Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 30 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.900 1.900 1.900 2.000 2.050 2.100
Canadian Western Bank Not compounded At maturity no 5,000 1.508 1.559 1.611 1.668 1.780 1.780
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Home Bank - Agent Not compounded At maturity no 5,000 1.100 1.150 1.200 1.250 1.450 1.600
Equitable Bank Not compounded At maturity no 1,000 1.050 1.100 1.150 1.200 1.400 1.550
Home Trust Company-Agent Not compounded At maturity no 5,000 1.050 1.100 1.150 1.200 1.400 1.550
Libro Credit Union Not compounded At maturity no 3,000 1.050 1.050 1.050 1.050 1.150 1.150
Luminus Financial Not compounded At maturity no 500 1.050 1.200 1.350 1.350 1.450 1.450
Sun Life - Trust Not compounded At maturity no 1,000 1.000 1.000 1.050 1.050 1.100 1.100
Sun Life - Trust Not compounded At maturity yes 1,000 0.900 0.900 0.950 0.950 1.000 1.000
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.850 - - - - -
VersaBank (Pac&WestBank) Not compounded At maturity no 5,000 0.750 0.850 0.900 1.050 1.100 1.150
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -
Manulife Bank Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
Empire Life Not compounded At maturity yes 100,000 0.500 0.500 0.500 0.500 0.625 0.625
Rapport Credit Union Not compounded At maturity no 10,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Equity Financial Trust Not compounded At maturity no 10,000 0.450 0.500 0.760 0.760 1.060 1.060
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.750
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
Community Trust Not compounded At maturity yes 25,000 0.380 0.380 0.430 0.480 0.780 0.780
Empire Life Not compounded At maturity yes 50,000 0.375 0.375 0.375 0.375 0.500 0.500
ATB Financial Not compounded At maturity yes 1,000 0.350 0.350 0.350 0.350 0.350 0.350
ATB Financial Not compounded At maturity yes 100,000 0.350 0.350 0.350 0.350 0.350 0.350
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
PACE Savings & Credit Un Not compounded At maturity no 5,000 0.300 0.500 0.700 0.700 0.750 0.750
Community Trust Not compounded At maturity yes 5,000 0.250 0.250 0.300 0.350 0.650 0.650
Empire Life Not compounded At maturity yes 500 0.250 0.250 0.250 0.250 0.375 0.375
National Bank Not compounded At maturity no 5,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity no 100,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity no 200,000 0.250 0.200 0.350 0.300 0.450 0.500
National Bank Not compounded At maturity no 300,000 0.250 0.200 0.350 0.300 0.450 0.500
ATB Financial Not compounded At maturity no 1,000 0.200 0.510 0.710 0.760 0.910 0.970
Bank of Montreal Not compounded At maturity no 250,000 0.200 0.400 0.500 0.600 0.600 0.650
Canadian Western Trust Not compounded At maturity yes 5,000 0.200 0.200 0.200 0.200 0.250 0.250
Effort Trust Company Not compounded At maturity no 5,000 0.200 0.200 0.200 0.200 0.200 0.300
First Calgary Financial Not compounded At maturity no 5,000 0.200 0.400 0.500 0.550 0.600 0.650
HSBC Bank Canada Not compounded At maturity no 100,000 0.200 0.350 0.450 0.450 0.550 0.600
HSBC Bank Canada Not compounded At maturity no 5,000 0.200 0.350 0.450 0.450 0.550 0.600
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on February 17, 2018

This information is current as of the date and time posted and is subject to change without notice.

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