Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Min. Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Empire Life LD Annually Periodically yes 100,000 0.950 1.150 1.250 1.450 1.800 1.650
Empire Life LD Annually Monthly yes 100,000 0.700 0.900 1.000 1.200 1.550 1.400
London Life GT Annually Periodically yes 100,000 0.500 0.600 0.700 1.100 1.350 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.250 -
Canada Life GT Annually Periodically yes 75,000 0.500 0.600 0.700 1.100 1.350 1.500
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.250 -
Empire Life LD Annually Periodically yes 50,000 0.825 1.025 1.125 1.325 1.675 1.525
Empire Life LD Annually Monthly yes 50,000 0.575 0.775 0.875 1.075 1.425 1.275
Great-West Life LD Not compounded Monthly yes 50,000 0.400 0.500 0.600 1.000 1.250 1.400
Great-West Life LD Not compounded Annually yes 50,000 0.500 0.600 0.700 1.100 1.350 1.500
Great-West Life LD Annually At maturity yes 50,000 0.500 0.600 0.700 1.100 1.350 1.500
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 2.100 -
Canada Life GT Annually Periodically yes 25,000 0.375 0.475 0.575 0.975 1.225 1.375
Great-West Life LD Annually At maturity yes 25,000 0.375 0.475 0.575 0.975 1.225 1.375
Great-West Life LD Not compounded Annually yes 25,000 0.375 0.475 0.575 0.975 1.225 1.375
Great-West Life LD Not compounded Monthly yes 25,000 0.275 0.375 0.475 0.875 1.125 1.275
London Life GT Annually Periodically yes 25,000 0.375 0.475 0.575 0.975 1.225 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Empire Life LD Annually Monthly yes 10,000 0.450 0.650 0.750 0.950 1.300 1.150
Empire Life LD Annually Periodically yes 10,000 0.700 0.900 1.000 1.200 1.550 1.400
Home Trust Company LD Annually At maturity no 10,000 1.800 2.050 2.100 2.150 2.300 -
Home Trust Company LD Not compounded Monthly no 10,000 1.800 2.050 2.100 2.150 2.300 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.800 2.050 2.100 2.150 2.300 -
Home Trust Company LD Not compounded Annually no 10,000 1.800 2.050 2.100 2.150 2.300 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.800 2.050 2.100 2.150 2.300 -
London Life GT Annually Periodically yes 10,000 0.050 0.050 0.050 0.350 0.600 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Monthly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Annually At maturity no 10,000 1.950 2.100 2.150 2.300 2.500 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Sun Life - Insurance LD Annually Annually yes 5,000 0.600 0.600 0.700 1.300 1.550 1.550
Sun Life - Trust LD Annually Annually no 5,000 0.900 1.100 1.150 1.500 1.700 1.700
Sun Life - Trust LD Annually Annually yes 5,000 0.600 0.600 0.700 1.300 1.550 1.550
Manulife Investments GT Annually Periodically yes 2,500 0.400 0.550 0.800 1.100 1.350 1.250
Manulife Investments LD Annually At maturity yes 2,500 0.400 0.550 0.800 1.100 1.350 1.250
Manulife Investments LD Not compounded Annually yes 2,500 0.400 0.550 0.800 1.100 1.350 1.250
Great-West Life LD Annually At maturity yes 2,000 0.250 0.350 0.450 0.850 1.100 1.250
Great-West Life LD Not compounded Monthly yes 2,000 0.150 0.250 0.350 0.750 1.000 1.150
B2B Bank LD Annually Annually no 1,000 1.300 2.020 2.060 2.100 2.220 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
Canada Life GT Annually Periodically yes 1,000 0.250 0.350 0.450 0.850 1.100 1.250
Effort Trust LD Annually Annually no 1,000 1.900 2.050 2.100 2.150 2.200 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.000 1.200 1.400 1.500 1.600 -
Parama Credit Union LD Not compounded Annually no 1,000 1.600 1.750 1.900 2.050 2.200 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on May 03, 2016

This information is current as of the date and time posted and is subject to change without notice.

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