Savings Rates | RRIFs: 1 to 6 years

Sorted by: Payment Frequency in descending order (Click on a column heading to sort up or down)

Financial Institution	Type	Compound Frequency	Payment Frequency	Redeemable	Min. Deposit	Term in Years
						1	2	3	4	5	6
Home Trust Company	LD	Not compounded	Semi-annually	no	10,000	1.800	1.950	2.050	2.100	2.250	-
Laurentian Bank Canada	LD	Not compounded	Semi-annually	no	500	0.650	0.850	1.000	1.200	1.500	-
Home Trust Company	LD	Not compounded	Quarterly	no	10,000	1.800	1.950	2.050	2.100	2.250	-
Laurentian Bank Canada	LD	Not compounded	Quarterly	no	500	0.550	0.730	0.880	1.080	1.380	-
BMO Bank of Montreal	LD	Annually	Periodically	no	500	1.000	1.150	1.350	1.600	1.950	1.950
Canada Life	GT	Annually	Periodically	yes	75,000	1.250	1.300	1.500	1.650	1.700	2.150
Canada Life	GT	Annually	Periodically	yes	25,000	1.125	1.175	1.375	1.525	1.575	2.025
Canada Life	GT	Annually	Periodically	yes	1,000	1.000	1.050	1.250	1.400	1.450	1.900
Desjardins Fin. Security	GT	Annually	Periodically	yes	500	1.100	1.200	1.500	1.800	2.050	2.050
Empire Life	LD	Annually	Periodically	yes	10,000	1.100	1.350	1.475	1.600	1.850	1.850
Empire Life	LD	Annually	Periodically	yes	50,000	1.225	1.475	1.600	1.725	1.975	1.975
Empire Life	LD	Annually	Periodically	yes	100,000	1.350	1.600	1.725	1.850	2.100	2.100
London Life	GT	Annually	Periodically	yes	25,000	1.125	1.175	1.375	1.525	1.575	-
London Life	GT	Annually	Periodically	yes	100,000	1.250	1.300	1.500	1.650	1.700	-
London Life	GT	Annually	Periodically	yes	10,000	0.500	0.550	0.750	0.900	0.950	-
Manulife Investments	GT	Annually	Periodically	yes	2,500	1.250	1.400	1.550	1.600	1.650	1.650
Standard Life	GT	Annually	Periodically	yes	100,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	GT	Annually	Periodically	yes	50,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	GT	Annually	Periodically	yes	10,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	GT	Annually	Periodically	yes	250,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	GT	Annually	Periodically	yes	500,000	1.400	1.600	1.775	1.950	2.125	2.175
Empire Life	LD	Annually	Monthly	yes	100,000	1.100	1.350	1.475	1.600	1.850	1.850
Empire Life	LD	Annually	Monthly	yes	50,000	0.975	1.225	1.350	1.475	1.725	1.725
Empire Life	LD	Annually	Monthly	yes	10,000	0.850	1.100	1.225	1.350	1.600	1.600
Great-West Life	LD	Not compounded	Monthly	yes	50,000	0.750	0.800	1.000	1.150	1.200	1.650
Great-West Life	LD	Not compounded	Monthly	yes	25,000	0.625	0.675	0.875	1.025	1.075	1.525
Great-West Life	LD	Not compounded	Monthly	yes	2,000	0.500	0.550	0.750	0.900	0.950	1.400
Home Trust Company	LD	Not compounded	Monthly	no	10,000	1.800	1.950	2.050	2.100	2.250	-
Laurentian Bank Canada	LD	Not compounded	Monthly	no	500	0.550	0.600	0.750	0.950	1.250	-
Bk Nova Scotia Mtg. Corp	LD	Annually	At maturity	no	1,000	0.900	1.100	1.250	1.400	1.750	1.750
Boomerang Credit Union	LD	Annually	At maturity	no	500	1.100	1.650	1.800	2.000	2.150	-
CIBC	LD	Annually	At maturity	no	500	0.900	1.100	1.250	1.400	1.750	-
Great-West Life	LD	Annually	At maturity	yes	2,000	1.000	1.050	1.250	1.400	1.450	1.900
Great-West Life	LD	Annually	At maturity	yes	25,000	1.125	1.175	1.375	1.525	1.575	2.025
Great-West Life	LD	Annually	At maturity	yes	50,000	1.250	1.300	1.500	1.650	1.700	2.150
Home Trust Company	LD	Annually	At maturity	no	10,000	1.800	1.950	2.050	2.100	2.250	-
Laurentian Bank Canada	LD	Annually	At maturity	no	500	0.900	1.100	1.250	1.450	1.750	-
Manulife Investments	LD	Annually	At maturity	yes	2,500	1.250	1.400	1.550	1.600	1.650	1.650
National Bank	LD	Annually	At maturity	yes	500	0.900	1.100	1.250	1.500	1.750	1.950
TD Canada Trust	LD	Annually	At maturity	no	500	1.000	1.100	1.350	1.600	1.850	-
Teachers Credit Union	LD	Annually	At maturity	no	500	1.400	1.650	1.800	2.200	2.500	-
Windsor Family C.U.	LD	Annually	At maturity	no	500	0.900	1.100	1.300	1.500	1.900	-
B2B Bank	LD	Annually	Annually	no	1,000	1.450	1.750	1.900	2.050	2.250	-
Effort Trust	LD	Annually	Annually	no	10,000	1.850	2.000	2.100	2.150	2.300	-
Great-West Life	LD	Not compounded	Annually	yes	25,000	1.125	1.175	1.375	1.525	1.575	2.025
Great-West Life	LD	Not compounded	Annually	yes	500	1.000	1.050	1.250	1.400	1.450	1.900
Great-West Life	LD	Not compounded	Annually	yes	50,000	1.250	1.300	1.500	1.650	1.700	2.150
Home Trust Company	LD	Not compounded	Annually	no	10,000	1.800	1.950	2.050	2.100	2.250	-
Laurentian Bank Canada	LD	Not compounded	Annually	no	500	0.900	1.100	1.250	1.450	1.750	-
Manulife Investments	LD	Not compounded	Annually	yes	2,500	1.250	1.400	1.550	1.600	1.650	1.650

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.