Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: Minimum Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.350 0.500 0.650 0.650 0.750 0.750
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Montreal Not compounded At maturity no 500,000 0.600 0.750 0.900 0.900 1.000 1.000
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
National Bank Not compounded At maturity no 300,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity yes 300,000 0.300 0.400 0.450 0.500 0.600 0.650
Bank of Montreal Not compounded At maturity no 250,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Nova Scotia Not compounded At maturity no 250,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 250,000 0.150 0.550 0.600 0.650 0.750 0.850
CIBC Not compounded At maturity yes 250,000 0.150 0.250 0.250 0.300 0.500 0.550
CIBC Not compounded At maturity no 250,000 0.400 0.500 0.500 0.550 0.750 0.800
Royal Bank of Canada Not compounded At maturity no 250,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 250,000 0.350 0.500 0.650 0.650 0.750 0.750
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
National Bank Not compounded At maturity no 200,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity yes 200,000 0.300 0.400 0.450 0.500 0.600 0.650
BMO Bank of Montreal Not compounded At maturity yes 100,001 0.350 0.500 0.650 0.650 0.750 0.750
ATB Financial Not compounded At maturity yes 100,000 0.350 0.500 0.650 0.650 0.750 0.750
Bank of Montreal Not compounded At maturity no 100,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Nova Scotia Not compounded At maturity yes 100,000 0.050 0.050 0.050 0.050 0.100 0.100
Bank of Nova Scotia Not compounded At maturity no 100,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity yes 100,000 0.050 0.050 0.050 0.050 0.100 0.100
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 100,000 0.150 0.550 0.600 0.650 0.750 0.850
CIBC Not compounded At maturity yes 100,000 0.150 0.250 0.250 0.300 0.500 0.550
CIBC Not compounded At maturity no 100,000 0.400 0.500 0.500 0.550 0.750 0.800
HSBC Bank Canada Not compounded At maturity no 100,000 0.500 0.750 0.750 0.800 0.900 0.900
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.950 0.950 1.300 1.800
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
National Bank Not compounded At maturity no 100,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity yes 100,000 0.300 0.400 0.450 0.500 0.600 0.650
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Royal Bank of Canada Not compounded At maturity no 100,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 100,000 0.350 0.500 0.650 0.650 0.750 0.750
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 1.000 1.100
Canada Life Not compounded Monthly yes 75,000 0.240 0.240 0.240 0.240 0.290 0.290
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
London Life Not compounded At maturity yes 50,000 - - - - - 0.750
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.350 0.500 0.650 0.650 0.750 0.750
B2B Bank Not compounded At maturity no 25,000 0.450 0.550 0.650 0.700 0.850 0.850
Bank West Not compounded At maturity no 25,000 0.000 - 0.500 0.500 - -
Bank of Montreal Not compounded At maturity no 25,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Nova Scotia Not compounded At maturity no 25,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 25,000 0.150 0.550 0.600 0.650 0.750 0.850
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 23, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.