Savings Rates | U.S. Term Deposits: 30 to 270 days

Sorted by: Financial Institution in descending order (Click on a column heading to sort up or down)
Financial Institution Redeemable Minimum Deposit Term in Days
30 60 90 120 180
Teachers Credit Union no 1,000 0.050 0.100 0.200 0.200 0.400
TD Canada Trust no 5,000 0.050 0.100 0.150 0.200 0.300
Steinbach Credit Union yes 5,000 0.050 0.100 0.150 - -
Royal Bank of Canada no 5,000 0.050 0.100 0.150 0.200 0.300
National Bank no 5,000 0.050 0.050 0.100 0.150 0.250
National Bank yes 5,000 0.030 0.040 0.050 0.050 0.050
Meridian Credit Union no 5,000 0.050 0.050 0.150 0.150 0.300
Laurentian Bank Canada no 5,000 0.050 0.050 0.050 0.050 0.100
ING Direct no 1 - - 0.500 - 0.500
ICICI Bank Canada no 1,000 0.500 0.500 0.500 0.500 -
ICICI Bank Canada no 1,000 - - - - 0.500
HSBC Bank Canada yes 5,000 0.050 0.100 0.150 0.250 0.300
FirstOntario Credit Un. no 5,000 0.100 0.150 0.250 0.250 0.350
Caisses Desjardins no 5,000 0.050 0.050 0.050 0.050 0.100
CIBC no 5,000 0.050 0.150 0.200 0.207 0.172
Bank of Nova Scotia no 1,000 0.025 0.095 0.145 0.195 0.295
BMO Bank of Montreal no 1,000 0.050 0.150 0.200 0.250 0.350
ATB Financial yes 1,000 0.050 0.150 0.200 0.250 0.300

Interest not compounded and paid at maturity.

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are purchased and held in US funds.

Prepared by Cannex on May 21, 2013

This information is current as of the date and time posted and is subject to change without notice.

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