Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

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Sorted by: Redeemable in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
Canada Life Annually At maturity yes 1,000 0.750 0.950 1.050 1.400 1.700 1.900
Canada Life Annually At maturity yes 75,000 1.000 1.200 1.300 1.650 1.950 2.150
DUCA Financial Services Not compounded Annually yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Annually At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Not compounded At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
Desjardins Fin. Security Annually At maturity yes 500 0.850 1.050 1.450 1.700 1.950 -
Desjardins Fin. Security Not compounded Annually yes 500 0.850 1.050 1.450 1.700 1.950 -
Empire Life Not compounded Monthly yes 50,000 0.875 1.075 1.275 1.575 1.775 1.775
Empire Life Not compounded Annually yes 500 1.000 1.200 1.400 1.700 1.900 1.900
Empire Life Not compounded Monthly yes 5,000 0.750 0.950 1.150 1.450 1.650 1.650
Empire Life Not compounded Annually yes 50,000 1.125 1.325 1.525 1.825 2.025 2.025
Empire Life Annually At maturity yes 100,000 1.250 1.450 1.650 1.950 2.150 2.150
Empire Life Not compounded Monthly yes 100,000 1.000 1.200 1.400 1.700 1.900 1.900
Empire Life Annually At maturity yes 500 1.000 1.200 1.400 1.700 1.900 1.900
Empire Life Annually At maturity yes 50,000 1.125 1.325 1.525 1.825 2.025 2.025
Empire Life Not compounded Annually yes 100,000 1.250 1.450 1.650 1.950 2.150 2.150
Equitable Life Not compounded Annually yes 500 0.850 1.300 1.500 1.750 1.950 2.000
Equitable Life Not compounded Annually yes 25,000 0.850 1.300 1.500 1.750 1.950 2.000
Equitable Life Not compounded Annually yes 50,000 0.975 1.425 1.625 1.875 2.075 2.125
Equitable Life Annually At maturity yes 500 0.850 1.300 1.500 1.750 1.950 2.000
Equitable Life Annually At maturity yes 25,000 0.850 1.300 1.500 1.750 1.950 2.000
Equitable Life Annually At maturity yes 50,000 0.975 1.425 1.625 1.875 2.075 2.125
Great-West Life Annually At maturity yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life Not compounded Annually yes 500 0.750 0.950 1.050 1.400 1.700 1.900
Great-West Life Not compounded Annually yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Great-West Life Not compounded Annually yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life Not compounded Monthly yes 500 0.250 0.450 0.550 0.900 1.200 1.400
Great-West Life Not compounded Monthly yes 25,000 0.375 0.575 0.675 1.025 1.325 1.525
Great-West Life Not compounded Monthly yes 50,000 0.500 0.700 0.800 1.150 1.450 1.650
Great-West Life Annually At maturity yes 500 0.750 0.950 1.050 1.400 1.700 1.900
Great-West Life Annually At maturity yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
HSBC Bank Canada Not compounded Monthly yes 5,000 0.725 0.875 0.975 1.225 1.575 -
HSBC Bank Canada Not compounded Annually yes 1,000 0.850 1.000 1.100 1.350 1.700 -
Hubert Financial Not compounded Annually yes 1,000 2.350 2.250 2.450 2.650 2.950 -
ICICI Bank Canada Not compounded Annually yes 1,000 1.550 1.850 2.100 2.350 2.650 -
ICICI Bank Canada Annually At maturity yes 1,000 1.550 1.850 2.100 2.350 2.650 -
Industrial Alliance Annually At maturity yes 200,000 1.150 1.400 1.500 1.800 2.200 -
Industrial Alliance Not compounded Annually yes 200,000 1.150 1.400 1.500 1.800 2.200 -
Industrial Alliance Annually At maturity yes 1,000 0.900 1.150 1.250 1.550 1.950 -
Industrial Alliance Annually At maturity yes 25,000 1.050 1.300 1.400 1.700 2.100 -
Industrial Alliance Annually At maturity yes 100,000 1.100 1.350 1.450 1.750 2.150 -
Industrial Alliance Not compounded Annually yes 25,000 1.050 1.300 1.400 1.700 2.100 -
Industrial Alliance Not compounded Annually yes 1,000 0.900 1.150 1.250 1.550 1.950 -
Industrial Alliance Not compounded Annually yes 100,000 1.100 1.350 1.450 1.750 2.150 -
Laurentian Bank Canada Not compounded Semi-annually yes 500 0.250 0.600 0.750 0.900 1.250 -
Laurentian Bank Canada Not compounded Monthly yes 500 0.250 0.350 0.500 0.650 1.000 -
Laurentian Bank Canada Not compounded Annually yes 500 0.600 0.850 1.000 1.150 1.500 -
London Life Annually At maturity yes 50,000 1.000 1.200 1.300 1.650 1.950 -
London Life Annually At maturity yes 1,000 0.750 0.950 1.050 1.400 1.700 -
MAXA Financial Not compounded Annually yes 500 2.150 2.250 2.400 2.550 2.700 0.000
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 24, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.