 3.190
First National Financial 2.850 3.950 2.990 2.590 2.690 2.790 2.890
FirstOntario Credit Un. 2.850 4.240 2.990 3.040 3.190 2.990 2.890
HSBC Bank Canada 2.950 4.450 3.540 3.040 3.540 4.240 4.940
Home Trust Company 2.500 3.950 2.890 2.440 2.590 2.790 2.790
ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.690
Investors Group Trust 2.850 4.200 3.140 3.090 3.750 4.390 4.790
Laurentian Bank Canada 2.850 4.400 2.890 2.840 3.390 3.890 4.740
League Svgs & Mortgage - 4.000 2.990 2.990 2.990 3.090 3.090
Libro Credit Union - 3.750 3.000 3.000 3.000 3.050 3.100
London Life 2.850 4.200 3.140 3.090 3.750 4.390 4.790
Manulife Bank 2.550 4.450 3.000 3.040 2.940 2.990 2.990
Manulife Trust - 4.450 3.000 3.040 2.940 2.990 2.990
Meridian Credit Union 2.650 4.000 3.090 3.090 3.550 3.290 2.890
National Bank 2.850 4.400 2.890 2.840 3.390 3.890 4.740
Ontario Civil Service CU 3.000 6.000 3.090 3.090 3.070 3.240 3.290
PACE Savings & Credit Un - 5.000 2.890 2.590 3.390 3.890 4.740
Parama Credit Union 2.500 - 2.700 2.900 3.000 3.100 3.250
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 2.850 6.190 3.190 2.840 3.490 4.040 4.440
Royal Bank of Canada 2.850 3.140 3.140 3.140 3.800 4.540 4.740
Servus Credit Union - 4.000 2.940 2.840 3.390 3.890 4.740
Steinbach Credit Union - - 2.650 2.750 2.850 2.900 2.950
T-D Mortgage 2.850 3.140 2.890 2.840 3.390 3.890 4.740
Tangerine 3.000 - 3.190 3.240 3.490 3.690 3.790
Windsor Family C.U. - 4.450 3.140 3.140 3.750 3.950 3.790
Your Neighbourhood C.U. - - 2.990 3.000 3.290 3.450 3.340

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on February 27, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.