Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: 90 Day Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
BMO Bank of Montreal	Not compounded	At maturity	yes	20,001	0.350	0.500	0.650	0.650	0.750	0.750
BMO Bank of Montreal	Not compounded	At maturity	yes	10,001	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	1,000,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	100,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	250,000	0.350	0.500	0.650	0.650	0.750	0.750
Your Neighbourhood C.U.	Not compounded	At maturity	no	2,500	0.500	0.600	0.650	0.700	0.800	0.900
Bank of Nova Scotia	Not compounded	At maturity	no	100,000	0.150	0.550	0.600	0.650	0.750	0.850
Bank of Nova Scotia	Not compounded	At maturity	no	250,000	0.150	0.550	0.600	0.650	0.750	0.850
Bank of Nova Scotia	Not compounded	At maturity	no	5,000	0.150	0.550	0.600	0.650	0.750	0.850
Bank of Nova Scotia	Not compounded	At maturity	no	25,000	0.150	0.550	0.600	0.650	0.750	0.850
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	no	250,000	0.150	0.550	0.600	0.650	0.750	0.850
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	no	100,000	0.150	0.550	0.600	0.650	0.750	0.850
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	no	25,000	0.150	0.550	0.600	0.650	0.750	0.850
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	no	5,000	0.150	0.550	0.600	0.650	0.750	0.850
Caisses Desjardins	Not compounded	At maturity	no	5,000	0.400	0.500	0.600	0.650	0.800	0.800
Fiducie Desjardins	Not compounded	At maturity	no	5,000	0.400	0.500	0.600	0.650	0.800	0.800
Community Trust	Not compounded	At maturity	yes	50,000	0.500	0.500	0.550	0.600	0.900	0.900
HSBC Bank Canada	Not compounded	At maturity	yes	5,000	0.300	0.500	0.550	0.550	0.750	0.750
Meridian Credit Union	Not compounded	At maturity	yes	2,500	0.250	0.400	0.550	0.550	0.650	0.650
National Bank	Not compounded	At maturity	no	5,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	100,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	200,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	300,000	0.400	0.500	0.550	0.600	0.700	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	5,000	0.250	0.400	0.550	0.550	0.650	0.650
TD Canada Trust	Not compounded	At maturity	yes	5,000	0.350	0.500	0.550	0.550	0.700	0.700
CIBC	Not compounded	At maturity	no	250,000	0.400	0.500	0.500	0.550	0.750	0.800
CIBC	Not compounded	At maturity	no	100,000	0.400	0.500	0.500	0.550	0.750	0.800
CIBC	Not compounded	At maturity	no	25,000	0.400	0.500	0.500	0.550	0.750	0.800
CIBC	Not compounded	At maturity	no	5,000	0.400	0.500	0.500	0.550	0.750	0.800
CIBC	Not compounded	At maturity	no	1,000	-	0.500	0.500	0.550	0.750	0.800
DUCA Financial Services	Not compounded	At maturity	no	500	-	0.500	0.500	0.500	1.000	1.000
DUCA Financial Services	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
Desjardins Fin. Security	Not compounded	At maturity	yes	500	-	-	0.500	-	0.500	-
ICICI Bank Canada	Not compounded	At maturity	no	1,000	0.500	-	0.500	-	0.500	0.500
Laurentian Bank Canada	Not compounded	At maturity	no	3,000	0.400	0.500	0.500	0.650	0.800	0.850
Laurentienne Trust	Not compounded	At maturity	no	3,000	0.400	0.500	0.500	0.650	0.800	0.850
PACE Savings & Credit Un	Not compounded	At maturity	yes	1,000	-	-	0.500	-	-	-
Parama Credit Union	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
Teachers Credit Union	Not compounded	At maturity	no	1,000	0.400	0.450	0.500	0.500	0.700	0.800
National Bank	Not compounded	At maturity	yes	300,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	5,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	100,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	200,000	0.300	0.400	0.450	0.500	0.600	0.650
Community Trust	Not compounded	At maturity	yes	25,000	0.375	0.375	0.425	0.475	0.775	0.775
Windsor Family C.U.	Not compounded	At maturity	no	500	0.350	0.350	0.400	0.400	0.450	0.450
Canada Life	Not compounded	At maturity	yes	5,000	0.250	0.300	0.325	0.325	0.400	0.400
Canada Life	Not compounded	Monthly	yes	75,000	0.240	0.290	0.320	0.320	0.390	0.390
Canada Life	Not compounded	Monthly	yes	25,000	0.240	0.290	0.320	0.320	0.390	0.390
Canada Life	Not compounded	Monthly	yes	5,000	0.240	0.290	0.320	0.320	0.390	0.390
Community Trust	Not compounded	At maturity	yes	5,000	0.250	0.250	0.300	0.350	0.650	0.650

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).