Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 180 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.750 1.750 1.750 1.750 1.850 1.900
General Bank of Canada Not compounded At maturity no 10,000 - - - - 1.700 1.500
Equitable Bank Not compounded At maturity no 1,000 1.250 1.300 1.350 1.450 1.450 1.450
Home Trust Company Not compounded At maturity no 5,000 1.250 1.300 1.350 1.450 1.450 1.600
Peoples Trust Not compounded At maturity no 25,000 1.250 1.300 1.350 1.450 1.450 1.450
Pacific & Western Bank Not compounded At maturity no 5,000 0.400 0.550 0.750 0.800 1.350 1.400
Peoples Trust Not compounded At maturity no 5,000 1.150 1.200 1.250 1.350 1.350 1.350
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.950 0.950 1.300 1.800
Manulife Bank Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Bank Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 50,000 0.750 0.800 1.000 1.000 1.250 1.250
Manulife Trust Not compounded At maturity no 25,000 0.750 0.800 1.000 1.000 1.250 1.250
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.850 0.850 1.200 1.700
Canadian Western Bank Not compounded At maturity no 5,000 0.500 0.750 1.000 1.050 1.150 1.150
Libro Credit Union Not compounded At maturity no 3,000 1.050 1.050 1.050 1.050 1.150 1.150
ATB Financial Not compounded At maturity no 1,000 0.600 0.750 0.900 1.000 1.100 1.100
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.750 0.750 1.100 1.600
FirstOntario Credit Un. Not compounded At maturity no 5,000 0.000 0.000 1.050 1.050 1.050 1.050
Meridian Credit Union Not compounded At maturity no 5,000 0.650 0.800 0.950 0.950 1.050 1.050
Tangerine Not compounded At maturity no 1 - - 1.000 - 1.050 1.250
Bank of Montreal Not compounded At maturity no 5,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Montreal Not compounded At maturity no 500,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Montreal Not compounded At maturity no 250,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Montreal Not compounded At maturity no 100,000 0.600 0.750 0.900 0.900 1.000 1.000
Bank of Montreal Not compounded At maturity no 25,000 0.600 0.750 0.900 0.900 1.000 1.000
Comtech Credit Union Not compounded At maturity yes 2,500 1.000 1.000 1.000 1.000 1.000 1.000
Comtech Credit Union Not compounded At maturity yes 1,000 - - 1.000 1.000 1.000 1.000
First Calgary Financial Not compounded At maturity no 5,000 0.500 0.500 0.750 0.750 1.000 1.000
Royal Bank of Canada Not compounded At maturity no 100,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity no 250,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.600 0.750 0.900 0.900 1.000 1.000
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.950 1.000 1.000 1.000 1.000
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 1.000 1.100
Your Neighbourhood C.U. Not compounded At maturity no 20,000 0.550 0.650 0.800 0.850 0.950 1.050
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
HSBC Bank Canada Not compounded At maturity no 5,000 0.500 0.750 0.750 0.800 0.900 0.900
HSBC Bank Canada Not compounded At maturity no 100,000 0.500 0.750 0.750 0.800 0.900 0.900
Royal Bank of Canada Not compounded At maturity no 5,000 0.500 0.650 0.800 0.800 0.900 0.900
Servus Credit Union Not compounded At maturity no 5,000 0.500 0.650 0.800 0.800 0.900 0.900
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.850 0.900 0.900 0.900 0.900
Your Neighbourhood C.U. Not compounded At maturity no 2,500 0.500 0.600 0.750 0.800 0.900 1.000
B2B Bank Not compounded At maturity no 25,000 0.450 0.550 0.650 0.700 0.850 0.850
B2B Bank Not compounded At maturity no 5,000 - - 0.650 0.700 0.850 0.850
T-D Mortgage Not compounded At maturity no 5,000 0.450 0.650 0.750 0.800 0.850 0.900
Alterna Bank Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
Alterna Savings Not compounded At maturity no 5,000 0.500 0.600 0.750 2.000 0.800 0.800
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.500 0.600 0.650 0.800 0.800
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 23, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.