Savings Rates | RRIFs: 1 to 6 years

Sorted by: 4 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Type	Compound Frequency	Payment Frequency	Redeemable	Min. Deposit	Term in Years
						1	2	3	4	5	6
Parama Credit Union	LD	Not compounded	Annually	no	1,000	1.650	1.850	2.100	2.250	2.400	-
Teachers Credit Union	LD	Annually	At maturity	no	500	1.400	1.650	1.800	2.200	2.500	-
Effort Trust	LD	Annually	Annually	no	10,000	1.750	1.900	2.000	2.150	2.300	-
Home Trust Company	LD	Annually	At maturity	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Monthly	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Quarterly	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Annually	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Semi-annually	no	10,000	1.800	1.850	1.950	2.100	2.200	-
B2B Bank	LD	Annually	Annually	no	1,000	1.450	1.750	1.850	2.050	2.200	-
Boomerang Credit Union	LD	Annually	At maturity	no	500	1.100	1.650	1.800	2.000	2.150	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	100,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	60,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	40,000	1.350	1.600	1.750	1.900	2.200	-
Empire Life	LD	Annually	Periodically	yes	100,000	1.350	1.600	1.725	1.850	2.100	2.100
Ontario Civil Service CU	LD	Not compounded	Annually	no	10,000	1.300	1.450	1.500	1.750	2.050	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	20,000	1.300	1.450	1.500	1.750	2.050	-
PACE Savings & Credit Un	LD	Not compounded	Annually	no	1,000	1.200	1.500	1.600	1.750	2.100	-
Empire Life	LD	Annually	Periodically	yes	50,000	1.225	1.475	1.600	1.725	1.975	1.975
Standard Life	GT	Annually	Periodically	yes	100,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	50,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	10,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	250,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	500,000	1.300	1.425	1.550	1.700	1.850	1.900
Sun Life - Insurance	LD	Annually	Annually	yes	5,000	1.100	1.250	1.450	1.650	1.850	1.850
BMO Bank of Montreal	LD	Annually	Periodically	no	500	1.000	1.150	1.350	1.600	1.950	1.950
Empire Life	LD	Annually	Monthly	yes	100,000	1.100	1.350	1.475	1.600	1.850	1.850
Empire Life	LD	Annually	Periodically	yes	10,000	1.100	1.350	1.475	1.600	1.850	1.850
Ontario Civil Service CU	LD	Not compounded	Annually	no	5,000	1.000	1.100	1.350	1.600	1.900	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	1,000	1.000	1.100	1.350	1.600	1.900	-
Servus Credit Union	LD	Annually	Annually	no	5,000	1.050	1.200	1.350	1.600	1.950	-
TD Canada Trust	LD	Annually	At maturity	no	500	1.000	1.100	1.350	1.600	1.850	-
TD Canada Trust	LD	Not compounded	Annually	no	500	1.000	1.100	1.350	1.600	1.850	-
Windsor Family C.U.	LD	Annually	At maturity	no	500	0.900	1.200	1.300	1.600	2.000	-
Desjardins Fin. Security	GT	Annually	Periodically	yes	500	1.050	1.000	1.250	1.500	1.700	1.700
National Bank	LD	Annually	At maturity	yes	500	0.900	1.100	1.250	1.500	1.750	1.950
Empire Life	LD	Annually	Monthly	yes	50,000	0.975	1.225	1.350	1.475	1.725	1.725
Canada Life	GT	Annually	Periodically	yes	75,000	1.150	1.250	1.400	1.450	1.550	1.950
Great-West Life	LD	Not compounded	Annually	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
Great-West Life	LD	Annually	At maturity	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
Laurentian Bank Canada	LD	Annually	At maturity	no	500	0.900	1.100	1.250	1.450	1.750	-
Laurentian Bank Canada	LD	Not compounded	Annually	no	500	0.900	1.100	1.250	1.450	1.750	-
London Life	GT	Annually	Periodically	yes	100,000	1.150	1.250	1.400	1.450	1.550	-
Bk Nova Scotia Mtg. Corp	LD	Annually	At maturity	no	1,000	0.900	1.100	1.250	1.400	1.750	1.750
CIBC	LD	Annually	At maturity	no	500	0.900	1.100	1.250	1.400	1.750	-
Manulife Investments	GT	Annually	Periodically	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Manulife Investments	LD	Annually	At maturity	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Manulife Investments	LD	Not compounded	Annually	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Empire Life	LD	Annually	Monthly	yes	10,000	0.850	1.100	1.225	1.350	1.600	1.600
Canada Life	GT	Annually	Periodically	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Great-West Life	LD	Not compounded	Annually	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.