Savings Rates | GIC/GIA: 30 to 270 days (Registered)

Sorted by: Compound Frequency in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Days
30 60 90 120 180 270
ATB Financial Not compounded At maturity no 1,000 0.300 0.500 0.650 0.750 0.850 0.900
Alterna Bank Not compounded At maturity no 500 0.200 0.400 1.950 0.550 0.600 0.650
Alterna Savings Not compounded At maturity no 500 0.200 0.400 1.950 0.550 0.600 0.650
B2B Bank Not compounded At maturity no 5,000 - - 0.450 0.500 0.600 0.650
B2B Bank Not compounded At maturity no 25,000 0.350 0.400 0.450 0.500 0.600 0.650
Bank of Nova Scotia Not compounded At maturity no 2,000 0.150 0.400 0.500 0.550 0.600 0.650
Bk Nova Scotia Mtg. Corp Not compounded At maturity no 2,000 0.150 0.400 0.500 0.550 0.600 0.650
CIBC Not compounded At maturity no 500 - 0.250 0.250 0.250 0.500 0.550
CIBC Not compounded At maturity yes 500 - - - - - 0.300
Caisses Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
Canada Life Not compounded At maturity yes 5,000 0.250 0.250 0.250 0.250 0.300 0.300
Coast Capital Savings Not compounded At maturity no 1,000 0.400 0.450 0.550 0.600 0.650 0.950
DUCA Financial Services Not compounded At maturity no 500 - 0.500 0.500 0.500 0.750 1.000
Fiducie Desjardins Not compounded At maturity no 5,000 0.400 0.400 0.500 0.500 0.600 0.650
First Calgary Financial Not compounded At maturity no 2,000 0.200 0.400 0.500 0.550 0.600 0.650
Home Trust Company Not compounded At maturity no 2,500 - - 1.250 1.350 1.400 1.500
Laurentian Bank Canada Not compounded At maturity no 500 0.250 0.350 0.350 0.450 0.600 0.650
Libro Credit Union Not compounded At maturity no 1,000 0.900 0.900 0.900 0.900 1.000 1.000
MCAN Mortgage Corp. Not compounded At maturity no 10,000 0.100 0.100 0.500 0.500 0.850 1.450
MCAN Mortgage Corp. Not compounded At maturity no 100,000 0.300 0.300 0.700 0.700 1.050 1.650
MCAN Mortgage Corp. Not compounded At maturity no 25,000 0.200 0.200 0.600 0.600 0.950 1.550
Manulife Bank Not compounded At maturity no 100,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 25,000 0.500 0.600 0.750 0.750 0.850 0.900
Manulife Bank Not compounded At maturity no 50,000 0.500 0.600 0.750 0.750 0.850 0.900
Meridian Credit Union Not compounded At maturity no 500 0.550 0.650 0.750 0.750 0.800 0.900
National Bank Not compounded At maturity no 500 - - 0.450 - 0.600 -
Oaken Financial Not compounded At maturity no 2,500 - - 1.800 1.800 1.800 1.800
Peace Hills Trust Not compounded At maturity yes 1,000 0.100 0.100 0.100 0.100 0.125 0.125
Rapport Credit Union Not compounded At maturity no 40,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 20,000 0.700 - - - - -
Rapport Credit Union Not compounded At maturity no 10,000 0.600 - - - - -
Rapport Credit Union Not compounded At maturity no 5,000 0.500 - - - - -
Rapport Credit Union Not compounded At maturity no 100,000 0.950 - - - - -
Rapport Credit Union Not compounded At maturity no 60,000 0.850 - - - - -
Royal Bank of Canada Not compounded At maturity no 500 0.400 0.400 0.500 0.500 0.600 0.550
Sun Life - Trust Not compounded At maturity yes 1,000 0.600 0.600 0.600 0.600 0.600 0.600
Sun Life - Trust Not compounded At maturity no 1,000 0.700 0.700 0.700 0.700 0.700 0.700
TD Canada Trust Not compounded At maturity no 2,000 - - 0.500 0.550 0.600 0.650
Tangerine Not compounded At maturity yes 1 - - 0.750 - 0.750 0.750
Windsor Family C.U. Not compounded At maturity no 500 0.350 0.350 0.400 0.400 0.450 0.450
Your Neighbourhood C.U. Not compounded At maturity no 100,000 - - 0.850 0.900 0.900 1.000
Your Neighbourhood C.U. Not compounded At maturity no 2,500 - - 0.750 0.800 0.800 0.900
Your Neighbourhood C.U. Not compounded At maturity no 20,000 - - 0.800 0.850 0.850 0.950
DUCA Financial Services Annually At maturity no 500 - - - - 0.750 0.750
HSBC Bank Canada Annually At maturity no 50,000 - - - - 0.700 0.700
HSBC Bank Canada Annually At maturity no 500 - - - - 0.700 0.700
Manulife Investments Annually At maturity no 2,500 - - - - 0.550 0.550
Manulife Investments Annually At maturity yes 2,500 - - - - 0.300 0.300
PACE Savings & Credit Un Annually At maturity no 1,000 - - - - 0.750 -

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 04, 2015

This information is current as of the date and time posted and is subject to change without notice.

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