Savings Rates | RRIFs: 10 to 25 years

Sorted by: Financial Institution in descending order (Click on a column heading to sort up or down)

Financial Institution	Type	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
						10	12	15	19	20	25
Sun Life - Trust	LD	Annually	Annually	no	5,000	2.350	2.350	2.350	2.550	2.600	2.600
Sun Life - Trust	LD	Annually	Annually	yes	5,000	1.900	1.900	1.900	2.100	2.150	2.150
Sun Life - Insurance	LD	Annually	Annually	yes	5,000	1.900	1.900	1.900	2.100	2.150	2.150
Standard Life	GT	Annually	Periodically	yes	250,000	1.800	1.800	1.800	1.800	1.800	-
Standard Life	GT	Annually	Periodically	yes	100,000	1.800	1.800	1.800	1.800	1.800	-
Standard Life	GT	Annually	Periodically	yes	50,000	1.800	1.800	1.800	1.800	1.800	-
Standard Life	GT	Annually	Periodically	yes	500,000	1.800	1.800	1.800	1.800	1.800	-
Standard Life	GT	Annually	Periodically	yes	10,000	1.800	1.800	1.800	1.800	1.800	-
National Bank	LD	Annually	At maturity	yes	500	2.150	-	-	-	-	-
Manulife Investments	GT	Annually	Periodically	yes	2,500	1.800	1.800	1.800	1.800	1.800	1.800
Manulife Investments	LD	Annually	At maturity	yes	2,500	1.800	1.800	1.800	1.800	1.800	1.800
Manulife Investments	LD	Not compounded	Annually	yes	2,500	1.800	1.800	1.800	1.800	1.800	1.800
London Life	GT	Annually	Periodically	yes	10,000	0.500	-	1.200	1.200	1.200	1.200
London Life	GT	Annually	Periodically	yes	25,000	1.125	-	1.825	1.825	1.825	1.825
London Life	GT	Annually	Periodically	yes	100,000	1.250	-	1.950	1.950	1.950	1.950
Laurentian Bank Canada	LD	Not compounded	Quarterly	no	500	2.000	-	-	-	-	-
Laurentian Bank Canada	LD	Not compounded	Semi-annually	no	500	2.000	-	-	-	-	-
Laurentian Bank Canada	LD	Not compounded	Annually	no	500	2.250	-	-	-	-	-
Laurentian Bank Canada	LD	Not compounded	Monthly	no	500	1.750	-	-	-	-	-
Laurentian Bank Canada	LD	Annually	At maturity	no	500	2.250	-	-	-	-	-
Great-West Life	LD	Not compounded	Monthly	yes	2,000	0.500	1.200	1.200	1.200	1.200	-
Great-West Life	LD	Not compounded	Annually	yes	50,000	1.250	1.950	1.950	1.950	-	-
Great-West Life	LD	Annually	At maturity	yes	50,000	1.250	1.950	1.950	1.950	-	-
Great-West Life	LD	Not compounded	Annually	yes	500	1.000	1.700	1.700	1.700	-	-
Great-West Life	LD	Not compounded	Annually	yes	25,000	1.125	1.825	1.825	1.825	-	-
Great-West Life	LD	Annually	At maturity	yes	25,000	1.125	1.825	1.825	1.825	-	-
Great-West Life	LD	Annually	At maturity	yes	2,000	1.000	1.700	1.700	1.700	-	-
Great-West Life	LD	Not compounded	Monthly	yes	50,000	0.750	1.450	1.450	1.450	-	-
Great-West Life	LD	Not compounded	Monthly	yes	25,000	0.625	1.325	1.325	1.325	-	-
Empire Life	LD	Not compounded	Annually	yes	100,000	1.875	-	-	-	-	-
Empire Life	LD	Not compounded	Annually	yes	10,000	1.625	-	-	-	-	-
Empire Life	LD	Not compounded	Annually	yes	50,000	1.750	-	-	-	-	-
Empire Life	LD	Not compounded	Monthly	yes	100,000	1.625	-	-	-	-	-
Empire Life	LD	Not compounded	Monthly	yes	10,000	1.375	-	-	-	-	-
Canada Life	GT	Annually	Periodically	yes	1,000	1.000	-	-	-	-	-
Canada Life	GT	Annually	Periodically	yes	75,000	1.250	-	-	-	-	-
Canada Life	GT	Annually	Periodically	yes	25,000	1.125	-	-	-	-	-
Bk Nova Scotia Mtg. Corp	LD	Annually	At maturity	no	1,000	2.100	-	-	-	-	-
BMO Bank of Montreal	LD	Annually	Periodically	no	500	2.000	-	-	-	-	-
-	LD	Not compounded	Monthly	yes	50,000	1.500	-	-	-	-	-

Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.