Savings Rates | RRIFs: 1 to 6 years

Page 1 of 2    next page >>
Sorted by: Min. Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Standard Life GT Annually Periodically yes 500,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life GT Annually Periodically yes 250,000 1.150 1.350 1.550 1.750 1.950 2.075
Empire Life LD Annually Periodically yes 100,000 1.350 1.550 1.750 2.050 2.350 2.350
Empire Life LD Annually Monthly yes 100,000 1.100 1.300 1.500 1.800 2.100 2.100
London Life GT Annually Periodically yes 100,000 0.900 1.100 1.300 1.650 1.950 -
Ontario Civil Service CU LD Not compounded Annually no 100,000 1.350 1.600 1.750 1.900 2.200 -
Standard Life GT Annually Periodically yes 100,000 1.150 1.350 1.550 1.750 1.950 2.075
Canada Life GT Annually Periodically yes 75,000 0.900 1.100 1.300 1.650 1.950 2.400
Ontario Civil Service CU LD Not compounded Annually no 60,000 1.350 1.600 1.750 1.900 2.200 -
Empire Life LD Annually Periodically yes 50,000 1.225 1.425 1.625 1.925 2.225 2.225
Empire Life LD Annually Monthly yes 50,000 0.975 1.175 1.375 1.675 1.975 1.975
Great-West Life LD Not compounded Annually yes 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Great-West Life LD Not compounded Monthly yes 50,000 0.400 0.600 0.800 1.150 1.450 1.900
Great-West Life LD Annually At maturity yes 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Standard Life GT Annually Periodically yes 50,000 1.150 1.350 1.550 1.750 1.950 2.075
Ontario Civil Service CU LD Not compounded Annually no 40,000 1.350 1.600 1.750 1.900 2.200 -
Canada Life GT Annually Periodically yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life LD Not compounded Annually yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life LD Not compounded Monthly yes 25,000 0.275 0.475 0.675 1.025 1.325 1.775
Great-West Life LD Annually At maturity yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
London Life GT Annually Periodically yes 25,000 0.775 0.975 1.175 1.525 1.825 -
Ontario Civil Service CU LD Not compounded Annually no 20,000 1.300 1.450 1.500 1.750 2.050 -
Effort Trust LD Annually Annually no 10,000 1.750 1.950 2.150 2.350 2.600 -
Empire Life LD Annually Monthly yes 10,000 0.850 1.050 1.250 1.550 1.850 1.850
Empire Life LD Annually Periodically yes 10,000 1.100 1.300 1.500 1.800 2.100 2.100
Home Trust Company LD Not compounded Annually no 10,000 1.800 2.000 2.100 2.350 2.650 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.800 2.000 2.100 2.350 2.650 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.800 2.000 2.100 2.350 2.650 -
Home Trust Company LD Not compounded Monthly no 10,000 1.800 2.000 2.100 2.350 2.650 -
Home Trust Company LD Annually At maturity no 10,000 1.800 2.000 2.100 2.350 2.650 -
London Life GT Annually Periodically yes 10,000 0.150 0.350 0.550 0.900 1.200 -
Oaken Financial LD Not compounded Annually no 10,000 2.050 2.350 2.400 2.600 3.050 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.050 2.350 2.400 2.600 3.050 -
Oaken Financial LD Not compounded Monthly no 10,000 2.050 2.350 2.400 2.600 3.050 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.050 2.350 2.400 2.600 3.050 -
Oaken Financial LD Annually At maturity no 10,000 2.050 2.350 2.400 2.600 3.050 -
Ontario Civil Service CU LD Not compounded Annually no 10,000 1.300 1.450 1.500 1.750 2.050 -
Standard Life GT Annually Periodically yes 10,000 1.150 1.350 1.550 1.750 1.950 2.075
Ontario Civil Service CU LD Not compounded Annually no 5,000 1.000 1.100 1.350 1.600 1.900 -
Servus Credit Union LD Annually Annually no 5,000 1.300 1.350 1.400 1.600 2.100 -
Sun Life - Insurance LD Annually Annually yes 5,000 0.900 1.000 1.200 1.750 2.000 2.000
Manulife Investments LD Not compounded Annually yes 2,500 0.950 1.200 1.400 1.650 1.950 1.950
Manulife Investments GT Annually Periodically yes 2,500 0.950 1.200 1.400 1.650 1.950 1.950
Manulife Investments LD Annually At maturity yes 2,500 0.950 1.200 1.400 1.650 1.950 1.950
Great-West Life LD Not compounded Monthly yes 2,000 0.150 0.350 0.550 0.900 1.200 1.650
Great-West Life LD Annually At maturity yes 2,000 0.650 0.850 1.050 1.400 1.700 2.150
B2B Bank LD Annually Annually no 1,000 1.450 1.800 2.000 2.200 2.500 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
Canada Life GT Annually Periodically yes 1,000 0.650 0.850 1.050 1.400 1.700 2.150
Ontario Civil Service CU LD Not compounded Annually no 1,000 1.000 1.100 1.350 1.600 1.900 -
Page 1 of 2    next page >>

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on April 18, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.