Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Min. Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Kindred Credit Union GT Annually Periodically no 250,000 1.450 1.850 2.150 2.250 2.300 -
Empire Life LD Annually Monthly yes 100,000 1.150 1.400 1.500 1.600 2.100 1.650
Empire Life LD Annually Periodically yes 100,000 1.400 1.650 1.750 1.850 2.350 1.900
Kindred Credit Union GT Annually Periodically no 100,000 1.400 1.800 2.100 2.200 2.250 -
London Life GT Annually Periodically yes 100,000 1.100 1.100 1.300 1.450 1.550 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.000 -
Canada Life GT Annually Periodically yes 75,000 1.100 1.100 1.300 1.450 1.550 1.600
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.000 -
Empire Life LD Annually Periodically yes 50,000 1.275 1.525 1.625 1.725 2.225 1.775
Empire Life LD Annually Monthly yes 50,000 1.025 1.275 1.375 1.475 1.975 1.525
Great-West Life LD Not compounded Monthly yes 50,000 1.000 1.000 1.200 1.350 1.450 1.500
Great-West Life LD Annually At maturity yes 50,000 1.100 1.100 1.300 1.450 1.550 1.600
Great-West Life LD Not compounded Annually yes 50,000 1.100 1.100 1.300 1.450 1.550 1.600
Kindred Credit Union GT Annually Periodically no 50,000 1.400 1.700 2.000 2.100 2.200 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
Canada Life GT Annually Periodically yes 25,000 1.100 1.100 1.300 1.450 1.550 1.600
Great-West Life LD Not compounded Monthly yes 25,000 1.000 1.000 1.200 1.350 1.450 1.500
Great-West Life LD Not compounded Annually yes 25,000 1.100 1.100 1.300 1.450 1.550 1.600
Great-West Life LD Annually At maturity yes 25,000 1.100 1.100 1.300 1.450 1.550 1.600
Kindred Credit Union GT Annually Periodically no 25,000 1.400 1.650 1.900 2.050 2.150 -
London Life GT Annually Periodically yes 25,000 1.100 1.100 1.300 1.450 1.550 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Empire Life LD Annually Periodically yes 10,000 1.150 1.400 1.500 1.600 2.100 1.650
Empire Life LD Annually Monthly yes 10,000 0.900 1.150 1.250 1.350 1.850 1.400
London Life GT Annually Periodically yes 10,000 1.100 1.100 1.300 1.450 1.550 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.000 2.350 2.650 2.750 3.000 -
Oaken Financial LD Not compounded Annually no 10,000 2.000 2.350 2.650 2.750 3.000 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.000 2.350 2.650 2.750 3.000 -
Oaken Financial LD Not compounded Monthly no 10,000 2.000 2.350 2.650 2.750 3.000 -
Oaken Financial LD Annually At maturity no 10,000 2.000 2.350 2.650 2.750 3.000 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.700 1.850 1.950 2.200 2.300 -
Sun Life - Insurance LD Annually Annually yes 5,000 1.400 1.400 1.400 1.850 2.150 2.300
Sun Life - Trust LD Annually Annually no 5,000 1.550 1.600 1.700 2.000 2.250 2.500
Sun Life - Trust LD Annually Annually yes 5,000 1.400 1.400 1.400 1.850 2.150 2.300
Manulife Investments LD Not compounded Annually yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Manulife Investments LD Annually At maturity yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Manulife Investments GT Annually Periodically yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Great-West Life LD Annually At maturity yes 2,000 1.100 1.100 1.300 1.450 1.550 1.600
Great-West Life LD Not compounded Monthly yes 2,000 1.000 1.000 1.200 1.350 1.450 1.500
B2B Bank LD Annually Annually no 1,000 1.710 2.180 2.400 2.470 2.720 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
Canada Life GT Annually Periodically yes 1,000 1.100 1.100 1.300 1.450 1.550 1.600
Effort Trust Company LD Annually Annually no 1,000 2.100 2.250 2.300 2.350 2.400 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.250 1.350 1.550 1.750 2.000 -
Parama Credit Union LD Not compounded Annually no 1,000 2.400 1.850 2.000 2.100 2.250 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on December 15, 2017

This information is current as of the date and time posted and is subject to change without notice.

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