Savings Rates | GIC/GIA: 30 to 270 days (Registered)

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Sorted by: 180 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 2,500 - - 1.750 1.750 1.850 1.900
Home Trust Company Not compounded At maturity no 2,500 - - 1.350 1.450 1.450 1.600
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.950 0.950 1.300 1.800
Manulife Bank Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.850 0.850 1.200 1.700
Libro Credit Union Not compounded At maturity no 1,000 1.050 1.050 1.050 1.050 1.150 1.150
ATB Financial Not compounded At maturity no 1,000 0.600 0.750 0.900 1.000 1.100 1.100
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.750 0.750 1.100 1.600
Meridian Credit Union Not compounded At maturity no 2,500 0.650 0.800 0.950 0.950 1.050 1.050
Tangerine Not compounded At maturity yes 1 - - 1.000 - 1.050 1.250
BMO Bank of Montreal Not compounded At maturity no 500 - - - - 1.000 1.000
First Calgary Financial Not compounded At maturity no 2,000 0.500 0.500 0.750 0.750 1.000 1.000
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.950 1.000 1.000 1.000 1.000
Your Neighbourhood C.U. Not compounded At maturity no 100,000 - - 0.850 0.900 1.000 1.100
Your Neighbourhood C.U. Not compounded At maturity no 20,000 - - 0.800 0.850 0.950 1.050
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.900 0.900
HSBC Bank Canada Annually At maturity no 500 - - - - 0.900 0.900
Royal Bank of Canada Not compounded At maturity no 500 0.650 0.650 0.800 0.800 0.900 0.900
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.850 0.900 0.900 0.900 0.900
Your Neighbourhood C.U. Not compounded At maturity no 2,500 - - 0.750 0.800 0.900 1.000
B2B Bank Not compounded At maturity no 25,000 0.450 0.550 0.650 0.700 0.850 0.850
B2B Bank Not compounded At maturity no 5,000 - - 0.650 0.700 0.850 0.850
TD Canada Trust Not compounded At maturity no 2,000 - - 0.750 0.800 0.850 0.900
Alterna Bank Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
Alterna Savings Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
Bank of Nova Scotia Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.150 0.550 0.600 0.650 0.750 0.850
CIBC Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 0.800
Coast Capital Savings Not compounded At maturity no 1,000 0.600 0.650 0.700 0.700 0.750 1.000
DUCA Financial Services Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 1.000
DUCA Financial Services Annually At maturity no 500 - - - - 0.750 0.750
Laurentian Bank Canada Not compounded At maturity no 500 0.400 0.500 0.500 0.600 0.750 0.800
Laurentienne Trust Not compounded At maturity no 3,000 0.400 0.500 0.500 0.600 0.750 0.800
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -
National Bank Not compounded At maturity no 500 - - 0.550 - 0.700 -
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
Desjardins Fin. Security Not compounded At maturity yes 500 - - 0.500 - 0.500 -
Windsor Family C.U. Not compounded At maturity no 500 0.350 0.350 0.400 0.400 0.450 0.450
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
Standard Life Not compounded At maturity yes 5,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 25,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on August 26, 2014

This information is current as of the date and time posted and is subject to change without notice.

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