Savings Rates | RRIFs: 10 to 25 years

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Sorted by: Redeemable in descending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
10 12 15 19 20 25
Canada Life GT Annually Periodically yes 75,000 2.150 - - - - -
Canada Life GT Annually Periodically yes 25,000 2.025 - - - - -
Canada Life GT Annually Periodically yes 1,000 1.900 - - - - -
Desjardins Fin. Security GT Annually Periodically yes 500 2.100 2.100 2.100 2.100 2.100 -
Empire Life LD Not compounded Annually yes 10,000 2.500 - - - - -
Empire Life LD Not compounded Monthly yes 50,000 2.375 - - - - -
Empire Life LD Not compounded Monthly yes 10,000 2.250 - - - - -
Empire Life LD Not compounded Annually yes 50,000 2.625 - - - - -
- LD Not compounded Annually yes 100,000 2.750 - - - - -
- LD Not compounded Monthly yes 100,000 2.500 - - - - -
Great-West Life LD Not compounded Annually yes 50,000 2.150 2.600 2.600 2.600 - -
Great-West Life LD Annually At maturity yes 50,000 2.150 2.600 2.600 2.600 - -
Great-West Life LD Annually At maturity yes 25,000 2.025 2.475 2.475 2.475 - -
Great-West Life LD Annually At maturity yes 2,000 1.900 2.350 2.350 2.350 - -
Great-West Life LD Not compounded Monthly yes 50,000 1.650 2.100 2.100 2.100 - -
Great-West Life LD Not compounded Annually yes 25,000 2.025 2.475 2.475 2.475 - -
Great-West Life LD Not compounded Monthly yes 2,000 1.400 1.850 1.850 1.850 1.850 -
Great-West Life LD Not compounded Monthly yes 25,000 1.525 1.975 1.975 1.975 - -
Great-West Life LD Not compounded Annually yes 500 1.900 2.350 2.350 2.350 - -
London Life GT Annually Periodically yes 25,000 2.025 - 2.475 2.475 2.475 2.475
London Life GT Annually Periodically yes 100,000 2.150 - 2.600 2.600 2.600 2.600
London Life GT Annually Periodically yes 10,000 1.400 - 1.850 1.850 1.850 1.850
Manulife Investments LD Not compounded Annually yes 2,500 2.600 2.600 2.600 2.600 2.600 2.600
Manulife Investments LD Annually At maturity yes 2,500 2.600 2.600 2.600 2.600 2.600 2.600
Manulife Investments GT Annually Periodically yes 2,500 2.600 2.600 2.600 2.600 2.600 2.600
National Bank LD Annually At maturity yes 500 2.400 - - - - -
Standard Life GT Annually Periodically yes 500,000 2.250 2.250 2.250 2.250 2.250 -
Standard Life GT Annually Periodically yes 10,000 2.250 2.250 2.250 2.250 2.250 -
Standard Life GT Annually Periodically yes 100,000 2.250 2.250 2.250 2.250 2.250 -
Standard Life GT Annually Periodically yes 250,000 2.250 2.250 2.250 2.250 2.250 -
Standard Life GT Annually Periodically yes 50,000 2.250 2.250 2.250 2.250 2.250 -
Sun Life - Insurance LD Annually Annually yes 5,000 2.400 2.400 2.400 2.600 2.650 2.650
BMO Bank of Montreal LD Annually Periodically no 500 2.300 2.300 2.300 2.300 2.300 -
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 2.100 - - - - -
Laurentian Bank Canada LD Not compounded Monthly no 500 2.250 - - - - -
Laurentian Bank Canada LD Not compounded Annually no 500 2.750 - - - - -
Laurentian Bank Canada LD Annually At maturity no 500 2.750 - - - - -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 2.500 - - - - -
Laurentian Bank Canada LD Not compounded Quarterly no 500 2.380 - - - - -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on July 22, 2014

This information is current as of the date and time posted and is subject to change without notice.

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