Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 30 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.750 1.750 1.800 1.800 1.800 1.800
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Equitable Bank Not compounded At maturity no 1,000 1.100 1.150 1.200 1.300 1.300 1.300
Home Trust Company Not compounded At maturity no 5,000 1.100 1.150 1.200 1.300 1.300 1.350
Comtech Credit Union Not compounded At maturity yes 2,500 1.000 1.000 1.000 1.000 1.000 1.000
Ontario Civil Service CU Not compounded At maturity no 100,000 0.950 - - - - -
Libro Credit Union Not compounded At maturity no 3,000 0.900 0.900 0.900 0.900 1.000 1.000
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 40,000 0.700 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.700 - - - - -
Sun Life - Trust Not compounded At maturity no 1,000 0.700 0.700 0.700 0.700 0.700 0.700
Empire Life Not compounded At maturity yes 100,000 0.625 0.625 0.625 0.625 0.750 0.750
Ontario Civil Service CU Not compounded At maturity no 10,000 0.600 - - - - -
Sun Life - Trust Not compounded At maturity yes 1,000 0.600 0.600 0.600 0.600 0.600 0.600
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 0.900 1.000
Meridian Credit Union Not compounded At maturity no 500 0.550 0.650 0.750 0.750 0.800 0.900
Your Neighbourhood C.U. Not compounded At maturity no 20,000 0.550 0.650 0.800 0.850 0.850 0.950
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
Empire Life Not compounded At maturity yes 50,000 0.500 0.500 0.500 0.500 0.625 0.625
Manulife Bank Not compounded At maturity no 25,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Trust Not compounded At maturity no 100,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Trust Not compounded At maturity no 50,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Trust Not compounded At maturity no 25,000 0.500 0.600 0.750 0.750 0.850 0.900
Ontario Civil Service CU Not compounded At maturity no 5,000 0.500 - - - - -
Your Neighbourhood C.U. Not compounded At maturity no 2,500 0.500 0.600 0.750 0.800 0.800 0.900
Pacific & Western Bank Not compounded At maturity no 100,001 0.400 0.550 0.750 0.800 1.400 1.350
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.950
DUCA Financial Services Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.750
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
National Bank Not compounded At maturity no 5,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 100,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 200,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 300,000 0.400 0.400 0.450 0.500 0.600 0.650
Pacific & Western Bank Not compounded At maturity no 5,000 0.400 0.550 0.750 0.800 1.400 1.350
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
Community Trust Not compounded At maturity yes 25,000 0.375 0.375 0.425 0.475 0.775 0.775
Empire Life Not compounded At maturity yes 500 0.375 0.375 0.375 0.375 0.500 0.500
ATB Financial Not compounded At maturity yes 100,000 0.350 0.500 0.650 0.650 0.750 0.750
ATB Financial Not compounded At maturity yes 1,000 0.350 0.500 0.650 0.650 0.750 0.750
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
BMO Bank of Montreal Not compounded At maturity yes 10,001 0.350 0.500 0.600 0.600 0.650 0.750
BMO Bank of Montreal Not compounded At maturity yes 20,001 0.350 0.500 0.600 0.600 0.650 0.750
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.350 0.500 0.600 0.600 0.650 0.750
Canadian Western Bank Not compounded At maturity no 5,000 0.350 0.500 0.600 0.600 0.850 0.850
Royal Bank of Canada Not compounded At maturity no 100,000 0.350 0.500 0.600 0.600 0.600 0.650
Royal Bank of Canada Not compounded At maturity no 250,000 0.350 0.500 0.600 0.600 0.600 0.650
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.350 0.500 0.600 0.600 0.600 0.650
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on May 05, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.