Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Compound Frequency in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
Great-West Life LD Not compounded Annually yes 500 0.950 1.000 1.250 1.450 1.600 1.750
Great-West Life LD Not compounded Annually yes 50,000 0.950 1.000 1.250 1.450 1.600 1.750
Great-West Life LD Not compounded Monthly yes 2,000 0.850 0.900 1.150 1.350 1.500 1.650
Great-West Life LD Not compounded Annually yes 25,000 0.950 1.000 1.250 1.450 1.600 1.750
Great-West Life LD Not compounded Monthly yes 50,000 0.850 0.900 1.150 1.350 1.500 1.650
Great-West Life LD Not compounded Monthly yes 25,000 0.850 0.900 1.150 1.350 1.500 1.650
Laurentian Bank Canada LD Not compounded Monthly no 500 0.550 0.600 0.650 0.800 1.100 -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.650 0.850 0.900 1.050 1.350 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.650 0.850 0.900 1.050 1.350 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.900 1.100 1.150 1.300 1.600 -
Manulife Investments LD Not compounded Annually yes 2,500 0.400 0.600 0.900 1.050 1.250 1.350
Oaken Financial LD Not compounded Monthly no 10,000 2.500 2.700 2.800 2.900 3.000 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.500 2.700 2.800 2.900 3.000 -
Oaken Financial LD Not compounded Semi-annually no 10,000 2.500 2.700 2.800 2.900 3.000 -
Oaken Financial LD Not compounded Annually no 10,000 2.500 2.700 2.800 2.900 3.000 -
PACE Savings & Credit Un LD Not compounded Annually no 1,000 1.000 1.200 1.400 1.500 1.600 -
Parama Credit Union LD Not compounded Annually no 1,000 2.400 1.850 2.000 2.100 2.250 -
Rapport Credit Union LD Not compounded Annually no 10,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 20,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 40,000 1.250 1.350 1.400 1.450 1.900 -
Rapport Credit Union LD Not compounded Annually no 5,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 1,000 1.000 1.100 1.150 1.200 1.700 -
Rapport Credit Union LD Not compounded Annually no 60,000 1.400 1.500 1.550 1.600 2.000 -
Rapport Credit Union LD Not compounded Annually no 100,000 1.400 1.500 1.550 1.600 2.000 -
Resurrection Credit Un. LD Not compounded Annually no 5,000 1.700 1.850 1.950 2.200 2.300 -
TD Canada Trust LD Not compounded Annually no 500 1.000 1.250 1.350 1.500 1.600 -
B2B Bank LD Annually Annually no 1,000 1.460 1.950 2.100 2.160 2.460 -
BMO Bank of Montreal LD Annually Periodically no 500 0.850 1.050 1.150 1.250 1.500 1.500
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.150 1.300 1.500 1.500
CIBC LD Annually At maturity no 500 0.550 0.650 0.850 1.050 1.250 -
Canada Life GT Annually Periodically yes 1,000 0.950 1.000 1.250 1.450 1.600 1.750
Canada Life GT Annually Periodically yes 25,000 0.950 1.000 1.250 1.450 1.600 1.750
Canada Life GT Annually Periodically yes 75,000 0.950 1.000 1.250 1.450 1.600 1.750
Effort Trust LD Annually Annually no 1,000 2.200 2.400 2.450 2.500 2.550 -
Empire Life LD Annually Monthly yes 50,000 0.775 1.125 1.225 1.425 1.925 1.475
Empire Life LD Annually Monthly yes 100,000 0.900 1.250 1.350 1.550 2.050 1.600
Empire Life LD Annually Periodically yes 10,000 0.900 1.250 1.350 1.550 2.050 1.600
Empire Life LD Annually Periodically yes 50,000 1.025 1.375 1.475 1.675 2.175 1.725
Empire Life LD Annually Periodically yes 100,000 1.150 1.500 1.600 1.800 2.300 1.850
Empire Life LD Annually Monthly yes 10,000 0.650 1.000 1.100 1.300 1.800 1.350
Great-West Life LD Annually At maturity yes 2,000 0.950 1.000 1.250 1.450 1.600 1.750
Great-West Life LD Annually At maturity yes 25,000 0.950 1.000 1.250 1.450 1.600 1.750
Great-West Life LD Annually At maturity yes 50,000 0.950 1.000 1.250 1.450 1.600 1.750
Kindred Credit Union GT Annually Periodically no 250,000 1.350 1.750 2.050 2.150 2.200 -
Kindred Credit Union GT Annually Periodically no 100,000 1.300 1.700 2.000 2.100 2.150 -
Kindred Credit Union GT Annually Periodically no 50,000 1.300 1.600 1.900 2.000 2.050 -
Kindred Credit Union GT Annually Periodically no 500 1.300 1.500 1.700 1.850 2.000 -
Kindred Credit Union GT Annually Periodically no 25,000 1.300 1.500 1.800 1.950 2.000 -
Laurentian Bank Canada LD Annually At maturity no 500 0.900 1.100 1.150 1.300 1.600 -
London Life GT Annually Periodically yes 25,000 0.950 1.000 1.250 1.450 1.600 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on August 19, 2017

This information is current as of the date and time posted and is subject to change without notice.

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