Savings Rates | GIC/GIA: 30 to 270 days (Registered)

Sorted by: Financial Institution in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
Your Neighbourhood C.U.	Not compounded	At maturity	no	2,500	-	-	0.650	0.700	0.800	0.900
Your Neighbourhood C.U.	Not compounded	At maturity	no	20,000	-	-	0.700	0.750	0.850	0.950
Your Neighbourhood C.U.	Not compounded	At maturity	no	100,000	-	-	0.750	0.800	0.900	1.000
Windsor Family C.U.	Not compounded	At maturity	no	500	0.350	0.350	0.400	0.400	0.450	0.450
Teachers Credit Union	Not compounded	At maturity	no	1,000	-	-	0.500	0.500	0.700	0.800
TD Canada Trust	Not compounded	At maturity	no	2,000	-	-	0.750	0.800	0.850	0.900
Sun Life - Trust	Not compounded	At maturity	yes	1,000	0.650	0.800	0.900	0.900	1.150	1.150
Sun Life - Trust	Not compounded	At maturity	no	1,000	0.750	0.900	1.000	1.000	1.250	1.250
Standard Life	Not compounded	At maturity	yes	250,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	100,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	500,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	50,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	5,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	25,000	0.300	-	0.300	-	0.300	0.300
Royal Bank of Canada	Not compounded	At maturity	no	500	0.650	0.650	0.800	0.800	0.900	0.900
Peace Hills Trust	Not compounded	At maturity	yes	1,000	0.200	0.200	0.200	0.200	0.250	0.250
PACE Savings & Credit Un	Annually	At maturity	no	1,000	-	-	-	-	0.750	-
Ontario Civil Service CU	Not compounded	At maturity	no	100,000	1.100	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	5,000	0.600	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	60,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	40,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	20,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	10,000	0.700	-	-	-	-	-
National Bank	Not compounded	At maturity	no	500	-	-	0.550	-	0.700	-
Manulife Investments	Annually	At maturity	no	2,500	-	-	-	-	0.550	0.550
Manulife Investments	Annually	At maturity	yes	2,500	-	-	-	-	0.300	0.300
Manulife Bank	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
MCAN Mortgage Corp.	Not compounded	At maturity	no	25,000	0.200	0.200	0.850	0.850	1.200	1.300
MCAN Mortgage Corp.	Not compounded	At maturity	no	100,000	0.300	0.300	0.950	0.950	1.300	1.400
MCAN Mortgage Corp.	Not compounded	At maturity	no	10,000	0.100	0.100	0.750	0.750	1.100	1.200
Libro Financial Group	Not compounded	At maturity	no	1,000	0.800	0.800	0.800	0.800	1.000	1.000
Laurentienne Trust	Not compounded	At maturity	no	3,000	0.400	0.500	0.500	0.650	0.800	0.850
Laurentian Bank Canada	Not compounded	At maturity	no	500	0.400	0.500	0.500	0.650	0.800	0.850
ING Direct	Not compounded	At maturity	yes	1	-	-	1.000	-	1.000	1.350
Home Trust Company	Not compounded	At maturity	no	2,500	-	-	1.350	1.400	1.500	1.600
HSBC Bank Canada	Annually	At maturity	no	50,000	-	-	-	-	0.900	0.900
HSBC Bank Canada	Annually	At maturity	no	500	-	-	-	-	0.900	0.900
First Calgary Financial	Not compounded	At maturity	no	2,000	0.500	0.500	0.750	0.750	1.000	1.000
Fiducie Desjardins	Not compounded	At maturity	no	5,000	0.400	0.500	0.600	0.650	0.800	0.800
Desjardins Fin. Security	Not compounded	At maturity	yes	500	-	-	0.500	-	0.500	-
DUCA Financial Services	Annually	At maturity	no	500	-	-	-	-	1.000	1.000
DUCA Financial Services	Not compounded	At maturity	no	500	-	0.500	0.500	0.500	1.000	1.000
Coast Capital Savings	Not compounded	At maturity	no	1,000	0.600	0.650	0.700	0.700	0.750	1.000
Canada Life	Not compounded	At maturity	yes	5,000	0.250	0.300	0.350	0.350	0.450	0.450
Caisses Desjardins	Not compounded	At maturity	no	5,000	0.400	0.500	0.600	0.650	0.800	0.800
CIBC	Not compounded	At maturity	yes	500	-	-	-	-	-	0.550
Boomerang Credit Union	Annually	At maturity	no	500	0.850	0.850	0.850	-	-	-
Bk Nova Scotia Mtg. Corp	Not compounded	At maturity	no	2,000	0.150	0.550	0.600	0.650	0.750	0.850

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).