Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: Financial Institution in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
Your Neighbourhood C.U.	Not compounded	At maturity	no	2,500	0.500	0.600	0.650	0.700	0.800	0.900
Your Neighbourhood C.U.	Not compounded	At maturity	no	100,000	0.600	0.700	0.750	0.800	0.900	1.000
Your Neighbourhood C.U.	Not compounded	At maturity	no	20,000	0.550	0.650	0.700	0.750	0.850	0.950
Windsor Family C.U.	Not compounded	At maturity	no	500	0.350	0.350	0.400	0.400	0.450	0.450
Teachers Credit Union	Not compounded	At maturity	no	1,000	0.400	0.450	0.500	0.500	0.700	0.800
TD Canada Trust	Not compounded	At maturity	yes	5,000	0.350	0.500	0.550	0.550	0.700	0.700
T-D Mortgage	Not compounded	At maturity	no	5,000	0.450	0.650	0.750	0.800	0.850	0.900
Sun Life - Trust	Not compounded	At maturity	no	1,000	0.750	0.900	1.000	1.000	1.250	1.250
Sun Life - Trust	Not compounded	At maturity	yes	1,000	0.650	0.800	0.900	0.900	1.150	1.150
Standard Life	Not compounded	At maturity	yes	25,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	250,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	5,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	500,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	50,000	0.300	-	0.300	-	0.300	0.300
Standard Life	Not compounded	At maturity	yes	100,000	0.300	-	0.300	-	0.300	0.300
Servus Credit Union	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
Royal Bank of Canada	Not compounded	At maturity	no	5,000	0.500	0.650	0.800	0.800	0.900	0.900
Royal Bank of Canada	Not compounded	At maturity	no	100,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	no	250,000	0.600	0.750	0.900	0.900	1.000	1.000
Royal Bank of Canada	Not compounded	At maturity	yes	1,000,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	5,000	0.250	0.400	0.550	0.550	0.650	0.650
Royal Bank of Canada	Not compounded	At maturity	yes	100,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	yes	250,000	0.350	0.500	0.650	0.650	0.750	0.750
Royal Bank of Canada	Not compounded	At maturity	no	1,000,000	0.600	0.750	0.900	0.900	1.000	1.000
Peoples Trust	Not compounded	At maturity	no	5,000	1.050	1.100	1.200	1.200	1.200	1.200
Peoples Trust	Not compounded	At maturity	no	25,000	1.150	1.200	1.300	1.300	1.300	1.300
Peace Hills Trust	Not compounded	At maturity	no	1,000	0.200	0.200	0.200	0.200	0.250	0.250
Parama Credit Union	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
Pacific & Western Bank	Not compounded	At maturity	no	5,000	0.400	0.550	0.750	0.800	1.350	1.400
PACE Savings & Credit Un	Not compounded	At maturity	no	5,000	0.300	0.500	0.700	0.700	0.750	0.750
PACE Savings & Credit Un	Not compounded	At maturity	yes	1,000	-	-	0.500	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	5,000	0.600	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	10,000	0.700	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	100,000	1.100	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	40,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	60,000	0.850	-	-	-	-	-
Ontario Civil Service CU	Not compounded	At maturity	no	20,000	0.850	-	-	-	-	-
National Bank	Not compounded	At maturity	no	5,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	100,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	200,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	yes	300,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	5,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	100,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	yes	200,000	0.300	0.400	0.450	0.500	0.600	0.650
National Bank	Not compounded	At maturity	no	300,000	0.400	0.500	0.550	0.600	0.700	0.750
MonCana Bank of Canada	Not compounded	At maturity	no	10,000	0.400	0.400	1.700	1.700	1.700	0.400
MonCana Bank of Canada	Not compounded	At maturity	no	25,000	0.500	0.500	1.800	1.800	1.800	0.500
Meridian Credit Union	Not compounded	At maturity	no	5,000	0.650	0.800	0.950	0.950	1.050	1.050
Meridian Credit Union	Not compounded	At maturity	yes	2,500	0.250	0.400	0.550	0.550	0.650	0.650
Manulife Trust	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).