Savings Rates | GIC/GIA: 30 to 270 days (Registered)

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Sorted by: 60 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Luminus Financial Not compounded At maturity no 500 1.050 1.200 1.350 1.350 1.450 1.450
Libro Credit Union Not compounded At maturity no 1,000 0.900 0.900 0.900 0.900 1.000 1.000
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.850 0.850 0.850 0.850 0.850
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.750 0.750 0.750 0.750 0.750
Manulife Bank Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
ATB Financial Not compounded At maturity no 1,000 0.200 0.510 0.710 0.760 0.910 0.970
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.750
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
First Calgary Financial Not compounded At maturity no 2,000 0.200 0.400 0.500 0.550 0.600 0.650
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
CIBC Not compounded At maturity no 500 - 0.250 0.250 0.250 0.350 0.400
Desjardins - Caisses Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Desjardins - Fiducie Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Laurentian Bank Canada Not compounded At maturity no 500 0.150 0.250 0.250 0.350 0.500 0.550
Royal Bank of Canada Not compounded At maturity no 500 0.250 0.250 0.350 0.350 0.450 0.500
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
Bank of Nova Scotia Not compounded At maturity no 2,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.050 0.150 0.250 0.300 0.350 0.400
Canada Life Not compounded At maturity yes 5,000 0.150 0.150 0.200 0.200 0.300 0.300
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.700 0.900
Peace Hills Trust Not compounded At maturity yes 1,000 0.100 0.100 0.100 0.100 0.125 0.125
Laurentian Bank Canada Not compounded At maturity yes 500 0.000 0.000 0.000 0.100 0.250 0.300
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
CIBC Not compounded At maturity yes 500 - - - - - 0.150
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.550 0.550
HSBC Bank Canada Annually At maturity no 500 - - - - 0.550 0.550
Home Bank - Agent Not compounded At maturity no 2,500 - - 1.000 1.050 1.200 1.250
Home Trust Company-Agent Not compounded At maturity no 2,500 - - 0.950 1.000 1.150 1.200
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
National Bank Not compounded At maturity no 500 - - 0.350 - 0.450 -
Oaken Financial Not compounded At maturity no 2,500 - - 1.650 1.750 1.800 1.850
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 10,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
TD Canada Trust Not compounded At maturity no 2,000 - - 0.350 0.400 0.450 0.550
Tangerine Not compounded At maturity no 1 - - 0.500 - 0.500 0.500
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on December 13, 2017

This information is current as of the date and time posted and is subject to change without notice.

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