Savings Rates | GIC/GIA: 30 to 270 days (Registered)

Sorted by: 270 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 2,500 - - 1.800 1.800 1.800 1.800
Home Bank - Agent Not compounded At maturity no 2,500 - - 1.100 1.200 1.360 1.360
Home Trust Company-Agent Not compounded At maturity no 2,500 - - 1.100 1.200 1.360 1.360
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
Your Neighbourhood C.U. Not compounded At maturity no 100,000 - - 0.850 0.900 0.900 1.000
Your Neighbourhood C.U. Not compounded At maturity no 20,000 - - 0.800 0.850 0.850 0.950
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.700 0.900
Manulife Bank Not compounded At maturity no 25,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.650 0.650 0.800 0.900
Your Neighbourhood C.U. Not compounded At maturity no 2,500 - - 0.750 0.800 0.800 0.900
Libro Credit Union Not compounded At maturity no 1,000 0.700 0.700 0.700 0.700 0.800 0.800
Luminus Financial Not compounded At maturity no 500 0.400 0.550 0.700 0.700 0.800 0.800
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.750
DUCA Financial Services Not compounded At maturity no 500 - 0.350 0.350 0.350 0.500 0.700
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
First Calgary Financial Not compounded At maturity no 2,000 0.200 0.400 0.500 0.550 0.600 0.650
ATB Financial Not compounded At maturity no 1,000 0.190 0.370 0.460 0.570 0.590 0.640
Sun Life - Trust Not compounded At maturity no 1,000 0.600 0.600 0.600 0.600 0.600 0.600
Caisses Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Fiducie Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
HSBC Bank Canada Annually At maturity no 500 - - - - 0.550 0.550
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.550 0.550
Laurentian Bank Canada Not compounded At maturity no 500 0.150 0.250 0.250 0.350 0.500 0.550
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
Alterna Bank Not compounded At maturity no 500 0.150 0.300 0.400 0.400 0.500 0.500
Alterna Savings Not compounded At maturity no 500 0.150 0.300 0.400 0.400 0.500 0.500
DUCA Financial Services Annually At maturity no 500 - - - - 0.500 0.500
Sun Life - Trust Not compounded At maturity yes 1,000 0.500 0.500 0.500 0.500 0.500 0.500
Tangerine Not compounded At maturity no 1 - - 0.500 - 0.500 0.500
Bank of Nova Scotia Not compounded At maturity no 2,000 0.050 0.150 0.250 0.300 0.350 0.400
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.050 0.150 0.250 0.300 0.350 0.400
CIBC Not compounded At maturity no 500 - 0.250 0.250 0.250 0.350 0.400
Royal Bank of Canada Not compounded At maturity no 500 0.250 0.250 0.350 0.350 0.450 0.400
TD Canada Trust Not compounded At maturity no 2,000 - - 0.250 0.300 0.350 0.400
WFCU Credit Union Not compounded At maturity no 500 0.200 0.200 0.250 0.250 0.400 0.400
Laurentian Bank Canada Not compounded At maturity yes 500 0.000 0.000 0.000 0.100 0.250 0.300
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
CIBC Not compounded At maturity yes 500 - - - - - 0.150
Peace Hills Trust Not compounded At maturity yes 1,000 0.100 0.100 0.100 0.100 0.125 0.125
Canada Life Not compounded At maturity yes 60,000 0.050 0.050 0.050 0.050 0.050 0.050
National Bank Not compounded At maturity no 500 - - 0.350 - 0.500 -
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.950 - - - - -
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 10,000 0.600 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on August 25, 2016

This information is current as of the date and time posted and is subject to change without notice.

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