Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Payment Frequency in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Home Trust Company LD Not compounded Semi-annually no 10,000 1.700 1.860 1.960 2.110 2.310 -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.650 0.750 0.900 1.050 1.250 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.700 1.860 1.960 2.110 2.310 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.650 0.750 0.900 1.050 1.250 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.950 2.100 2.150 2.300 2.500 -
BMO Bank of Montreal LD Annually Periodically no 500 1.000 1.050 1.150 1.250 1.500 1.500
Canada Life GT Annually Periodically yes 1,000 0.550 0.550 0.550 0.850 1.050 1.250
Canada Life GT Annually Periodically yes 75,000 0.800 0.800 0.800 1.100 1.300 1.500
Canada Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Empire Life LD Annually Periodically yes 50,000 0.875 0.875 1.000 1.125 1.375 1.500
Empire Life LD Annually Periodically yes 10,000 0.750 0.750 0.875 1.000 1.250 1.375
Empire Life LD Annually Periodically yes 100,000 1.000 1.000 1.125 1.250 1.500 1.625
London Life GT Annually Periodically yes 10,000 0.050 0.050 0.050 0.350 0.550 -
London Life GT Annually Periodically yes 100,000 0.800 0.800 0.800 1.100 1.300 -
London Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 -
Manulife Investments GT Annually Periodically yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
Empire Life LD Annually Monthly yes 10,000 0.500 0.500 0.625 0.750 1.000 1.125
Empire Life LD Annually Monthly yes 50,000 0.625 0.625 0.750 0.875 1.125 1.250
Empire Life LD Annually Monthly yes 100,000 0.750 0.750 0.875 1.000 1.250 1.375
Great-West Life LD Not compounded Monthly yes 50,000 0.300 0.300 0.300 0.600 0.800 1.000
Great-West Life LD Not compounded Monthly yes 25,000 0.175 0.175 0.175 0.475 0.675 0.875
Great-West Life LD Not compounded Monthly yes 2,000 0.050 0.050 0.050 0.350 0.550 0.750
Home Trust Company LD Not compounded Monthly no 10,000 1.700 1.860 1.960 2.110 2.310 -
Laurentian Bank Canada LD Not compounded Monthly no 500 0.550 0.500 0.650 0.800 1.000 -
Oaken Financial LD Not compounded Monthly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
CIBC LD Annually At maturity no 500 0.650 0.750 0.950 1.150 1.400 -
Great-West Life LD Annually At maturity yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Annually At maturity yes 2,000 0.550 0.550 0.550 0.850 1.050 1.250
Great-West Life LD Annually At maturity yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
Home Trust Company LD Annually At maturity no 10,000 1.700 1.860 1.960 2.110 2.310 -
Laurentian Bank Canada LD Annually At maturity no 500 0.900 1.000 1.150 1.300 1.500 -
Manulife Investments LD Annually At maturity yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
National Bank LD Annually At maturity yes 500 0.850 1.100 1.150 1.300 1.500 1.750
Oaken Financial LD Annually At maturity no 10,000 1.950 2.100 2.150 2.300 2.500 -
TD Canada Trust LD Annually At maturity no 500 1.260 1.200 1.250 1.300 1.500 -
Windsor Family C.U. LD Annually At maturity no 500 0.900 1.100 1.150 1.300 1.500 -
B2B Bank LD Annually Annually no 1,000 1.450 1.800 1.900 2.100 2.250 -
Effort Trust LD Annually Annually no 1,000 1.800 2.050 2.100 2.100 2.100 -
Great-West Life LD Not compounded Annually yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
Great-West Life LD Not compounded Annually yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Not compounded Annually yes 500 0.550 0.550 0.550 0.850 1.050 1.250
Home Trust Company LD Not compounded Annually no 10,000 1.700 1.860 1.960 2.110 2.310 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.900 1.000 1.150 1.300 1.500 -
Manulife Investments LD Not compounded Annually yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
Oaken Financial LD Not compounded Annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.200 1.300 1.600 1.750 2.100 -
Parama Credit Union LD Not compounded Annually no 1,000 1.600 1.750 1.900 2.050 2.200 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 2.100 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on July 03, 2015

This information is current as of the date and time posted and is subject to change without notice.

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