Savings Rates | RRIFs: 1 to 6 years

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Sorted by: 1 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Oaken Financial LD Not compounded Monthly no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Annually no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.750 2.950 3.050 3.150 3.250 -
Oaken Financial LD Annually At maturity no 10,000 2.750 2.950 3.050 3.150 3.250 -
Effort Trust LD Annually Annually no 1,000 2.200 2.400 2.450 2.500 2.550 -
Parama Credit Union LD Not compounded Annually no 1,000 1.600 1.750 1.900 2.050 2.200 -
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.600 1.750 1.800 2.000 2.150 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.000 -
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.000 -
Kindred Credit Union GT Annually Periodically no 250,000 1.350 1.750 2.050 2.150 2.200 -
Kindred Credit Union GT Annually Periodically no 100,000 1.300 1.700 2.000 2.100 2.150 -
Kindred Credit Union GT Annually Periodically no 50,000 1.300 1.600 1.900 2.000 2.050 -
Kindred Credit Union GT Annually Periodically no 500 1.300 1.500 1.700 1.850 2.000 -
Kindred Credit Union GT Annually Periodically no 25,000 1.300 1.500 1.800 1.950 2.000 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Sun Life - Trust LD Annually Annually no 5,000 1.250 1.300 1.400 1.750 2.000 2.250
B2B Bank LD Annually Annually no 1,000 1.200 1.820 1.920 1.950 2.200 -
Empire Life LD Annually Periodically yes 100,000 1.050 1.300 1.400 1.600 2.100 1.650
Sun Life - Insurance LD Annually Annually yes 5,000 1.050 1.100 1.150 1.650 1.800 1.950
Sun Life - Trust LD Annually Annually yes 5,000 1.050 1.100 1.150 1.650 1.800 1.950
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.000 1.200 1.400 1.500 1.600 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
Empire Life LD Annually Periodically yes 50,000 0.925 1.175 1.275 1.475 1.975 1.525
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
Laurentian Bank Canada LD Not compounded Annually no 500 0.850 1.000 1.150 1.300 1.500 -
Laurentian Bank Canada LD Annually At maturity no 500 0.850 1.000 1.150 1.300 1.500 -
National Bank LD Annually At maturity yes 500 0.850 1.000 1.150 1.250 1.500 1.500
TD Canada Trust LD Annually At maturity no 500 0.850 0.900 1.000 1.050 1.500 -
TD Canada Trust LD Not compounded Annually no 500 0.850 0.900 1.000 1.050 1.500 -
WFCU Credit Union LD Annually At maturity no 500 0.850 0.950 1.050 1.150 1.400 -
Empire Life LD Annually Monthly yes 100,000 0.800 1.050 1.150 1.350 1.850 1.400
Empire Life LD Annually Periodically yes 10,000 0.800 1.050 1.150 1.350 1.850 1.400
Empire Life LD Annually Monthly yes 50,000 0.675 0.925 1.025 1.225 1.725 1.275
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.600 0.750 0.900 1.050 1.250 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.600 0.750 0.900 1.050 1.250 -
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
Canada Life GT Annually Periodically yes 1,000 0.550 0.600 0.850 1.100 1.250 1.400
Canada Life GT Annually Periodically yes 25,000 0.550 0.600 0.850 1.100 1.250 1.400
Canada Life GT Annually Periodically yes 75,000 0.550 0.600 0.850 1.100 1.250 1.400
Empire Life LD Annually Monthly yes 10,000 0.550 0.800 0.900 1.100 1.600 1.150
Great-West Life LD Annually At maturity yes 50,000 0.550 0.600 0.850 1.100 1.250 1.400
Great-West Life LD Annually At maturity yes 25,000 0.550 0.600 0.850 1.100 1.250 1.400
Great-West Life LD Annually At maturity yes 2,000 0.550 0.600 0.850 1.100 1.250 1.400
Great-West Life LD Not compounded Annually yes 500 0.550 0.600 0.850 1.100 1.250 1.400
Great-West Life LD Not compounded Annually yes 50,000 0.550 0.600 0.850 1.100 1.250 1.400
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on July 10, 2017

This information is current as of the date and time posted and is subject to change without notice.

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