Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.700 4.000 2.940 2.890 2.990 3.040 3.190
Alterna Bank 2.600 4.000 2.980 2.980 2.980 2.940 3.190
Alterna Savings 2.600 4.000 2.980 2.980 2.980 2.940 3.190
Bank of Montreal 3.000 4.000 3.140 3.040 3.850 4.390 4.990
Bank of Nova Scotia 3.100 4.550 3.290 3.140 3.440 3.940 4.790
Bridgewater Bank - - 5.100 4.700 5.250 - 5.250
CIBC Mortgages 3.000 4.450 2.990 2.940 3.650 4.240 4.990
Caisses Desjardins 3.000 4.400 3.140 3.240 3.750 4.390 4.890
Canadian Western Bank 3.200 4.000 3.140 3.040 3.750 4.390 4.990
Canadian Western Trust 3.200 4.000 3.140 3.040 3.750 4.390 4.990
Comtech Credit Union - 6.200 2.990 3.250 3.290 2.990 2.900
DUCA Financial Services 2.550 - 3.090 3.000 2.990 3.090 2.990
Effort Trust - 4.450 3.450 3.600 3.700 4.600 4.950
Equitable Bank - - 3.140 3.140 3.950 4.540 4.940
First Calgary Financial - 4.000 2.890 2.890 3.190 3.390 3.290
First National Financial 2.450 3.950 2.990 2.590 2.690 2.890 3.090
FirstOntario Credit Un. 2.600 4.240 3.090 3.140 3.290 2.840 3.190
HSBC Bank Canada 3.100 4.450 3.600 3.950 4.450 4.990 5.340
Home Trust Company 2.500 3.950 2.890 2.890 2.790 2.940 2.950
ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.890
Investors Group Trust 3.000 4.200 3.140 3.140 3.750 4.640 4.990
Laurentian Bank Canada 3.000 4.400 3.140 3.140 3.500 4.390 4.790
League Svgs & Mortgage - 4.000 3.140 3.040 3.100 3.080 3.190
Libro Credit Union - 3.900 3.150 3.150 3.150 3.200 3.250
London Life 3.000 4.200 3.140 3.140 3.750 4.640 4.990
Manulife Bank 2.700 4.450 3.000 3.040 3.040 3.090 3.090
Manulife Trust - 4.450 3.000 3.040 3.040 3.090 3.090
Meridian Credit Union 2.750 4.000 3.090 2.650 3.650 3.290 3.190
National Bank 3.000 4.400 3.140 3.040 3.750 4.390 4.790
Ontario Civil Service CU 3.000 6.000 3.090 3.090 3.070 3.240 3.290
PACE Savings & Credit Un - 5.000 2.990 3.040 2.790 2.940 3.090
Parama Credit Union 2.850 - 2.850 3.050 3.150 3.250 3.400
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 3.000 6.190 3.190 2.940 3.590 4.040 4.440
Royal Bank of Canada 3.000 3.140 3.140 3.140 3.950 4.540 4.940
Servus Credit Union - 4.000 3.090 3.040 3.440 3.940 4.790
Steinbach Credit Union - - 2.650 2.800 2.900 2.950 3.100
T-D Mortgage 3.000 4.000 3.090 3.040 3.440 3.940 4.790
Tangerine 3.000 - 3.190 3.240 3.490 3.690 3.790
Windsor Family C.U. - 4.450 3.140 3.140 3.750 3.950 3.790
Your Neighbourhood C.U. - - 2.890 2.990 3.190 3.350 3.240

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on October 22, 2014

This information is current as of the date and time posted and is subject to change without notice.

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