Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 4 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Monthly no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Annually no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Annually At maturity no 10,000 2.750 2.950 3.050 3.150 3.250 -
Effort Trust LD Annually Annually no 1,000 2.200 2.400 2.450 2.500 2.550 -
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.700 1.850 1.950 2.200 2.300 -
Kindred Credit Union GT Annually Periodically no 250,000 1.350 1.750 2.050 2.150 2.200 -
Kindred Credit Union GT Annually Periodically no 100,000 1.300 1.700 2.000 2.100 2.150 -
Parama Credit Union LD Not compounded Annually no 1,000 2.400 1.850 2.000 2.100 2.250 -
B2B Bank LD Annually Annually no 1,000 1.300 1.860 2.000 2.020 2.240 -
Kindred Credit Union GT Annually Periodically no 50,000 1.300 1.600 1.900 2.000 2.050 -
Kindred Credit Union GT Annually Periodically no 25,000 1.300 1.500 1.800 1.950 2.000 -
Kindred Credit Union GT Annually Periodically no 500 1.300 1.500 1.700 1.850 2.000 -
Sun Life - Trust LD Annually Annually no 5,000 1.300 1.400 1.500 1.850 2.100 2.350
Empire Life LD Annually Periodically yes 100,000 1.100 1.350 1.450 1.650 2.150 1.700
Sun Life - Insurance LD Annually Annually yes 5,000 1.050 1.100 1.150 1.650 1.900 2.050
Sun Life - Trust LD Annually Annually yes 5,000 1.050 1.100 1.150 1.650 1.900 2.050
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.000 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.000 -
Empire Life LD Annually Periodically yes 50,000 0.975 1.225 1.325 1.525 2.025 1.575
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.000 1.200 1.400 1.500 1.600 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
Empire Life LD Annually Monthly yes 100,000 0.850 1.100 1.200 1.400 1.900 1.450
Canada Life GT Annually Periodically yes 1,000 0.800 0.850 1.100 1.350 1.500 1.650
Canada Life GT Annually Periodically yes 25,000 0.800 0.850 1.100 1.350 1.500 1.650
Canada Life GT Annually Periodically yes 75,000 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Not compounded Annually yes 500 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Annually At maturity yes 2,000 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Annually At maturity yes 25,000 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Annually At maturity yes 50,000 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Not compounded Annually yes 50,000 0.800 0.850 1.100 1.350 1.500 1.650
Great-West Life LD Not compounded Annually yes 25,000 0.800 0.850 1.100 1.350 1.500 1.650
London Life GT Annually Periodically yes 25,000 0.800 0.850 1.100 1.350 1.500 -
London Life GT Annually Periodically yes 100,000 0.800 0.850 1.100 1.350 1.500 -
London Life GT Annually Periodically yes 10,000 0.800 0.850 1.100 1.350 1.500 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
Laurentian Bank Canada LD Annually At maturity no 500 0.850 1.000 1.150 1.300 1.500 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.850 1.000 1.150 1.300 1.500 -
Empire Life LD Annually Monthly yes 50,000 0.725 0.975 1.075 1.275 1.775 1.325
Empire Life LD Annually Periodically yes 10,000 0.725 0.975 1.075 1.275 1.775 1.325
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
Great-West Life LD Not compounded Monthly yes 2,000 0.700 0.750 1.000 1.250 1.400 1.550
Great-West Life LD Not compounded Monthly yes 50,000 0.700 0.750 1.000 1.250 1.400 1.550
Great-West Life LD Not compounded Monthly yes 25,000 0.700 0.750 1.000 1.250 1.400 1.550
National Bank LD Annually At maturity yes 500 0.850 1.000 1.150 1.250 1.500 1.500
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on July 26, 2017

This information is current as of the date and time posted and is subject to change without notice.

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