Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 270 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.600 1.600 1.600 1.700 1.750 1.800
Canadian Western Bank Not compounded At maturity no 5,000 1.251 1.298 1.350 1.400 1.500 1.500
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Home Bank - Agent Not compounded At maturity no 5,000 0.850 0.950 1.000 1.050 1.200 1.250
Equitable Bank Not compounded At maturity no 1,000 0.850 0.900 0.950 1.050 1.150 1.200
Home Trust Company-Agent Not compounded At maturity no 5,000 0.800 0.900 0.950 1.000 1.150 1.200
VersaBank (Pac&WestBank) Not compounded At maturity no 5,000 0.750 0.850 0.900 1.050 1.100 1.150
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
Equity Financial Trust Not compounded At maturity no 10,000 0.450 0.500 0.760 0.760 1.060 1.060
General Bank of Canada Not compounded At maturity no 10,000 - - 0.750 0.850 0.850 1.000
Libro Credit Union Not compounded At maturity no 3,000 0.900 0.900 0.900 0.900 1.000 1.000
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
ATB Financial Not compounded At maturity no 1,000 0.200 0.510 0.710 0.760 0.910 0.970
FirstOntario Credit Un. Not compounded At maturity no 5,000 0.000 0.000 0.950 0.950 0.950 0.950
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.700 0.900
Manulife Bank Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Bank Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 100,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.550 0.650 0.700 0.700 0.800 0.900
Manulife Trust Not compounded At maturity no 25,000 0.550 0.650 0.700 0.700 0.800 0.900
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.850 0.850 0.850 0.850 0.850
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Zag Bank Not compounded At maturity no 250 - - - - 0.075 0.800
Community Trust Not compounded At maturity yes 25,000 0.380 0.380 0.430 0.480 0.780 0.780
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.750
London Life Not compounded At maturity yes 1,000 - - - - - 0.750
London Life Not compounded At maturity yes 50,000 - - - - - 0.750
PACE Savings & Credit Un Not compounded At maturity no 5,000 0.300 0.500 0.700 0.700 0.750 0.750
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.750 0.750 0.750 0.750 0.750
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
Bank of Montreal Not compounded At maturity no 5,000 0.200 0.400 0.500 0.600 0.600 0.650
Community Trust Not compounded At maturity yes 5,000 0.250 0.250 0.300 0.350 0.650 0.650
First Calgary Financial Not compounded At maturity no 5,000 0.200 0.400 0.500 0.550 0.600 0.650
Empire Life Not compounded At maturity yes 100,000 0.500 0.500 0.500 0.500 0.625 0.625
HSBC Bank Canada Not compounded At maturity no 100,000 0.200 0.350 0.450 0.450 0.550 0.600
HSBC Bank Canada Not compounded At maturity no 5,000 0.200 0.350 0.450 0.450 0.550 0.600
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
BMO Bank of Montreal Not compounded At maturity yes 100,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 20,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 10,001 0.100 0.300 0.400 0.500 0.500 0.550
Desjardins - Caisses Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Desjardins - Fiducie Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Laurentian Bank Canada Not compounded At maturity no 500 0.150 0.250 0.250 0.350 0.500 0.550
Manulife Investments Not compounded Annually no 2,500 - - - - 0.550 0.550
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
T-D Mortgage Not compounded At maturity no 5,000 0.200 0.300 0.350 0.400 0.450 0.550
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on November 17, 2017

This information is current as of the date and time posted and is subject to change without notice.

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