Savings Rates | GIC/GIA: 30 to 270 days (Registered)

Sorted by: 90 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 2,500 - - 1.750 1.750 1.850 1.900
Home Trust Company Not compounded At maturity no 2,500 - - 1.350 1.450 1.450 1.600
Libro Credit Union Not compounded At maturity no 1,000 1.050 1.050 1.050 1.050 1.150 1.150
Manulife Bank Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.950 1.000 1.000 1.000 1.000
Tangerine Not compounded At maturity yes 1 - - 1.000 - 1.050 1.250
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.950 0.950 1.300 1.800
Meridian Credit Union Not compounded At maturity no 2,500 0.650 0.800 0.950 0.950 1.050 1.050
ATB Financial Not compounded At maturity no 1,000 0.600 0.750 0.900 1.000 1.100 1.100
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.850 0.900 0.900 0.900 0.900
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.850 0.850 1.200 1.700
Your Neighbourhood C.U. Not compounded At maturity no 100,000 - - 0.850 0.900 1.000 1.100
Royal Bank of Canada Not compounded At maturity no 500 0.650 0.650 0.800 0.800 0.900 0.900
Your Neighbourhood C.U. Not compounded At maturity no 20,000 - - 0.800 0.850 0.950 1.050
Alterna Bank Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
Alterna Savings Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
First Calgary Financial Not compounded At maturity no 2,000 0.500 0.500 0.750 0.750 1.000 1.000
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.750 0.750 1.100 1.600
TD Canada Trust Not compounded At maturity no 2,000 - - 0.750 0.800 0.850 0.900
Your Neighbourhood C.U. Not compounded At maturity no 2,500 - - 0.750 0.800 0.900 1.000
Coast Capital Savings Not compounded At maturity no 1,000 0.600 0.650 0.700 0.700 0.750 1.000
B2B Bank Not compounded At maturity no 25,000 0.450 0.550 0.650 0.700 0.850 0.850
B2B Bank Not compounded At maturity no 5,000 - - 0.650 0.700 0.850 0.850
Bank of Nova Scotia Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
Caisses Desjardins Not compounded At maturity no 5,000 0.400 - 0.600 0.650 0.800 -
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
National Bank Not compounded At maturity no 500 - - 0.550 - 0.700 -
CIBC Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 0.800
DUCA Financial Services Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 1.000
Desjardins Fin. Security Not compounded At maturity yes 500 - - 0.500 - 0.500 -
Laurentian Bank Canada Not compounded At maturity no 500 0.400 0.500 0.500 0.600 0.750 0.800
Laurentienne Trust Not compounded At maturity no 3,000 0.400 0.500 0.500 0.600 0.750 0.800
Windsor Family C.U. Not compounded At maturity no 500 0.350 0.350 0.400 0.400 0.450 0.450
Standard Life Not compounded At maturity yes 5,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 25,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
Peace Hills Trust Not compounded At maturity yes 1,000 0.200 0.200 0.200 0.200 0.250 0.250
BMO Bank of Montreal Not compounded At maturity no 500 - - - - 1.000 1.000
CIBC Not compounded At maturity yes 500 - - - - - 0.550
DUCA Financial Services Annually At maturity no 500 - - - - 0.750 0.750
HSBC Bank Canada Annually At maturity no 500 - - - - 0.900 0.900
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.900 0.900
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 5,000 0.600 - - - - -
Ontario Civil Service CU Not compounded At maturity no 10,000 0.700 - - - - -
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 23, 2014

This information is current as of the date and time posted and is subject to change without notice.

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