Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 2 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Quarterly no 10,000 2.750 3.100 3.150 3.200 3.250 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.750 3.100 3.150 3.200 3.250 -
Oaken Financial LD Not compounded Annually no 10,000 2.750 3.100 3.150 3.200 3.250 -
Oaken Financial LD Not compounded Monthly no 10,000 2.750 3.100 3.150 3.200 3.250 -
Oaken Financial LD Annually At maturity no 10,000 2.750 3.100 3.150 3.200 3.250 -
Effort Trust Company LD Annually Annually no 1,000 2.200 2.500 2.500 2.500 2.500 -
Luminus Financial LD Annually At maturity no 500 2.300 2.450 2.300 2.350 2.400 -
B2B Bank LD Annually Annually no 1,000 2.150 2.390 2.690 2.750 2.910 -
Empire Life LD Annually Periodically yes 100,000 1.650 2.000 2.100 2.250 2.750 2.250
Parama Credit Union LD Not compounded Annually no 1,000 1.800 2.000 2.100 2.250 2.500 -
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.850 2.000 2.150 2.250 2.550 -
Sun Life - Trust LD Annually Annually no 5,000 1.950 1.950 2.050 2.350 2.650 2.800
Kindred Credit Union GT Annually Periodically no 250,000 1.500 1.900 2.200 2.350 2.400 -
Empire Life LD Annually Periodically yes 50,000 1.525 1.875 1.975 2.125 2.625 2.125
Kindred Credit Union GT Annually Periodically no 100,000 1.450 1.850 2.150 2.300 2.350 -
Empire Life LD Annually Monthly yes 100,000 1.400 1.750 1.850 2.000 2.500 2.000
Empire Life LD Annually Periodically yes 10,000 1.400 1.750 1.850 2.000 2.500 2.000
Kindred Credit Union GT Annually Periodically no 50,000 1.450 1.750 2.050 2.200 2.300 -
Sun Life - Insurance LD Annually Annually yes 5,000 1.850 1.750 1.800 2.200 2.550 2.550
Kindred Credit Union GT Annually Periodically no 25,000 1.450 1.700 1.950 2.150 2.250 -
Manulife Investments GT Annually Periodically yes 2,500 1.650 1.700 1.750 1.900 2.050 1.900
Manulife Investments LD Annually At maturity yes 2,500 1.650 1.700 1.750 1.900 2.050 1.900
Manulife Investments LD Not compounded Annually yes 2,500 1.650 1.700 1.750 1.900 2.050 1.900
Sun Life - Trust LD Annually Annually yes 5,000 1.750 1.700 1.700 2.150 2.500 2.550
Canada Life GT Annually Periodically yes 1,000 1.600 1.650 1.700 1.850 1.900 1.900
Canada Life GT Annually Periodically yes 25,000 1.600 1.650 1.700 1.850 1.900 1.900
Canada Life GT Annually Periodically yes 75,000 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Annually At maturity yes 2,000 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Annually At maturity yes 25,000 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Annually At maturity yes 50,000 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Not compounded Annually yes 500 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Not compounded Annually yes 50,000 1.600 1.650 1.700 1.850 1.900 1.900
Great-West Life LD Not compounded Annually yes 25,000 1.600 1.650 1.700 1.850 1.900 1.900
Kindred Credit Union GT Annually Periodically no 500 1.450 1.650 1.850 2.050 2.200 -
London Life GT Annually Periodically yes 10,000 1.600 1.650 1.700 1.850 1.900 -
London Life GT Annually Periodically yes 25,000 1.600 1.650 1.700 1.850 1.900 -
London Life GT Annually Periodically yes 100,000 1.600 1.650 1.700 1.850 1.900 -
Empire Life LD Annually Monthly yes 50,000 1.275 1.625 1.725 1.875 2.375 1.875
Great-West Life LD Not compounded Monthly yes 2,000 1.500 1.550 1.600 1.750 1.800 1.800
Great-West Life LD Not compounded Monthly yes 25,000 1.500 1.550 1.600 1.750 1.800 1.800
Great-West Life LD Not compounded Monthly yes 50,000 1.500 1.550 1.600 1.750 1.800 1.800
Empire Life LD Annually Monthly yes 10,000 1.150 1.500 1.600 1.750 2.250 1.750
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.900 2.000 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.900 2.000 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.250 1.350 1.550 1.750 2.000 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
TD Canada Trust LD Not compounded Annually no 500 1.000 1.250 1.350 1.500 1.600 -
TD Canada Trust LD Annually At maturity no 500 1.000 1.250 1.350 1.500 1.600 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on February 22, 2018

This information is current as of the date and time posted and is subject to change without notice.

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