Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

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Sorted by: Financial Institution in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
Zag Bank Not compounded At maturity no 25,000 0.000 0.500 0.500 0.500 0.750 0.750
Your Neighbourhood C.U. Not compounded At maturity no 2,500 0.500 0.600 0.750 0.800 0.900 1.000
Your Neighbourhood C.U. Not compounded At maturity no 100,000 0.600 0.700 0.850 0.900 1.000 1.100
Your Neighbourhood C.U. Not compounded At maturity no 20,000 0.550 0.650 0.800 0.850 0.950 1.050
Windsor Family C.U. Not compounded At maturity no 500 0.350 0.350 0.400 0.400 0.450 0.450
Tangerine Not compounded At maturity no 1 - - 1.000 - 1.050 1.250
TD Canada Trust Not compounded At maturity yes 5,000 0.350 0.500 0.550 0.800 0.700 0.700
T-D Mortgage Not compounded At maturity no 5,000 0.450 0.650 0.750 0.800 0.850 0.900
Sun Life - Trust Not compounded At maturity no 1,000 0.850 0.850 0.850 0.850 0.850 0.850
Sun Life - Trust Not compounded At maturity yes 1,000 0.750 0.750 0.750 0.750 0.750 0.750
Standard Life Not compounded At maturity yes 25,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 250,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 5,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 500,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 50,000 0.300 - 0.300 - 0.300 0.300
Standard Life Not compounded At maturity yes 100,000 0.300 - 0.300 - 0.300 0.300
Servus Credit Union Not compounded At maturity no 5,000 0.500 0.650 0.800 0.800 0.900 0.900
Royal Bank of Canada Not compounded At maturity no 1,000,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 5,000 0.250 0.400 0.550 0.550 0.650 0.650
Royal Bank of Canada Not compounded At maturity yes 100,000 0.350 0.500 0.650 0.650 0.750 0.750
Royal Bank of Canada Not compounded At maturity no 250,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 1,000,000 0.350 0.500 0.650 0.650 0.750 0.750
Royal Bank of Canada Not compounded At maturity no 5,000 0.500 0.650 0.800 0.800 0.900 0.900
Royal Bank of Canada Not compounded At maturity no 100,000 0.600 0.750 0.900 0.900 1.000 1.000
Royal Bank of Canada Not compounded At maturity yes 250,000 0.350 0.500 0.650 0.650 0.750 0.750
Peoples Trust Not compounded At maturity no 5,000 1.150 1.200 1.250 1.350 1.350 1.350
Peoples Trust Not compounded At maturity no 25,000 1.250 1.300 1.350 1.450 1.450 1.450
Peace Hills Trust Not compounded At maturity no 1,000 0.200 0.200 0.200 0.200 0.250 0.250
Parama Credit Union Not compounded At maturity yes 500 0.400 0.400 0.500 0.500 0.600 0.600
Pacific & Western Bank Not compounded At maturity no 5,000 0.400 0.550 0.750 0.800 1.350 1.400
PACE Savings & Credit Un Not compounded At maturity no 5,000 0.300 0.500 0.700 0.700 0.750 0.750
Ontario Civil Service CU Not compounded At maturity no 100,001 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 10,000 0.700 - - - - -
Ontario Civil Service CU Not compounded At maturity no 100,000 1.100 - - - - -
Ontario Civil Service CU Not compounded At maturity no 40,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 60,000 0.850 - - - - -
Ontario Civil Service CU Not compounded At maturity no 5,000 0.600 - - - - -
Ontario Civil Service CU Not compounded At maturity no 20,000 0.850 - - - - -
Oaken Financial Not compounded At maturity no 1,000 2.000 2.000 2.000 2.000 2.100 2.150
National Bank Not compounded At maturity no 5,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity no 100,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity no 200,000 0.400 0.500 0.550 0.600 0.700 0.750
National Bank Not compounded At maturity yes 300,000 0.300 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity yes 5,000 0.300 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity yes 100,000 0.300 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity yes 200,000 0.300 0.400 0.450 0.500 0.600 0.650
National Bank Not compounded At maturity no 300,000 0.400 0.500 0.550 0.600 0.700 0.750
Meridian Credit Union Not compounded At maturity no 5,000 0.650 0.800 0.950 0.950 1.050 1.050
Meridian Credit Union Not compounded At maturity yes 2,500 0.250 0.400 0.550 0.550 0.650 0.650
Manulife Trust Not compounded At maturity no 100,000 0.750 0.800 1.000 1.000 1.250 1.250
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on October 30, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.