Savings Rates | RRIFs: 1 to 6 years

Page 1 of 2    next page >>
Sorted by: Min. Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Standard Life GT Annually Periodically yes 500,000 1.125 1.275 1.400 1.475 1.550 1.625
Standard Life GT Annually Periodically yes 250,000 1.125 1.275 1.400 1.475 1.550 1.625
Empire Life LD Annually Periodically yes 100,000 1.250 1.350 1.500 1.750 2.000 2.100
Empire Life LD Annually Monthly yes 100,000 1.000 1.100 1.250 1.500 1.750 1.850
London Life GT Annually Periodically yes 100,000 1.000 1.100 1.200 1.500 1.700 -
Ontario Civil Service CU LD Not compounded Annually no 100,000 1.350 1.600 1.750 1.900 2.200 -
Standard Life GT Annually Periodically yes 100,000 1.125 1.275 1.400 1.475 1.550 1.625
Canada Life GT Annually Periodically yes 75,000 1.000 1.100 1.200 1.500 1.700 1.900
Ontario Civil Service CU LD Not compounded Annually no 60,000 1.350 1.600 1.750 1.900 2.200 -
Empire Life LD Annually Periodically yes 50,000 1.125 1.225 1.375 1.625 1.875 1.975
Empire Life LD Annually Monthly yes 50,000 0.875 0.975 1.125 1.375 1.625 1.725
Great-West Life LD Not compounded Annually yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life LD Not compounded Monthly yes 50,000 0.500 0.600 0.700 1.000 1.200 1.400
Great-West Life LD Annually At maturity yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Standard Life GT Annually Periodically yes 50,000 1.125 1.275 1.400 1.475 1.550 1.625
Ontario Civil Service CU LD Not compounded Annually no 40,000 1.350 1.600 1.750 1.900 2.200 -
Canada Life GT Annually Periodically yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life LD Not compounded Annually yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life LD Not compounded Monthly yes 25,000 0.375 0.475 0.575 0.875 1.075 1.275
Great-West Life LD Annually At maturity yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
London Life GT Annually Periodically yes 25,000 0.875 0.975 1.075 1.375 1.575 -
Ontario Civil Service CU LD Not compounded Annually no 20,000 1.300 1.450 1.500 1.750 2.050 -
Desjardins Fin. Security LD Not compounded Semi-annually yes 10,000 0.700 0.850 1.300 1.550 1.800 1.800
Desjardins Fin. Security LD Not compounded Quarterly yes 10,000 0.700 0.850 1.300 1.550 1.800 1.800
Desjardins Fin. Security LD Not compounded Monthly yes 10,000 0.700 0.850 1.300 1.550 1.800 1.800
Empire Life LD Annually Periodically yes 10,000 1.000 1.100 1.250 1.500 1.750 1.850
Empire Life LD Annually Monthly yes 10,000 0.750 0.850 1.000 1.250 1.500 1.600
Home Trust Company LD Not compounded Annually no 10,000 1.950 2.050 2.150 2.300 2.500 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.950 2.050 2.150 2.300 2.500 -
Home Trust Company LD Not compounded Monthly no 10,000 1.950 2.050 2.150 2.300 2.500 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.950 2.050 2.150 2.300 2.500 -
Home Trust Company LD Annually At maturity no 10,000 1.950 2.050 2.150 2.300 2.500 -
London Life GT Annually Periodically yes 10,000 0.250 0.350 0.450 0.750 0.950 -
Oaken Financial LD Not compounded Monthly no 10,000 2.400 2.600 2.650 2.850 3.050 -
Oaken Financial LD Annually At maturity no 10,000 2.400 2.600 2.650 2.850 3.050 -
Oaken Financial LD Not compounded Annually no 10,000 2.400 2.600 2.650 2.850 3.050 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.400 2.600 2.650 2.850 3.050 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.400 2.600 2.650 2.850 3.050 -
Ontario Civil Service CU LD Not compounded Annually no 10,000 1.300 1.450 1.500 1.750 2.050 -
Standard Life GT Annually Periodically yes 10,000 1.125 1.275 1.400 1.475 1.550 1.625
Ontario Civil Service CU LD Not compounded Annually no 5,000 1.000 1.100 1.350 1.600 1.900 -
Servus Credit Union LD Annually Annually no 5,000 1.300 1.350 1.400 1.600 2.000 -
Sun Life - Insurance LD Annually Annually yes 5,000 0.900 1.000 1.050 1.700 1.950 1.950
Sun Life - Trust LD Annually Annually no 5,000 1.300 1.450 1.700 2.050 2.450 2.450
Sun Life - Trust LD Annually Annually yes 5,000 0.900 1.000 1.050 1.700 1.950 1.950
Manulife Investments LD Annually At maturity yes 2,500 0.900 1.100 1.250 1.450 1.550 1.600
Manulife Investments LD Not compounded Annually yes 2,500 0.900 1.100 1.250 1.450 1.550 1.600
Manulife Investments GT Annually Periodically yes 2,500 0.900 1.100 1.250 1.450 1.550 1.600
Great-West Life LD Not compounded Monthly yes 2,000 0.250 0.350 0.450 0.750 0.950 1.150
Great-West Life LD Annually At maturity yes 2,000 0.750 0.850 0.950 1.250 1.450 1.650
Page 1 of 2    next page >>

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on October 31, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.