Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: 30 Day Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
Equitable Trust	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.400	1.400
Home Trust Company	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.500	1.600
Peoples Trust	Not compounded	At maturity	no	25,000	1.150	1.200	1.300	1.300	1.300	1.300
Ontario Civil Service CU	Not compounded	At maturity	no	100,000	1.100	-	-	-	-	-
Peoples Trust	Not compounded	At maturity	no	5,000	1.050	1.100	1.200	1.200	1.200	1.200
Ontario Civil Service CU	Not compounded	At maturity	no	100,001	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	30,001	0.850	-	-	-	-	-
Boomerang Credit Union	Annually	At maturity	no	500	0.850	0.850	0.850	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	40,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	60,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	20,000	0.850	-	-	-	-	-
Libro Financial Group	Not compounded	At maturity	no	5,000	0.800	0.800	0.800	0.800	1.000	1.000
Sun Life - Trust	Not compounded	At maturity	no	1,000	0.750	0.900	1.000	1.000	1.250	1.250
Ontario Civil Service CU	Not compounded	At maturity	no	10,000	0.700	-	-	-	-	-
ATB Financial	Not compounded	At maturity	no	1,000	0.650	0.800	0.950	1.150	1.250	1.250
Meridian Credit Union	Not compounded	At maturity	no	5,000	0.650	0.800	0.950	0.950	1.050	1.050
Sun Life - Trust	Not compounded	At maturity	yes	1,000	0.650	0.800	0.900	0.900	1.150	1.150
Bank of Montreal	Not compounded	At maturity	no	25,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	250,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	500,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	100,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	5,000	0.600	0.750	0.900	0.900	1.000	1.000
Coast Capital Savings	Not compounded	At maturity	no	1,000	0.600	0.650	0.700	0.700	0.750	1.000
Ontario Civil Service CU	Not compounded	At maturity	no	5,000	0.600	-	-	-	-	-
Royal Bank of Canada	Not compounded	At maturity	no	100,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	250,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	1,000,000	0.600	0.750	0.900	0.900	1.000	1.000
Your Neighbourhood C.U.	Not compounded	At maturity	no	100,000	0.600	0.700	0.750	0.800	0.900	1.000
Your Neighbourhood C.U.	Not compounded	At maturity	no	20,000	0.550	0.650	0.700	0.750	0.850	0.950
Alterna Bank	Not compounded	At maturity	no	5,000	0.500	0.600	0.750	0.750	0.800	0.800
Alterna Savings	Not compounded	At maturity	no	5,000	0.500	0.600	0.750	0.750	0.800	0.800
Canadian Western Bank	Not compounded	At maturity	no	5,000	0.500	0.750	1.000	1.050	1.150	1.150
Community Trust	Not compounded	At maturity	yes	50,000	0.500	0.500	0.550	0.600	0.900	0.900
First Calgary Financial	Not compounded	At maturity	no	5,000	0.500	0.500	0.750	0.750	1.000	1.000
ICICI Bank Canada	Not compounded	At maturity	no	1,000	0.500	-	0.500	-	0.500	0.500
Manulife Bank	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
MonCana Bank of Canada	Not compounded	At maturity	no	25,000	0.500	0.500	1.800	1.800	1.800	0.500
Royal Bank of Canada	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
Servus Credit Union	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
Your Neighbourhood C.U.	Not compounded	At maturity	no	2,500	0.500	0.600	0.650	0.700	0.800	0.900
AGF Trust	Not compounded	At maturity	no	10,000	0.450	0.550	0.650	0.700	0.850	0.850
B2B Bank	Not compounded	At maturity	no	25,000	0.450	0.550	0.650	0.700	0.850	0.850
T-D Mortgage	Not compounded	At maturity	no	5,000	0.450	0.650	0.750	0.800	0.850	0.900
ATB Financial	Not compounded	At maturity	yes	100,000	0.400	0.550	0.650	0.650	0.800	0.800
ATB Financial	Not compounded	At maturity	yes	1,000	0.400	0.550	0.650	0.650	0.800	0.800

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).