Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Min. Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Standard Life GT Annually Periodically yes 500,000 0.450 0.600 0.800 1.000 1.250 1.250
Standard Life GT Annually Periodically yes 250,000 0.450 0.600 0.800 1.000 1.250 1.250
Empire Life LD Annually Periodically yes 100,000 1.000 1.000 1.125 1.250 1.500 1.625
Empire Life LD Annually Monthly yes 100,000 0.750 0.750 0.875 1.000 1.250 1.375
London Life GT Annually Periodically yes 100,000 0.800 0.800 0.800 1.100 1.300 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.250 -
Standard Life GT Annually Periodically yes 100,000 0.450 0.600 0.800 1.000 1.250 1.250
Canada Life GT Annually Periodically yes 75,000 0.800 0.800 0.800 1.100 1.300 1.500
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.250 -
Empire Life LD Annually Monthly yes 50,000 0.625 0.625 0.750 0.875 1.125 1.250
Empire Life LD Annually Periodically yes 50,000 0.875 0.875 1.000 1.125 1.375 1.500
Great-West Life LD Not compounded Annually yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
Great-West Life LD Annually At maturity yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
Great-West Life LD Not compounded Monthly yes 50,000 0.300 0.300 0.300 0.600 0.800 1.000
Standard Life GT Annually Periodically yes 50,000 0.450 0.600 0.800 1.000 1.250 1.250
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 2.100 -
Canada Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Not compounded Annually yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Not compounded Monthly yes 25,000 0.175 0.175 0.175 0.475 0.675 0.875
Great-West Life LD Annually At maturity yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
London Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Empire Life LD Annually Periodically yes 10,000 0.750 0.750 0.875 1.000 1.250 1.375
Empire Life LD Annually Monthly yes 10,000 0.500 0.500 0.625 0.750 1.000 1.125
Home Trust Company LD Not compounded Annually no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Monthly no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Annually At maturity no 10,000 1.800 2.000 2.050 2.150 2.350 -
London Life GT Annually Periodically yes 10,000 0.050 0.050 0.050 0.350 0.550 -
Oaken Financial LD Not compounded Annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Annually At maturity no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Monthly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.350 1.400 1.450 1.900 -
Standard Life GT Annually Periodically yes 10,000 0.450 0.600 0.800 1.000 1.250 1.250
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Servus Credit Union LD Annually Annually no 5,000 1.000 1.100 1.150 1.300 1.500 -
Sun Life - Insurance LD Annually Annually yes 5,000 0.650 0.700 0.750 1.850 1.850 1.850
Sun Life - Trust LD Annually Annually no 5,000 1.150 1.250 1.350 1.650 2.050 2.050
Sun Life - Trust LD Annually Annually yes 5,000 0.650 0.700 0.750 1.450 1.850 1.850
Manulife Investments LD Not compounded Annually yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
Manulife Investments GT Annually Periodically yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
Manulife Investments LD Annually At maturity yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
Great-West Life LD Not compounded Monthly yes 2,000 0.050 0.050 0.050 0.350 0.550 0.750
Great-West Life LD Annually At maturity yes 2,000 0.550 0.550 0.550 0.850 1.050 1.250
B2B Bank LD Annually Annually no 1,000 1.450 1.850 1.950 2.100 2.300 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
Canada Life GT Annually Periodically yes 1,000 0.550 0.550 0.550 0.850 1.050 1.250
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on May 21, 2015

This information is current as of the date and time posted and is subject to change without notice.

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