Savings Rates | U.S. Term Deposits: 30 to 270 days
|Financial Institution||Redeemable||Minimum Deposit||Term in Days|
|HSBC Bank Canada||yes||5,000||0.600||0.750||0.800||0.850||0.900|
|TD Canada Trust||no||5,000||0.500||0.550||0.600||0.700||0.800|
|Steinbach Credit Union||yes||5,000||0.350||0.400||0.450||-||-|
|BMO Bank of Montreal||no||1,000||0.050||0.150||0.200||0.250||0.350|
|Desjardins - Caisses||no||5,000||0.100||0.150||0.200||0.250||0.350|
|Bank of Nova Scotia||no||1,000||0.005||0.120||0.170||0.220||0.320|
|Laurentian Bank Canada||no||5,000||0.050||0.050||0.050||0.050||0.050|
|Meridian Credit Union||yes||5,000||0.050||0.050||0.150||0.150||0.300|
|Royal Bank of Canada||no||5,000||0.020||0.050||0.150||0.200||0.250|
Interest not compounded and paid at maturity.
Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are purchased and held in US funds.
Prepared by Cannex on April 23, 2018
This information is current as of the date and time posted and is subject to change without notice.
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