Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: Minimum Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.200 0.350 0.450 0.450 0.450 0.500
Bank of Montreal Not compounded At maturity no 500,000 0.200 0.400 0.500 0.600 0.600 0.650
National Bank Not compounded At maturity yes 300,000 0.200 0.200 0.250 0.300 0.400 0.450
National Bank Not compounded At maturity no 300,000 0.300 0.300 0.350 0.400 0.500 0.550
Bank of Montreal Not compounded At maturity no 250,000 0.200 0.400 0.500 0.600 0.600 0.650
Bank of Nova Scotia Not compounded At maturity no 250,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 250,000 0.050 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity yes 250,000 0.050 0.050 0.050 0.050 0.100 0.150
CIBC Not compounded At maturity no 250,000 0.100 0.150 0.250 0.300 0.350 0.400
Royal Bank of Canada Not compounded At maturity yes 250,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity no 250,000 0.200 0.350 0.450 0.450 0.450 0.500
National Bank Not compounded At maturity no 200,000 0.300 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity yes 200,000 0.200 0.200 0.250 0.300 0.400 0.450
Rapport Credit Union Not compounded At maturity no 100,001 0.500 - - - - -
ATB Financial Not compounded At maturity yes 100,000 0.350 0.500 0.650 0.650 0.750 0.750
Bank of Montreal Not compounded At maturity no 100,000 0.200 0.400 0.500 0.600 0.600 0.650
Bank of Nova Scotia Not compounded At maturity no 100,000 0.050 0.150 0.250 0.300 0.350 0.400
Bank of Nova Scotia Not compounded At maturity yes 100,000 0.050 0.050 0.050 0.050 0.100 0.100
Bk Nova Scotia Mtg. Corp Not compounded At maturity yes 100,000 0.050 0.050 0.050 0.050 0.100 0.100
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 100,000 0.050 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity yes 100,000 0.050 0.050 0.050 0.050 0.100 0.150
CIBC Not compounded At maturity no 100,000 0.100 0.150 0.250 0.300 0.350 0.400
Empire Life Not compounded At maturity yes 100,000 0.500 0.500 0.500 0.500 0.625 0.625
HSBC Bank Canada Not compounded At maturity no 100,000 0.100 0.250 0.350 0.350 0.450 0.500
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 1.050 1.400
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Trust Not compounded At maturity no 100,000 0.500 0.600 0.650 0.650 0.800 0.900
National Bank Not compounded At maturity no 100,000 0.300 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity yes 100,000 0.200 0.200 0.250 0.300 0.400 0.450
Rapport Credit Union Not compounded At maturity no 100,000 0.950 - - - - -
Royal Bank of Canada Not compounded At maturity no 100,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity yes 100,000 0.001 0.100 0.200 0.200 0.200 0.250
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 0.900 1.000
Canada Life Not compounded Monthly yes 75,000 0.240 0.240 0.240 0.240 0.290 0.290
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
Empire Life Not compounded At maturity yes 50,000 0.375 0.375 0.375 0.375 0.500 0.500
London Life Not compounded At maturity yes 50,000 - - - - - 0.750
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.500 0.600 0.650 0.650 0.800 0.900
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.100 0.300 0.400 0.500 0.500 0.550
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
Bank of Montreal Not compounded At maturity no 25,000 0.200 0.400 0.500 0.600 0.600 0.650
Bank of Nova Scotia Not compounded At maturity no 25,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 25,000 0.050 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 25,000 0.100 0.150 0.250 0.300 0.350 0.400
Canada Life Not compounded Monthly yes 25,000 0.240 0.240 0.240 0.240 0.290 0.290
Community Trust Not compounded At maturity yes 25,000 0.375 0.375 0.425 0.475 0.775 0.775
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 29, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.