Savings Rates | GIC/GIA: 30 to 270 days (Registered)

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Sorted by: Redeemable in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
CIBC Not compounded At maturity yes 500 - - - - - 0.550
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
Desjardins Fin. Security Not compounded At maturity yes 500 - - 0.500 - 0.500 -
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Peace Hills Trust Not compounded At maturity yes 1,000 0.200 0.200 0.200 0.200 0.250 0.250
Standard Life Not compounded At maturity yes 5,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 25,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.750 0.750 0.750 0.750 0.750
Tangerine Not compounded At maturity yes 1 - - 1.000 - 1.050 1.250
ATB Financial Not compounded At maturity no 1,000 0.600 0.750 0.900 1.000 1.100 1.100
Alterna Bank Not compounded At maturity no 5,000 0.500 0.600 0.750 2.050 0.800 0.800
Alterna Savings Not compounded At maturity no 5,000 0.500 0.600 0.750 2.050 0.800 0.800
B2B Bank Not compounded At maturity no 25,000 0.450 0.550 0.650 0.700 0.850 0.850
B2B Bank Not compounded At maturity no 5,000 - - 0.650 0.700 0.850 0.850
BMO Bank of Montreal Not compounded At maturity no 500 - - - - 1.000 1.000
Bank of Nova Scotia Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
CIBC Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 0.800
Caisses Desjardins Not compounded At maturity no 5,000 0.400 - 0.600 0.650 0.800 -
Coast Capital Savings Not compounded At maturity no 1,000 0.600 0.650 0.700 0.700 0.750 1.000
DUCA Financial Services Annually At maturity no 500 - - - - 0.750 0.750
DUCA Financial Services Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 1.000
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
First Calgary Financial Not compounded At maturity no 2,000 0.500 0.500 0.750 0.750 1.000 1.000
HSBC Bank Canada Annually At maturity no 500 - - - - 0.900 0.900
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.900 0.900
Home Trust Company Not compounded At maturity no 2,500 - - 1.350 1.450 1.450 1.600
Laurentian Bank Canada Not compounded At maturity no 500 0.400 0.500 0.500 0.600 0.750 0.800
Laurentienne Trust Not compounded At maturity no 3,000 0.400 0.500 0.500 0.600 0.750 0.800
Libro Credit Union Not compounded At maturity no 1,000 1.050 1.050 1.050 1.050 1.150 1.150
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.850 0.850 1.200 1.700
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.950 0.950 1.300 1.800
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.750 0.750 1.100 1.600
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
Meridian Credit Union Not compounded At maturity no 2,500 0.650 0.800 0.950 0.950 1.050 1.050
National Bank Not compounded At maturity no 500 - - 0.550 - 0.700 -
Oaken Financial Not compounded At maturity no 2,500 - - 2.000 2.000 2.100 2.150
Ontario Civil Service CU Not compounded At maturity no 10,000 0.700 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Ontario Civil Service CU Not compounded At maturity no 5,000 0.600 - - - - -
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on December 17, 2014

This information is current as of the date and time posted and is subject to change without notice.

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