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Other RRIFs

Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Type in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
B2B Bank LD Annually Annually no 1,000 1.450 1.750 1.850 2.050 2.200 -
BMO Bank of Montreal LD Annually Periodically no 500 1.000 1.150 1.350 1.600 1.950 1.950
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
Boomerang Credit Union LD Annually At maturity no 500 1.100 1.650 1.800 2.000 2.150 -
CIBC LD Annually At maturity no 500 0.900 1.100 1.250 1.400 1.750 -
Effort Trust LD Annually Annually no 10,000 1.700 1.850 2.000 2.150 2.300 -
Empire Life LD Annually Periodically yes 100,000 1.350 1.600 1.725 1.850 2.100 2.100
Empire Life LD Annually Monthly yes 10,000 0.850 1.100 1.225 1.350 1.600 1.600
Empire Life LD Annually Monthly yes 50,000 0.975 1.225 1.350 1.475 1.725 1.725
Empire Life LD Annually Monthly yes 100,000 1.100 1.350 1.475 1.600 1.850 1.850
Empire Life LD Annually Periodically yes 10,000 1.100 1.350 1.475 1.600 1.850 1.850
Empire Life LD Annually Periodically yes 50,000 1.225 1.475 1.600 1.725 1.975 1.975
Great-West Life LD Annually At maturity yes 50,000 1.150 1.250 1.400 1.450 1.550 1.950
Great-West Life LD Not compounded Annually yes 500 0.900 1.000 1.150 1.200 1.300 1.700
Great-West Life LD Not compounded Annually yes 25,000 1.025 1.125 1.275 1.325 1.425 1.825
Great-West Life LD Not compounded Annually yes 50,000 1.150 1.250 1.400 1.450 1.550 1.950
Great-West Life LD Not compounded Monthly yes 2,000 0.400 0.500 0.650 0.700 0.800 1.200
Great-West Life LD Not compounded Monthly yes 25,000 0.525 0.625 0.775 0.825 0.925 1.325
Great-West Life LD Not compounded Monthly yes 50,000 0.650 0.750 0.900 0.950 1.050 1.450
Great-West Life LD Annually At maturity yes 2,000 0.900 1.000 1.150 1.200 1.300 1.700
Great-West Life LD Annually At maturity yes 25,000 1.025 1.125 1.275 1.325 1.425 1.825
Home Trust Company LD Annually At maturity no 10,000 1.750 1.850 1.950 2.100 2.200 -
Home Trust Company LD Not compounded Monthly no 10,000 1.750 1.850 1.950 2.100 2.200 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.750 1.850 1.950 2.100 2.200 -
Home Trust Company LD Not compounded Annually no 10,000 1.750 1.850 1.950 2.100 2.200 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.750 1.850 1.950 2.100 2.200 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.550 0.730 0.880 1.080 1.380 -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.650 0.850 1.000 1.200 1.500 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.900 1.100 1.250 1.450 1.750 -
Laurentian Bank Canada LD Not compounded Monthly no 500 0.550 0.600 0.750 0.950 1.250 -
Laurentian Bank Canada LD Annually At maturity no 500 0.900 1.100 1.250 1.450 1.750 -
Manulife Investments LD Not compounded Annually yes 2,500 1.100 1.200 1.350 1.400 1.500 1.500
Manulife Investments LD Annually At maturity yes 2,500 1.100 1.200 1.350 1.400 1.500 1.500
National Bank LD Annually At maturity yes 500 0.900 1.100 1.250 1.500 1.750 1.950
Ontario Civil Service CU LD Not compounded Annually no 40,000 1.350 1.600 1.750 1.900 2.200 -
Ontario Civil Service CU LD Not compounded Annually no 60,000 1.350 1.600 1.750 1.900 2.200 -
Ontario Civil Service CU LD Not compounded Annually no 100,000 1.350 1.600 1.750 1.900 2.200 -
Ontario Civil Service CU LD Not compounded Annually no 20,000 1.300 1.450 1.500 1.750 2.050 -
Ontario Civil Service CU LD Not compounded Annually no 1,000 1.000 1.100 1.350 1.600 1.900 -
Ontario Civil Service CU LD Not compounded Annually no 5,000 1.000 1.100 1.350 1.600 1.900 -
Ontario Civil Service CU LD Not compounded Annually no 10,000 1.300 1.450 1.500 1.750 2.050 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.200 1.500 1.600 1.750 2.100 -
Parama Credit Union LD Not compounded Annually no 1,000 1.650 1.850 2.100 2.250 2.400 -
Servus Credit Union LD Annually Annually no 5,000 1.050 1.200 1.350 1.600 1.950 -
Sun Life - Insurance LD Annually Annually yes 5,000 1.100 1.250 1.450 1.650 1.850 1.850
TD Canada Trust LD Annually At maturity no 500 1.000 1.100 1.350 1.600 1.850 -
TD Canada Trust LD Not compounded Annually no 500 1.000 1.100 1.350 1.600 1.850 -
Teachers Credit Union LD Annually At maturity no 500 1.400 1.650 1.800 2.200 2.500 -
Windsor Family C.U. LD Annually At maturity no 500 0.900 1.200 1.300 1.600 2.000 -
Canada Life GT Annually Periodically yes 1,000 0.900 1.000 1.150 1.200 1.300 1.700
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on May 23, 2013

This information is current as of the date and time posted and is subject to change without notice.

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