Savings Rates | GIC/GIA: 30 to 270 days (Registered)

Sorted by: 60 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Libro Credit Union Not compounded At maturity no 1,000 0.900 0.900 0.900 0.900 1.000 1.000
Sun Life - Trust Not compounded At maturity no 1,000 0.700 0.700 0.700 0.700 0.700 0.700
Meridian Credit Union Not compounded At maturity no 500 0.550 0.650 3.000 0.750 0.800 0.900
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 25,000 0.500 0.600 0.750 0.750 0.850 0.900
Sun Life - Trust Not compounded At maturity yes 1,000 0.600 0.600 0.600 0.600 0.600 0.600
ATB Financial Not compounded At maturity no 1,000 0.300 0.500 0.650 0.750 0.850 0.900
DUCA Financial Services Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 1.000
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.950
Alterna Bank Not compounded At maturity no 5,000 0.200 0.400 2.100 0.650 0.700 0.750
Alterna Savings Not compounded At maturity no 5,000 0.200 0.400 2.100 0.650 0.700 0.750
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
Bank of Nova Scotia Not compounded At maturity no 2,000 0.150 0.400 0.500 0.550 0.600 0.650
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.150 0.400 0.500 0.550 0.600 0.650
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
Royal Bank of Canada Not compounded At maturity no 500 0.400 0.400 0.500 0.500 0.550 0.550
Windsor Family C.U. Not compounded At maturity no 500 0.350 0.350 0.400 0.400 0.450 0.450
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 1.050 1.300
CIBC Not compounded At maturity no 500 - 0.250 0.250 0.250 0.500 0.550
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
First Calgary Financial Not compounded At maturity no 2,000 0.250 0.250 0.500 0.500 0.750 0.750
Laurentian Bank Canada Not compounded At maturity no 500 0.150 0.250 0.250 0.350 0.500 0.550
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.950 1.200
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.850 1.100
Peace Hills Trust Not compounded At maturity yes 1,000 0.100 0.100 0.100 0.100 0.125 0.125
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
BMO Bank of Montreal Not compounded At maturity no 1,000 - - - - 0.650 0.750
CIBC Not compounded At maturity yes 500 - - - - - 0.300
DUCA Financial Services Annually At maturity no 500 - - - - 0.750 0.750
HSBC Bank Canada Annually At maturity no 500 - - - - 0.700 0.700
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.700 0.700
Home Trust Company Not compounded At maturity no 2,500 - - 1.200 1.300 1.300 1.350
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
National Bank Not compounded At maturity no 500 - - 0.450 - 0.600 -
Oaken Financial Not compounded At maturity no 2,500 - - 1.750 1.750 1.750 1.750
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 10,000 0.700 - - - - -
Ontario Civil Service CU Not compounded At maturity no 5,000 0.600 - - - - -
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -
Standard Life Not compounded At maturity yes 5,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 25,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
TD Canada Trust Not compounded At maturity no 2,000 - - 0.500 0.550 0.600 0.650
Tangerine Not compounded At maturity yes 1 - - 0.750 - 0.750 0.750
Your Neighbourhood C.U. Not compounded At maturity no 2,500 - - 0.750 0.800 0.800 0.900
Your Neighbourhood C.U. Not compounded At maturity no 20,000 - - 0.800 0.850 0.850 0.950
Your Neighbourhood C.U. Not compounded At maturity no 100,000 - - 0.850 0.900 0.900 1.000

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on March 02, 2015

This information is current as of the date and time posted and is subject to change without notice.

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