Savings Rates | RRIFs: 1 to 6 years

Page 1 of 2    next page >>
Sorted by: 2 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Annually no 10,000 2.000 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.000 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Monthly no 10,000 2.000 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.000 2.350 2.400 2.600 2.800 -
Oaken Financial LD Annually At maturity no 10,000 2.000 2.350 2.400 2.600 2.800 -
Effort Trust LD Annually Annually no 1,000 1.850 2.100 2.250 2.350 2.500 -
Home Trust Company LD Not compounded Annually no 10,000 1.900 2.050 2.200 2.300 2.500 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.900 2.050 2.200 2.300 2.500 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.900 2.050 2.200 2.300 2.500 -
Home Trust Company LD Not compounded Monthly no 10,000 1.900 2.050 2.200 2.300 2.500 -
Home Trust Company LD Annually At maturity no 10,000 1.900 2.050 2.200 2.300 2.500 -
B2B Bank LD Annually Annually no 1,000 1.500 1.960 2.150 2.250 2.460 -
Parama Credit Union LD Not compounded Annually no 1,000 1.650 1.900 2.150 2.350 2.550 -
Ontario Civil Service CU LD Not compounded Annually no 100,000 1.350 1.600 1.750 1.900 2.200 -
Ontario Civil Service CU LD Not compounded Annually no 60,000 1.350 1.600 1.750 1.900 2.200 -
Ontario Civil Service CU LD Not compounded Annually no 40,000 1.350 1.600 1.750 1.900 2.200 -
Empire Life LD Annually Periodically yes 100,000 1.250 1.450 1.650 1.850 2.150 2.150
Ontario Civil Service CU LD Not compounded Annually no 20,000 1.300 1.450 1.500 1.750 2.050 -
Ontario Civil Service CU LD Not compounded Annually no 10,000 1.300 1.450 1.500 1.750 2.050 -
Servus Credit Union LD Annually Annually no 5,000 1.250 1.350 1.400 1.600 2.000 -
TD Canada Trust LD Not compounded Annually no 500 1.300 1.350 1.400 1.600 2.000 -
TD Canada Trust LD Annually At maturity no 500 1.300 1.350 1.400 1.600 2.000 -
Empire Life LD Annually Periodically yes 50,000 1.125 1.325 1.525 1.725 2.025 2.025
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.200 1.300 1.600 1.750 2.100 -
Standard Life GT Annually Periodically yes 100,000 1.150 1.300 1.450 1.675 1.900 1.950
Standard Life GT Annually Periodically yes 500,000 1.150 1.300 1.450 1.675 1.900 1.950
Standard Life GT Annually Periodically yes 10,000 1.150 1.300 1.450 1.675 1.900 1.950
Standard Life GT Annually Periodically yes 250,000 1.150 1.300 1.450 1.675 1.900 1.950
Standard Life GT Annually Periodically yes 50,000 1.150 1.300 1.450 1.675 1.900 1.950
Canada Life GT Annually Periodically yes 75,000 1.000 1.200 1.300 1.650 1.950 2.150
Empire Life LD Annually Monthly yes 100,000 1.000 1.200 1.400 1.600 1.900 1.900
Empire Life LD Annually Periodically yes 10,000 1.000 1.200 1.400 1.600 1.900 1.900
Great-West Life LD Not compounded Annually yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life LD Annually At maturity yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
London Life GT Annually Periodically yes 100,000 1.000 1.200 1.300 1.650 1.950 -
Sun Life - Insurance LD Annually Annually yes 5,000 1.150 1.200 1.200 1.750 2.000 2.000
BMO Bank of Montreal LD Annually Periodically no 500 1.000 1.150 1.350 1.600 1.950 1.950
Manulife Investments LD Not compounded Annually yes 2,500 0.750 1.150 1.250 1.500 1.700 1.750
Manulife Investments GT Annually Periodically yes 2,500 0.750 1.150 1.250 1.500 1.700 1.750
Manulife Investments LD Annually At maturity yes 2,500 0.750 1.150 1.250 1.500 1.700 1.750
National Bank LD Annually At maturity yes 500 0.900 1.150 1.250 1.500 1.750 1.950
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
CIBC LD Annually At maturity no 500 0.900 1.100 1.250 1.400 1.750 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.850 1.100 1.250 1.400 1.750 -
Laurentian Bank Canada LD Annually At maturity no 500 0.850 1.100 1.250 1.400 1.750 -
Ontario Civil Service CU LD Not compounded Annually no 1,000 1.000 1.100 1.350 1.600 1.900 -
Ontario Civil Service CU LD Not compounded Annually no 5,000 1.000 1.100 1.350 1.600 1.900 -
Windsor Family C.U. LD Annually At maturity no 500 0.900 1.100 1.250 1.400 1.750 -
Canada Life GT Annually Periodically yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Empire Life LD Annually Monthly yes 50,000 0.875 1.075 1.275 1.475 1.775 1.775
Page 1 of 2    next page >>

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on August 30, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.