Loan Rates | Mortgages: Closed, variable to 5 years

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Variable 6 Months 1 Year 2 Years 3 Years 4 Years 5 Years
ATB Financial 2.500 4.100 3.040 2.390 2.640 2.690 2.890
Alterna Bank 2.600 4.000 2.790 2.740 2.590 2.840 2.840
Alterna Savings 2.600 4.000 2.790 2.740 2.590 2.840 2.840
Bank of Montreal 2.850 4.200 3.090 3.190 3.590 4.090 4.840
Bank of Nova Scotia 2.700 4.550 3.290 3.090 3.390 3.890 4.490
CIBC Mortgages 2.700 3.140 2.840 2.790 3.390 4.090 4.790
Caisses Desjardins 2.700 4.400 3.140 3.240 3.390 3.890 4.740
Canadian Western Bank 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Canadian Western Trust 2.900 4.000 3.140 3.040 3.650 4.200 4.740
Comtech Credit Union - 6.200 2.840 2.890 2.950 2.990 2.890
DUCA Financial Services 2.500 - 3.040 2.940 2.940 3.140 2.740
Effort Trust - 4.450 3.350 3.500 3.700 4.300 4.350
Equitable Bank - - 3.140 3.040 3.650 4.390 4.640
First Calgary Financial - 4.000 2.890 2.890 2.640 2.790 2.940
First National Financial 2.350 3.100 2.640 2.640 2.640 2.840 2.940
FirstOntario Credit Un. 2.700 4.340 2.790 2.490 2.640 2.790 2.890
HSBC Bank Canada 2.800 4.450 3.140 3.140 3.390 4.090 4.640
Home Trust Company-Agent 2.500 3.950 2.690 2.140 2.340 2.590 2.790
ICICI Bank Canada 3.050 - 2.640 2.640 2.640 3.190 3.290
Investors Group Trust 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Kindred Credit Union 2.700 - 3.350 3.350 3.400 3.400 3.290
Laurentian Bank Canada 2.700 4.400 2.890 3.040 3.390 3.890 4.740
League Svgs & Mortgage - 4.450 2.990 2.590 2.740 2.740 2.940
Libro Credit Union - 3.750 2.600 2.650 2.690 2.690 2.690
London Life 2.850 4.200 3.140 3.090 3.390 3.890 4.640
Manulife Bank 2.700 4.450 3.000 2.940 2.840 2.940 2.990
Manulife Trust - 4.450 3.000 2.940 2.840 2.940 2.990
Meridian Credit Union 2.400 4.000 2.840 2.790 3.390 3.890 2.640
National Bank 2.700 4.400 3.140 3.040 3.390 3.890 4.740
PACE Savings & Credit Un - 5.000 3.040 2.840 3.390 3.890 4.490
Parama Credit Union 2.650 - 2.800 2.850 2.950 3.050 3.150
Peace Hills Trust - 4.500 3.150 3.500 3.750 3.850 3.950
President's Choice Fin'l 2.700 6.190 3.140 2.790 3.340 3.990 4.440
Rapport Credit Union 2.850 6.000 3.090 3.040 3.500 3.040 2.990
Royal Bank of Canada 2.700 3.140 3.140 3.040 3.650 4.390 4.640
Steinbach Credit Union - - 2.390 2.390 2.490 2.590 2.690
T-D Mortgage 2.850 3.140 3.040 2.840 3.440 3.890 4.640
Tangerine 2.700 - 3.190 3.240 3.490 3.690 3.790
WFCU Credit Union - 4.450 3.000 3.040 3.650 4.390 4.640
Your Neighbourhood C.U. - - 2.799 2.890 3.090 3.150 2.940

A mortgage is a contract stipulating a specific property, typically a residence or building, as collateral for a loan. The mortgage incurs a rate of interest that varies according to term and other features. Closed mortgages involve a strict repayment schedule of a specific amount with optional limited lump sum payments and payment increases.

Prepared by Cannex on January 20, 2017

This information is current as of the date and time posted and is subject to change without notice.

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