Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: 120 Day Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Oaken Financial Not compounded At maturity no 1,000 1.500 1.500 1.600 1.650 1.700 1.700
Peoples Trust Not compounded At maturity no 1,000 1.300 1.300 1.450 1.450 1.450 1.500
Home Bank - Agent Not compounded At maturity no 5,000 1.000 1.100 1.150 1.300 1.400 1.400
Equitable Bank Not compounded At maturity no 1,000 0.950 1.050 1.100 1.250 1.250 1.250
Home Trust Company-Agent Not compounded At maturity no 5,000 0.950 1.050 1.100 1.250 1.350 1.350
VersaBank (Pac&WestBank) Not compounded At maturity no 5,000 0.800 0.900 0.950 1.100 1.100 1.150
Equity Financial Trust Not compounded At maturity no 10,000 0.700 0.750 1.010 1.010 1.360 1.360
General Bank of Canada Not compounded At maturity no 10,000 - - 1.150 1.000 1.000 1.000
FirstOntario Credit Un. Not compounded At maturity no 5,000 0.000 0.000 0.950 0.950 0.950 0.950
Canadian Western Bank Not compounded At maturity no 5,000 0.836 0.856 0.879 0.939 0.950 0.950
ATB Financial Not compounded At maturity no 1,000 0.200 0.510 0.710 0.760 0.910 0.970
Libro Credit Union Not compounded At maturity no 3,000 0.700 0.700 0.700 0.700 0.800 0.800
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 0.900 1.100
PACE Savings & Credit Un Not compounded At maturity no 5,000 0.300 0.500 0.700 0.700 0.750 0.750
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Bank Not compounded At maturity no 25,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Trust Not compounded At maturity no 25,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Trust Not compounded At maturity no 50,000 0.500 0.600 0.650 0.650 0.800 0.900
Manulife Trust Not compounded At maturity no 100,000 0.500 0.600 0.650 0.650 0.800 0.900
Meridian Credit Union Not compounded At maturity no 500 0.450 0.550 0.650 0.650 0.700 0.800
Bank of Montreal Not compounded At maturity no 250,000 0.200 0.400 0.500 0.600 0.600 0.650
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.750
Community Trust Not compounded At maturity yes 50,000 0.500 0.500 0.550 0.600 0.900 0.900
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.800 1.000
Sun Life - Trust Not compounded At maturity no 1,000 0.600 0.600 0.600 0.600 0.600 0.600
First Calgary Financial Not compounded At maturity no 5,000 0.200 0.400 0.500 0.550 0.600 0.650
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
BMO Bank of Montreal Not compounded At maturity yes 10,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 100,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 30,001 0.100 0.300 0.400 0.500 0.500 0.550
BMO Bank of Montreal Not compounded At maturity yes 20,001 0.100 0.300 0.400 0.500 0.500 0.550
Empire Life Not compounded At maturity yes 100,000 0.500 0.500 0.500 0.500 0.625 0.625
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.700 0.900
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
Sun Life - Trust Not compounded At maturity yes 1,000 0.500 0.500 0.500 0.500 0.500 0.500
Community Trust Not compounded At maturity yes 25,000 0.375 0.375 0.425 0.475 0.775 0.775
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity no 250,000 0.200 0.350 0.450 0.450 0.450 0.500
Royal Bank of Canada Not compounded At maturity no 100,000 0.200 0.350 0.450 0.450 0.450 0.500
Caisses Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
Fiducie Desjardins Not compounded At maturity no 5,000 0.100 0.250 0.350 0.400 0.450 0.550
National Bank Not compounded At maturity no 5,000 0.250 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 100,000 0.250 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 200,000 0.250 0.300 0.350 0.400 0.500 0.550
National Bank Not compounded At maturity no 300,000 0.250 0.300 0.350 0.400 0.500 0.550
Empire Life Not compounded At maturity yes 50,000 0.375 0.375 0.375 0.375 0.500 0.500
ATB Financial Not compounded At maturity yes 1,000 0.350 0.350 0.350 0.350 0.350 0.350
ATB Financial Not compounded At maturity yes 100,000 0.350 0.350 0.350 0.350 0.350 0.350
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on March 22, 2017

This information is current as of the date and time posted and is subject to change without notice.

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