Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 2 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Annually At maturity no 10,000 1.950 2.100 2.150 2.300 2.500 -
Oaken Financial LD Not compounded Monthly no 10,000 1.950 2.100 2.150 2.300 2.500 -
Effort Trust LD Annually Annually no 1,000 1.800 2.000 2.100 2.100 2.100 -
Home Trust Company LD Not compounded Annually no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Monthly no 10,000 1.800 2.000 2.050 2.150 2.350 -
Home Trust Company LD Annually At maturity no 10,000 1.800 2.000 2.050 2.150 2.350 -
B2B Bank LD Annually Annually no 1,000 1.450 1.850 2.000 2.150 2.310 -
Parama Credit Union LD Not compounded Annually no 1,000 1.600 1.750 1.900 2.050 2.200 -
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.250 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.250 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 2.100 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.200 1.300 1.600 1.750 2.100 -
Sun Life - Trust LD Annually Annually no 5,000 1.150 1.250 1.350 1.650 2.050 2.050
TD Canada Trust LD Annually At maturity no 500 1.260 1.200 1.250 1.300 1.500 -
TD Canada Trust LD Not compounded Annually no 500 1.260 1.200 1.250 1.300 1.500 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
National Bank LD Annually At maturity yes 500 1.260 1.100 1.150 1.300 1.500 1.750
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Servus Credit Union LD Annually Annually no 5,000 1.000 1.100 1.150 1.300 1.500 -
Windsor Family C.U. LD Annually At maturity no 500 0.900 1.100 1.150 1.300 1.500 -
BMO Bank of Montreal LD Annually Periodically no 500 1.000 1.050 1.150 1.250 1.500 1.500
Empire Life LD Annually Periodically yes 100,000 1.000 1.000 1.125 1.250 1.500 1.625
Empire Life LD Annually Periodically yes 50,000 0.875 0.875 1.000 1.125 1.375 1.500
Laurentian Bank Canada LD Not compounded Annually no 500 0.750 0.850 1.000 1.150 1.500 -
Laurentian Bank Canada LD Annually At maturity no 500 0.750 0.850 1.000 1.150 1.500 -
Canada Life GT Annually Periodically yes 75,000 0.800 0.800 0.800 1.100 1.300 1.500
Great-West Life LD Not compounded Annually yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
Great-West Life LD Annually At maturity yes 50,000 0.800 0.800 0.800 1.100 1.300 1.500
London Life GT Annually Periodically yes 100,000 0.800 0.800 0.800 1.100 1.300 -
CIBC LD Annually At maturity no 500 0.650 0.750 0.950 1.150 1.400 -
Empire Life LD Annually Periodically yes 10,000 0.750 0.750 0.875 1.000 1.250 1.375
Empire Life LD Annually Monthly yes 100,000 0.750 0.750 0.875 1.000 1.250 1.375
Sun Life - Insurance LD Annually Annually yes 5,000 0.650 0.700 0.750 1.850 1.850 1.850
Sun Life - Trust LD Annually Annually yes 5,000 0.650 0.700 0.750 1.450 1.850 1.850
Canada Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Not compounded Annually yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
Great-West Life LD Annually At maturity yes 25,000 0.675 0.675 0.675 0.975 1.175 1.375
London Life GT Annually Periodically yes 25,000 0.675 0.675 0.675 0.975 1.175 -
Empire Life LD Annually Monthly yes 50,000 0.625 0.625 0.750 0.875 1.125 1.250
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.500 0.600 0.750 0.900 1.250 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.500 0.600 0.750 0.900 1.250 -
Manulife Investments LD Not compounded Annually yes 2,500 0.450 0.600 0.800 1.000 1.250 1.250
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on May 27, 2015

This information is current as of the date and time posted and is subject to change without notice.

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