Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: 270 Day Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
Home Trust Company	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.500	1.600
Equitable Trust	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.400	1.400
MCAN Mortgage Corp.	Not compounded	At maturity	no	100,000	0.300	0.300	0.950	0.950	1.300	1.400
Pacific & Western Bank	Not compounded	At maturity	no	5,000	0.400	0.550	0.750	0.800	1.350	1.400
ING Direct	Not compounded	At maturity	no	1	-	-	1.000	-	1.000	1.350
MCAN Mortgage Corp.	Not compounded	At maturity	no	25,000	0.200	0.200	0.850	0.850	1.200	1.300
Peoples Trust	Not compounded	At maturity	no	25,000	1.150	1.200	1.300	1.300	1.300	1.300
ATB Financial	Not compounded	At maturity	no	1,000	0.650	0.800	0.950	1.150	1.250	1.250
Bank West	Not compounded	At maturity	no	25,000	0.000	0.850	0.900	0.950	1.200	1.250
Sun Life - Trust	Not compounded	At maturity	no	1,000	0.750	0.900	1.000	1.000	1.250	1.250
MCAN Mortgage Corp.	Not compounded	At maturity	no	10,000	0.100	0.100	0.750	0.750	1.100	1.200
Peoples Trust	Not compounded	At maturity	no	5,000	1.050	1.100	1.200	1.200	1.200	1.200
Canadian Western Bank	Not compounded	At maturity	no	5,000	0.500	0.750	1.000	1.050	1.150	1.150
FirstOntario Credit Un.	Not compounded	At maturity	no	5,000	0.000	0.000	0.000	0.000	1.150	1.150
Sun Life - Trust	Not compounded	At maturity	yes	1,000	0.650	0.800	0.900	0.900	1.150	1.150
Meridian Credit Union	Not compounded	At maturity	no	5,000	0.650	0.800	0.950	0.950	1.050	1.050
Bank of Montreal	Not compounded	At maturity	no	5,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	500,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	250,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	100,000	0.600	0.750	0.900	0.900	1.000	1.000
Bank of Montreal	Not compounded	At maturity	no	25,000	0.600	0.750	0.900	0.900	1.000	1.000
Coast Capital Savings	Not compounded	At maturity	no	1,000	0.600	0.650	0.700	0.700	0.750	1.000
DUCA Financial Services	Not compounded	At maturity	no	500	-	0.500	0.500	0.500	1.000	1.000
First Calgary Financial	Not compounded	At maturity	no	5,000	0.500	0.500	0.750	0.750	1.000	1.000
General Bank of Canada	Not compounded	At maturity	no	10,000	-	-	-	-	1.000	1.000
Libro Financial Group	Not compounded	At maturity	no	5,000	0.800	0.800	0.800	0.800	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	100,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	250,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	1,000,000	0.600	0.750	0.900	0.900	1.000	1.000
Your Neighbourhood C.U.	Not compounded	At maturity	no	100,000	0.600	0.700	0.750	0.800	0.900	1.000
Manulife Bank	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
Your Neighbourhood C.U.	Not compounded	At maturity	no	20,000	0.550	0.650	0.700	0.750	0.850	0.950
London Life	Not compounded	At maturity	yes	50,000	-	-	-	-	-	0.925
Community Trust	Not compounded	At maturity	yes	50,000	0.500	0.500	0.550	0.600	0.900	0.900
HSBC Bank Canada	Not compounded	At maturity	no	5,000	0.400	0.650	0.750	0.800	0.900	0.900
HSBC Bank Canada	Not compounded	At maturity	no	100,000	0.400	0.650	0.750	0.800	0.900	0.900
Royal Bank of Canada	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
Servus Credit Union	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
T-D Mortgage	Not compounded	At maturity	no	5,000	0.450	0.650	0.750	0.800	0.850	0.900
Your Neighbourhood C.U.	Not compounded	At maturity	no	2,500	0.500	0.600	0.650	0.700	0.800	0.900
AGF Trust	Not compounded	At maturity	no	10,000	0.450	0.550	0.650	0.700	0.850	0.850
B2B Bank	Not compounded	At maturity	no	25,000	0.450	0.550	0.650	0.700	0.850	0.850
B2B Bank	Not compounded	At maturity	no	5,000	-	-	0.650	0.700	0.850	0.850
Bank of Nova Scotia	Not compounded	At maturity	no	5,000	0.150	0.550	0.600	0.650	0.750	0.850
Bank of Nova Scotia	Not compounded	At maturity	no	250,000	0.150	0.550	0.600	0.650	0.750	0.850

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).