Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 2 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Monthly no 10,000 1.750 1.950 2.050 2.150 2.250 -
Oaken Financial LD Not compounded Annually no 10,000 1.750 1.950 2.050 2.150 2.250 -
Oaken Financial LD Not compounded Semi-annually no 10,000 1.750 1.950 2.050 2.150 2.250 -
Oaken Financial LD Not compounded Quarterly no 10,000 1.750 1.950 2.050 2.150 2.250 -
Oaken Financial LD Annually At maturity no 10,000 1.750 1.950 2.050 2.150 2.250 -
Effort Trust LD Annually Annually no 1,000 1.550 1.800 1.950 2.000 2.050 -
Kindred Credit Union GT Annually Periodically no 250,000 1.350 1.750 2.050 2.150 2.200 -
Parama Credit Union LD Not compounded Annually no 1,000 1.600 1.750 1.900 2.050 2.200 -
Kindred Credit Union GT Annually Periodically no 100,000 1.300 1.700 2.000 2.100 2.150 -
Kindred Credit Union GT Annually Periodically no 50,000 1.300 1.600 1.900 2.000 2.050 -
Kindred Credit Union GT Annually Periodically no 500 1.300 1.500 1.700 1.850 2.000 -
Kindred Credit Union GT Annually Periodically no 25,000 1.300 1.500 1.800 1.950 2.000 -
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.250 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.250 -
B2B Bank LD Annually Annually no 1,000 1.300 1.460 1.650 1.800 2.010 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 2.100 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Sun Life - Trust LD Annually Annually no 5,000 1.200 1.350 1.400 1.750 2.050 2.300
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.000 1.200 1.400 1.500 1.600 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
National Bank LD Annually At maturity yes 500 0.900 1.100 1.200 1.350 1.500 1.500
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
Empire Life LD Annually Periodically yes 100,000 0.850 1.000 1.050 1.250 1.850 1.350
Laurentian Bank Canada LD Not compounded Annually no 500 0.850 1.000 1.150 1.300 1.500 -
Laurentian Bank Canada LD Annually At maturity no 500 0.850 1.000 1.150 1.300 1.500 -
WFCU Credit Union LD Annually At maturity no 500 0.850 0.950 1.050 1.150 1.400 -
TD Canada Trust LD Not compounded Annually no 500 0.850 0.900 1.000 1.050 1.500 -
TD Canada Trust LD Annually At maturity no 500 0.850 0.900 1.000 1.050 1.500 -
Empire Life LD Annually Periodically yes 50,000 0.725 0.875 0.925 1.125 1.725 1.225
Sun Life - Insurance LD Annually Annually yes 5,000 0.800 0.800 0.850 1.700 1.700 1.850
Sun Life - Trust LD Annually Annually yes 5,000 0.800 0.800 0.850 1.400 1.700 1.850
Empire Life LD Annually Monthly yes 100,000 0.600 0.750 0.800 1.000 1.600 1.100
Empire Life LD Annually Periodically yes 10,000 0.600 0.750 0.800 1.000 1.600 1.100
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.600 0.750 0.900 1.050 1.250 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.600 0.750 0.900 1.050 1.250 -
Canada Life GT Annually Periodically yes 75,000 0.650 0.700 0.900 1.050 1.200 1.350
Great-West Life LD Annually At maturity yes 50,000 0.650 0.700 0.900 1.050 1.200 1.350
Great-West Life LD Not compounded Annually yes 50,000 0.650 0.700 0.900 1.050 1.200 1.350
London Life GT Annually Periodically yes 100,000 0.650 0.700 0.900 1.050 1.200 -
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
Empire Life LD Annually Monthly yes 50,000 0.475 0.625 0.675 0.875 1.475 0.975
Great-West Life LD Not compounded Monthly yes 50,000 0.550 0.600 0.800 0.950 1.100 1.250
Canada Life GT Annually Periodically yes 25,000 0.525 0.575 0.775 0.925 1.075 1.225
Great-West Life LD Not compounded Annually yes 25,000 0.525 0.575 0.775 0.925 1.075 1.225
Great-West Life LD Annually At maturity yes 25,000 0.525 0.575 0.775 0.925 1.075 1.225
London Life GT Annually Periodically yes 25,000 0.525 0.575 0.775 0.925 1.075 -
Empire Life LD Annually Monthly yes 10,000 0.350 0.500 0.550 0.750 1.350 0.850
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on January 20, 2017

This information is current as of the date and time posted and is subject to change without notice.

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