Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: Redeemable in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
ATB Financial	Not compounded	At maturity	yes	100,000	0.400	0.550	0.650	0.650	0.800	0.800
ATB Financial	Not compounded	At maturity	yes	1,000	0.400	0.550	0.650	0.650	0.800	0.800
BMO Bank of Montreal	Not compounded	At maturity	yes	20,001	0.350	0.500	0.650	0.650	0.750	0.750
BMO Bank of Montreal	Not compounded	At maturity	yes	10,001	0.350	0.500	0.650	0.650	0.750	0.750
BMO Bank of Montreal	Not compounded	At maturity	yes	100,001	0.350	0.500	0.650	0.650	0.750	0.750
BMO Bank of Montreal	Not compounded	At maturity	yes	30,001	0.350	0.500	0.650	0.650	0.750	0.750
Bank of Nova Scotia	Not compounded	At maturity	yes	5,000	0.050	0.050	0.050	0.050	0.100	0.100
Bank of Nova Scotia	Not compounded	At maturity	yes	1,000	0.050	0.050	0.050	0.050	0.100	0.100
Bank of Nova Scotia	Not compounded	At maturity	yes	100,000	0.050	0.050	0.050	0.050	0.100	0.100
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	yes	5,000	0.050	0.050	0.050	0.050	0.100	0.100
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	yes	100,000	0.050	0.050	0.050	0.050	0.100	0.100
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	yes	1,000	0.050	0.050	0.050	0.050	0.100	0.100
CIBC	Not compounded	At maturity	yes	1,000	-	0.250	0.250	0.300	0.500	0.550
CIBC	Not compounded	At maturity	yes	250,000	0.150	0.250	0.250	0.300	0.500	0.550
CIBC	Not compounded	At maturity	yes	100,000	0.150	0.250	0.250	0.300	0.500	0.550
CIBC	Not compounded	At maturity	yes	5,000	0.150	0.250	0.250	0.300	0.500	0.550
Canada Life	Not compounded	Monthly	yes	75,000	0.240	0.290	0.320	0.320	0.390	0.390
Canada Life	Not compounded	Monthly	yes	25,000	0.240	0.290	0.320	0.320	0.390	0.390
Canada Life	Not compounded	Monthly	yes	5,000	0.240	0.290	0.320	0.320	0.390	0.390
Canada Life	Not compounded	At maturity	yes	5,000	0.250	0.300	0.325	0.325	0.400	0.400
Canadian Western Trust	Not compounded	At maturity	yes	5,000	0.200	0.200	0.200	0.200	0.250	0.250
Community Trust	Not compounded	At maturity	yes	25,000	0.375	0.375	0.425	0.475	0.775	0.775
Community Trust	Not compounded	At maturity	yes	50,000	0.500	0.500	0.550	0.600	0.900	0.900
Community Trust	Not compounded	At maturity	yes	5,000	0.250	0.250	0.300	0.350	0.650	0.650
DUCA Financial Services	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
Desjardins Fin. Security	Not compounded	At maturity	yes	500	-	-	0.500	-	0.500	-
HSBC Bank Canada	Not compounded	At maturity	yes	5,000	0.300	0.500	0.550	0.550	0.750	0.750
Laurentian Bank Canada	Not compounded	At maturity	yes	3,000	0.150	0.250	0.250	0.400	0.550	-
London Life	Not compounded	At maturity	yes	1,000	-	-	-	-	-	0.675
London Life	Not compounded	At maturity	yes	50,000	-	-	-	-	-	0.925
Manulife Investments	Annually	At maturity	yes	2,500	-	-	-	-	0.300	0.300
Manulife Investments	Not compounded	Monthly	yes	2,500	-	-	-	-	0.050	0.050
Manulife Investments	Not compounded	Quarterly	yes	2,500	-	-	-	-	0.150	0.150
Manulife Investments	Not compounded	Semi-annually	yes	2,500	-	-	-	-	0.200	0.200
Manulife Investments	Not compounded	Annually	yes	2,500	-	-	-	-	0.300	0.300
Meridian Credit Union	Not compounded	At maturity	yes	2,500	0.250	0.400	0.550	0.550	0.650	0.650
National Bank	Not compounded	At maturity	yes	300,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	5,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	100,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	200,000	0.300	0.400	0.450	0.500	0.600	0.650
PACE Savings & Credit Un	Not compounded	At maturity	yes	1,000	-	-	0.500	-	-	-
Parama Credit Union	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
Royal Bank of Canada	Not compounded	At maturity	yes	1,000,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	5,000	0.250	0.400	0.550	0.550	0.650	0.650
Royal Bank of Canada	Not compounded	At maturity	yes	100,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	250,000	0.350	0.500	0.650	0.650	0.750	0.750
Standard Life	Not compounded	At maturity	yes	25,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	250,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	5,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	500,000	0.300	-	0.300	-	0.300	0.300

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).