Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.350 4.000 2.940 2.640 2.540 2.690 2.740
Alterna Bank 2.450 4.000 2.980 2.980 2.980 2.940 2.780
Alterna Savings 2.450 4.000 2.980 2.980 2.980 2.940 2.780
Bank of Montreal 2.850 4.000 2.890 2.840 3.390 3.890 4.740
Bank of Nova Scotia 2.850 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.850 4.450 2.890 2.840 3.550 4.140 4.790
Caisses Desjardins 2.850 4.400 2.890 2.990 3.390 3.890 4.740
Canadian Western Bank 3.050 4.000 3.140 3.040 3.650 4.200 4.790
Canadian Western Trust 3.050 4.000 3.140 3.040 3.650 4.200 4.790
Comtech Credit Union - 6.200 2.890 2.890 2.950 2.990 2.790
DUCA Financial Services 2.650 - 3.090 3.000 2.990 3.090 2.690
Effort Trust - 4.450 3.350 3.500 3.700 4.300 4.350
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.490 3.090 2.650
First National Financial 2.200 3.100 2.290 2.190 2.340 2.540 2.690
FirstOntario Credit Un. 2.850 4.240 2.990 3.040 3.190 2.990 2.790
HSBC Bank Canada 2.850 4.450 3.140 3.140 3.540 4.240 4.740
Home Trust Company 2.500 3.950 2.890 2.440 2.540 2.640 2.640
ICICI Bank Canada 3.050 - 3.150 3.650 3.640 3.690 3.690
Investors Group Trust 2.850 4.200 3.140 3.090 3.750 4.390 4.790
Laurentian Bank Canada 2.850 4.400 2.890 2.840 3.390 3.890 4.740
League Svgs & Mortgage - 4.000 2.990 2.890 2.990 2.990 2.850
Libro Credit Union - 3.750 2.850 2.850 2.890 2.890 2.890
London Life 2.850 4.200 3.140 3.090 3.750 4.390 4.790
Manulife Bank 2.550 4.450 3.000 2.940 2.840 2.790 2.790
Manulife Trust - 4.450 3.000 2.940 2.840 2.790 2.790
Meridian Credit Union 2.650 4.000 3.090 3.090 3.550 3.290 2.690
National Bank 2.850 4.400 2.890 2.840 3.390 3.890 4.740
Ontario Civil Service CU 2.850 6.000 3.090 3.040 3.500 3.040 2.990
PACE Savings & Credit Un - 5.000 2.890 2.590 3.390 3.890 4.640
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 2.850 6.190 3.190 2.840 3.490 4.040 4.440
Royal Bank of Canada 2.850 3.140 3.140 3.040 3.650 4.390 4.640
Servus Credit Union - 4.000 2.890 2.840 3.390 3.890 4.640
Steinbach Credit Union - - 2.600 2.700 2.750 2.850 2.850
T-D Mortgage 2.850 3.140 2.890 2.840 3.390 3.890 4.640
Tangerine 3.000 - 3.190 3.240 3.490 3.690 3.790
Windsor Family C.U. - 4.450 3.140 3.140 3.750 3.950 3.790
Your Neighbourhood C.U. - - 2.990 3.000 3.190 3.300 3.190

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on April 18, 2015

This information is current as of the date and time posted and is subject to change without notice.

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