Savings Rates | RRIFs: 1 to 6 years

Sorted by: 1 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Type	Compound Frequency	Payment Frequency	Redeemable	Min. Deposit	Term in Years
						1	2	3	4	5	6
Home Trust Company	LD	Annually	At maturity	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Monthly	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Quarterly	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Annually	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Home Trust Company	LD	Not compounded	Semi-annually	no	10,000	1.800	1.850	1.950	2.100	2.200	-
Effort Trust	LD	Annually	Annually	no	10,000	1.750	1.900	2.000	2.150	2.300	-
Parama Credit Union	LD	Not compounded	Annually	no	1,000	1.650	1.850	2.100	2.250	2.400	-
B2B Bank	LD	Annually	Annually	no	1,000	1.450	1.750	1.850	2.050	2.200	-
Teachers Credit Union	LD	Annually	At maturity	no	500	1.400	1.650	1.800	2.200	2.500	-
Empire Life	LD	Annually	Periodically	yes	100,000	1.350	1.600	1.725	1.850	2.100	2.100
Ontario Civil Service CU	LD	Not compounded	Annually	no	40,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	60,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	100,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	20,000	1.300	1.450	1.500	1.750	2.050	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	10,000	1.300	1.450	1.500	1.750	2.050	-
Standard Life	GT	Annually	Periodically	yes	10,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	50,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	500,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	100,000	1.300	1.425	1.550	1.700	1.850	1.900
Standard Life	GT	Annually	Periodically	yes	250,000	1.300	1.425	1.550	1.700	1.850	1.900
Empire Life	LD	Annually	Periodically	yes	50,000	1.225	1.475	1.600	1.725	1.975	1.975
PACE Savings & Credit Un	LD	Not compounded	Annually	no	1,000	1.200	1.500	1.600	1.750	2.100	-
Canada Life	GT	Annually	Periodically	yes	75,000	1.150	1.250	1.400	1.450	1.550	1.950
Great-West Life	LD	Annually	At maturity	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
Great-West Life	LD	Not compounded	Annually	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
London Life	GT	Annually	Periodically	yes	100,000	1.150	1.250	1.400	1.450	1.550	-
Boomerang Credit Union	LD	Annually	At maturity	no	500	1.100	1.650	1.800	2.000	2.150	-
Empire Life	LD	Annually	Monthly	yes	100,000	1.100	1.350	1.475	1.600	1.850	1.850
Empire Life	LD	Annually	Periodically	yes	10,000	1.100	1.350	1.475	1.600	1.850	1.850
Manulife Investments	LD	Not compounded	Annually	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Manulife Investments	GT	Annually	Periodically	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Manulife Investments	LD	Annually	At maturity	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
Sun Life - Insurance	LD	Annually	Annually	yes	5,000	1.100	1.250	1.450	1.650	1.850	1.850
Desjardins Fin. Security	GT	Annually	Periodically	yes	500	1.050	1.000	1.250	1.500	1.700	1.700
Servus Credit Union	LD	Annually	Annually	no	5,000	1.050	1.200	1.350	1.600	1.950	-
Canada Life	GT	Annually	Periodically	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Great-West Life	LD	Not compounded	Annually	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Great-West Life	LD	Annually	At maturity	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
London Life	GT	Annually	Periodically	yes	25,000	1.025	1.125	1.275	1.325	1.425	-
BMO Bank of Montreal	LD	Annually	Periodically	no	500	1.000	1.150	1.350	1.600	1.950	1.950
Ontario Civil Service CU	LD	Not compounded	Annually	no	1,000	1.000	1.100	1.350	1.600	1.900	-
Ontario Civil Service CU	LD	Not compounded	Annually	no	5,000	1.000	1.100	1.350	1.600	1.900	-
TD Canada Trust	LD	Annually	At maturity	no	500	1.000	1.100	1.350	1.600	1.850	-
TD Canada Trust	LD	Not compounded	Annually	no	500	1.000	1.100	1.350	1.600	1.850	-
Empire Life	LD	Annually	Monthly	yes	50,000	0.975	1.225	1.350	1.475	1.725	1.725
Bk Nova Scotia Mtg. Corp	LD	Annually	At maturity	no	1,000	0.900	1.100	1.250	1.400	1.750	1.750
CIBC	LD	Annually	At maturity	no	500	0.900	1.100	1.250	1.400	1.750	-
Canada Life	GT	Annually	Periodically	yes	1,000	0.900	1.000	1.150	1.200	1.300	1.700
Great-West Life	LD	Not compounded	Annually	yes	500	0.900	1.000	1.150	1.200	1.300	1.700
Great-West Life	LD	Annually	At maturity	yes	2,000	0.900	1.000	1.150	1.200	1.300	1.700

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.