Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 90 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
BMO Bank of Montreal Not compounded At maturity yes 20,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 10,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.100 0.300 0.400 0.500 0.500 0.550
DUCA Financial Services Not compounded At maturity no 500 - 0.400 0.400 0.400 0.600 0.800
Empire Life Not compounded At maturity yes 50,000 0.375 0.375 0.375 0.375 0.500 0.500
Caisses Desjardins Not compounded At maturity no 100,001 0.100 0.250 0.350 0.400 0.450 0.550
Caisses Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Fiducie Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
HSBC Bank Canada Not compounded At maturity no 5,000 0.100 0.250 0.350 0.350 0.450 0.500
HSBC Bank Canada Not compounded At maturity no 100,000 0.100 0.250 0.350 0.350 0.450 0.500
Laurentian Bank Canada Not compounded At maturity no 3,000 0.250 0.350 0.350 0.450 0.600 0.650
National Bank Not compounded At maturity no 5,000 0.300 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 100,000 0.300 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 200,000 0.300 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 300,000 0.300 0.300 0.350 0.400 0.500 0.550
Royal Bank of Canada Not compounded At maturity no 5,000 0.100 0.250 0.350 0.350 0.450 0.400
Servus Credit Union Not compounded At maturity no 5,000 0.150 0.250 0.350 0.350 0.500 0.550
Community Trust Not compounded At maturity yes 5,000 0.250 0.250 0.300 0.350 0.650 0.650
DUCA Financial Services Not compounded At maturity yes 500 0.250 0.250 0.300 0.300 0.400 0.600
Bank of Nova Scotia Not compounded At maturity no 100,000 0.050 0.150 0.250 0.300 0.350 0.400
Bank of Nova Scotia Not compounded At maturity no 25,000 0.050 0.150 0.250 0.300 0.350 0.400
Bank of Nova Scotia Not compounded At maturity no 5,000 0.050 0.150 0.250 0.300 0.350 0.400
Bank of Nova Scotia Not compounded At maturity no 250,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 25,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 5,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 250,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 100,000 0.050 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 250,000 0.100 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 100,000 0.100 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 1,000 - 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 5,000 0.100 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 25,000 0.100 0.150 0.250 0.300 0.350 0.400
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
Empire Life Not compounded At maturity yes 500 0.250 0.250 0.250 0.250 0.375 0.375
Meridian Credit Union Not compounded At maturity yes 2,500 0.050 0.150 0.250 0.250 0.300 0.400
National Bank Not compounded At maturity yes 300,000 0.200 0.200 0.250 0.300 0.400 0.450
National Bank Not compounded At maturity yes 5,000 0.200 0.200 0.250 0.300 0.400 0.450
National Bank Not compounded At maturity yes 100,000 0.200 0.200 0.250 0.300 0.400 0.450
National Bank Not compounded At maturity yes 200,000 0.200 0.200 0.250 0.300 0.400 0.450
T-D Mortgage Not compounded At maturity no 5,000 0.100 0.150 0.250 0.300 0.350 0.400
Windsor Family C.U. Not compounded At maturity no 500 0.200 0.200 0.250 0.250 0.400 0.400
Canada Life Not compounded Monthly yes 5,000 0.240 0.240 0.240 0.240 0.290 0.290
Canada Life Not compounded Monthly yes 25,000 0.240 0.240 0.240 0.240 0.290 0.290
Canada Life Not compounded Monthly yes 75,000 0.240 0.240 0.240 0.240 0.290 0.290
Canadian Western Trust Not compounded At maturity yes 5,000 0.200 0.200 0.200 0.200 0.250 0.250
Effort Trust Not compounded At maturity no 5,000 0.200 0.200 0.200 0.200 0.200 0.300
Peace Hills Trust Not compounded At maturity no 1,000 0.200 0.200 0.200 0.200 0.250 0.250
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity yes 100,000 0.001 0.100 0.200 0.200 0.200 0.250
Royal Bank of Canada Not compounded At maturity yes 250,000 0.001 0.100 0.200 0.200 0.200 0.250
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on August 31, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.