Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 6 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Sun Life - Trust LD Annually Annually no 5,000 1.550 1.600 1.700 2.000 2.250 2.500
Sun Life - Insurance LD Annually Annually yes 5,000 1.400 1.400 1.400 1.850 2.150 2.300
Sun Life - Trust LD Annually Annually yes 5,000 1.400 1.400 1.400 1.850 2.150 2.300
Empire Life LD Annually Periodically yes 100,000 1.350 1.600 1.750 1.900 2.400 1.950
Empire Life LD Annually Periodically yes 50,000 1.225 1.475 1.625 1.775 2.275 1.825
Canada Life GT Annually Periodically yes 75,000 1.100 1.100 1.250 1.550 1.600 1.750
Canada Life GT Annually Periodically yes 25,000 1.100 1.100 1.250 1.550 1.600 1.750
Canada Life GT Annually Periodically yes 1,000 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Annually At maturity yes 2,000 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Not compounded Annually yes 500 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Annually At maturity yes 25,000 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Not compounded Annually yes 25,000 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Not compounded Annually yes 50,000 1.100 1.100 1.250 1.550 1.600 1.750
Great-West Life LD Annually At maturity yes 50,000 1.100 1.100 1.250 1.550 1.600 1.750
Empire Life LD Annually Periodically yes 10,000 1.100 1.350 1.500 1.650 2.150 1.700
Empire Life LD Annually Monthly yes 100,000 1.100 1.350 1.500 1.650 2.150 1.700
Great-West Life LD Not compounded Monthly yes 50,000 1.000 1.000 1.150 1.450 1.500 1.650
Great-West Life LD Not compounded Monthly yes 25,000 1.000 1.000 1.150 1.450 1.500 1.650
Great-West Life LD Not compounded Monthly yes 2,000 1.000 1.000 1.150 1.450 1.500 1.650
Manulife Investments GT Annually Periodically yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Manulife Investments LD Annually At maturity yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Manulife Investments LD Not compounded Annually yes 2,500 0.750 1.000 1.300 1.450 1.550 1.600
Empire Life LD Annually Monthly yes 50,000 0.975 1.225 1.375 1.525 2.025 1.575
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
National Bank LD Annually At maturity yes 500 0.900 1.100 1.150 1.300 1.600 1.500
Empire Life LD Annually Monthly yes 10,000 0.850 1.100 1.250 1.400 1.900 1.450
B2B Bank LD Annually Annually no 1,000 1.760 2.210 2.400 2.450 2.700 -
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
Effort Trust LD Annually Annually no 1,000 2.000 2.200 2.300 2.350 2.400 -
Kindred Credit Union GT Annually Periodically no 250,000 1.450 1.850 2.150 2.250 2.300 -
Kindred Credit Union GT Annually Periodically no 100,000 1.400 1.800 2.100 2.200 2.250 -
Kindred Credit Union GT Annually Periodically no 50,000 1.400 1.700 2.000 2.100 2.200 -
Kindred Credit Union GT Annually Periodically no 500 1.400 1.600 1.800 1.950 2.100 -
Kindred Credit Union GT Annually Periodically no 25,000 1.400 1.650 1.900 2.050 2.150 -
Laurentian Bank Canada LD Annually At maturity no 500 0.900 1.100 1.150 1.300 1.600 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.900 1.100 1.150 1.300 1.600 -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.650 0.850 0.900 1.050 1.350 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.650 0.850 0.900 1.050 1.350 -
Laurentian Bank Canada LD Not compounded Monthly no 500 0.550 0.600 0.650 0.800 1.100 -
London Life GT Annually Periodically yes 10,000 1.100 1.100 1.250 1.550 1.600 -
London Life GT Annually Periodically yes 25,000 1.100 1.100 1.250 1.550 1.600 -
London Life GT Annually Periodically yes 100,000 1.100 1.100 1.250 1.550 1.600 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.900 2.250 2.450 2.500 2.750 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.900 2.250 2.450 2.500 2.750 -
Oaken Financial LD Not compounded Annually no 10,000 1.900 2.250 2.450 2.500 2.750 -
Oaken Financial LD Not compounded Monthly no 10,000 1.900 2.250 2.450 2.500 2.750 -
Oaken Financial LD Annually At maturity no 10,000 1.900 2.250 2.450 2.500 2.750 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.250 1.350 1.550 1.750 2.000 -
Parama Credit Union LD Not compounded Annually no 1,000 2.400 1.850 2.000 2.100 2.250 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on November 17, 2017

This information is current as of the date and time posted and is subject to change without notice.

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