Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 1 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Parama Credit Union LD Not compounded Annually no 1,000 2.400 2.000 2.100 2.250 2.500 -
Luminus Financial LD Annually At maturity no 500 2.300 2.450 2.300 2.350 2.400 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.250 2.600 2.850 3.000 3.150 -
Oaken Financial LD Not compounded Annually no 10,000 2.250 2.600 2.850 3.000 3.150 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.250 2.600 2.850 3.000 3.150 -
Oaken Financial LD Not compounded Monthly no 10,000 2.250 2.600 2.850 3.000 3.150 -
Oaken Financial LD Annually At maturity no 10,000 2.250 2.600 2.850 3.000 3.150 -
Effort Trust Company LD Annually Annually no 1,000 2.100 2.300 2.300 2.350 2.400 -
B2B Bank LD Annually Annually no 1,000 1.970 2.340 2.580 2.600 2.830 -
Sun Life - Trust LD Annually Annually no 5,000 1.800 1.800 1.900 2.200 2.500 2.750
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.700 1.850 1.950 2.200 2.300 -
Sun Life - Insurance LD Annually Annually yes 5,000 1.700 1.600 1.600 2.050 2.350 2.500
Sun Life - Trust LD Annually Annually yes 5,000 1.600 1.550 1.550 2.000 2.350 2.500
Empire Life LD Annually Periodically yes 100,000 1.550 1.900 2.000 2.100 2.600 2.150
Canada Life GT Annually Periodically yes 75,000 1.500 1.500 1.550 1.750 1.800 1.850
Canada Life GT Annually Periodically yes 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Canada Life GT Annually Periodically yes 1,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Not compounded Annually yes 50,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Annually At maturity yes 50,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Not compounded Annually yes 500 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Annually At maturity yes 2,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Annually At maturity yes 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Great-West Life LD Not compounded Annually yes 25,000 1.500 1.500 1.550 1.750 1.800 1.850
Kindred Credit Union GT Annually Periodically no 250,000 1.500 1.900 2.200 2.350 2.400 -
London Life GT Annually Periodically yes 10,000 1.500 1.500 1.550 1.750 1.800 -
London Life GT Annually Periodically yes 25,000 1.500 1.500 1.550 1.750 1.800 -
London Life GT Annually Periodically yes 100,000 1.500 1.500 1.550 1.750 1.800 -
Kindred Credit Union GT Annually Periodically no 100,000 1.450 1.850 2.150 2.300 2.350 -
Kindred Credit Union GT Annually Periodically no 50,000 1.450 1.750 2.050 2.200 2.300 -
Kindred Credit Union GT Annually Periodically no 500 1.450 1.650 1.850 2.050 2.200 -
Kindred Credit Union GT Annually Periodically no 25,000 1.450 1.700 1.950 2.150 2.250 -
Empire Life LD Annually Periodically yes 50,000 1.425 1.775 1.875 1.975 2.475 2.025
Great-West Life LD Not compounded Monthly yes 50,000 1.400 1.400 1.450 1.650 1.700 1.750
Great-West Life LD Not compounded Monthly yes 25,000 1.400 1.400 1.450 1.650 1.700 1.750
Great-West Life LD Not compounded Monthly yes 2,000 1.400 1.400 1.450 1.650 1.700 1.750
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.000 -
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.000 -
Empire Life LD Annually Monthly yes 100,000 1.300 1.650 1.750 1.850 2.350 1.900
Empire Life LD Annually Periodically yes 10,000 1.300 1.650 1.750 1.850 2.350 1.900
Manulife Investments LD Not compounded Annually yes 2,500 1.300 1.450 1.500 1.750 1.800 1.800
Manulife Investments LD Annually At maturity yes 2,500 1.300 1.450 1.500 1.750 1.800 1.800
Manulife Investments GT Annually Periodically yes 2,500 1.300 1.450 1.500 1.750 1.800 1.800
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.250 1.350 1.550 1.750 2.000 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
Empire Life LD Annually Monthly yes 50,000 1.175 1.525 1.625 1.725 2.225 1.775
Empire Life LD Annually Monthly yes 10,000 1.050 1.400 1.500 1.600 2.100 1.650
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.100 1.150 1.200 1.700 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on January 20, 2018

This information is current as of the date and time posted and is subject to change without notice.

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