Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 30 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.750 1.750 1.750 1.750 1.850 1.900
Equitable Bank Not compounded At maturity no 1,000 1.100 1.150 1.200 1.300 1.300 1.300
Home Trust Company Not compounded At maturity no 5,000 1.100 1.150 1.200 1.300 1.300 1.450
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Peoples Trust Not compounded At maturity no 25,000 1.100 1.150 1.200 1.300 1.300 1.300
Libro Credit Union Not compounded At maturity no 3,000 1.050 1.050 1.050 1.050 1.150 1.150
Comtech Credit Union Not compounded At maturity yes 2,500 1.000 1.000 1.000 1.000 1.000 1.000
Peoples Trust Not compounded At maturity no 5,000 1.000 1.050 1.100 1.200 1.200 1.200
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.850 - - - - -
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Ontario Civil Service CU Not compounded At maturity no 10,000 0.700 - - - - -
Sun Life - Trust Not compounded At maturity no 1,000 0.700 0.700 0.700 0.700 0.700 0.700
Meridian Credit Union Not compounded At maturity no 5,000 0.650 0.800 0.950 0.950 1.050 1.050
Empire Life Not compounded At maturity yes 100,000 0.625 0.625 0.750 0.750 0.875 0.875
ATB Financial Not compounded At maturity no 1,000 0.600 0.750 0.900 1.000 1.100 1.100
Ontario Civil Service CU Not compounded At maturity no 30,001 0.600 - - - - -
Bank of Montreal Not compounded At maturity no 5,000 0.600 - - - - -
Bank of Montreal Not compounded At maturity no 500,000 0.600 - - - - -
Bank of Montreal Not compounded At maturity no 250,000 0.600 - - - - -
Bank of Montreal Not compounded At maturity no 100,000 0.600 - - - - -
Bank of Montreal Not compounded At maturity no 25,000 0.600 - - - - -
Coast Capital Savings Not compounded At maturity no 1,000 0.600 0.650 0.700 0.700 0.750 1.000
Ontario Civil Service CU Not compounded At maturity no 5,000 0.600 - - - - -
Sun Life - Trust Not compounded At maturity yes 1,000 0.600 0.600 0.600 0.600 0.600 0.600
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 1.000 1.100
Your Neighbourhood C.U. Not compounded At maturity no 20,000 0.550 0.650 0.800 0.850 0.950 1.050
Alterna Bank Not compounded At maturity no 5,000 0.500 0.600 2.100 0.750 0.800 0.800
Alterna Savings Not compounded At maturity no 5,000 0.500 0.600 2.100 0.750 0.800 0.800
CFF Bank Not compounded At maturity no 25,000 0.500 0.500 0.500 0.500 0.500 0.500
Canadian Western Bank Not compounded At maturity no 5,000 0.500 0.750 1.000 1.050 1.150 1.150
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
Empire Life Not compounded At maturity yes 50,000 0.500 0.500 0.625 0.625 0.750 0.750
Your Neighbourhood C.U. Not compounded At maturity no 2,500 0.500 0.600 0.750 0.800 0.900 1.000
CFF Bank Not compounded At maturity no 10,000 0.400 0.400 0.400 0.400 0.400 0.400
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
DUCA Financial Services Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.750
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
Laurentian Bank Canada Not compounded At maturity no 3,000 0.400 0.500 0.500 0.600 0.750 0.800
Laurentienne Trust Not compounded At maturity no 3,000 0.400 0.500 0.500 0.600 0.750 0.800
National Bank Not compounded At maturity no 5,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 100,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 200,000 0.400 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 300,000 0.400 0.400 0.450 0.500 0.600 0.650
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on January 29, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.