Savings Rates | GIC/GIA: 1 to 6 years (Registered)

Sorted by: Redeemable in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
ATB Financial	Semi-annually	At maturity	yes	500	0.550	0.600	0.750	0.900	1.250	-
ATB Financial	Annually	At maturity	yes	500	0.650	0.850	1.000	1.150	1.500	-
Alterna Bank	Not compounded	Annually	yes	500	1.200	-	-	-	-	-
Alterna Savings	Not compounded	Annually	yes	500	1.200	-	-	-	-	-
BMO Bank of Montreal	Annually	At maturity	yes	500	0.750	0.900	1.100	1.350	1.700	-
CIBC	Annually	At maturity	yes	500	0.650	0.850	1.000	-	-	-
Canada Life	Annually	At maturity	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Canada Life	Annually	At maturity	yes	75,000	1.150	1.250	1.400	1.450	1.550	1.950
Canada Life	Annually	At maturity	yes	1,000	0.900	1.000	1.150	1.200	1.300	1.700
Desjardins Fin. Security	Annually	At maturity	yes	500	1.050	1.000	1.250	1.500	1.700	-
Desjardins Fin. Security	Not compounded	Annually	yes	500	1.050	1.000	1.250	1.500	1.700	-
Empire Life	Annually	At maturity	yes	50,000	1.225	1.475	1.600	1.725	1.975	1.975
Empire Life	Annually	At maturity	yes	500	1.100	1.350	1.475	1.600	1.850	1.850
Empire Life	Annually	At maturity	yes	100,000	1.350	1.600	1.725	1.850	2.100	2.100
Equitable Life	Annually	At maturity	yes	500	0.900	1.450	1.575	1.725	1.975	-
Equitable Life	Annually	At maturity	yes	25,000	0.900	1.450	1.575	1.725	1.975	-
Equitable Life	Annually	At maturity	yes	50,000	1.025	1.575	1.700	1.850	2.100	-
Foresters	Annually	At maturity	yes	25,000	0.150	0.300	0.500	0.750	0.900	-
Foresters	Annually	At maturity	yes	10,000	0.050	0.200	0.400	0.650	0.800	-
Foresters	Annually	At maturity	yes	1,000	0.050	0.050	0.200	0.450	0.600	-
Foresters	Annually	At maturity	yes	50,000	0.250	0.400	0.600	0.850	1.000	-
Great-West Life	Not compounded	Annually	yes	500	0.900	1.000	1.150	1.200	1.300	1.700
Great-West Life	Not compounded	Annually	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Great-West Life	Not compounded	Annually	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
Great-West Life	Not compounded	Monthly	yes	500	0.400	0.500	0.650	0.700	0.800	1.200
Great-West Life	Not compounded	Monthly	yes	25,000	0.525	0.625	0.775	0.825	0.925	1.325
Great-West Life	Not compounded	Monthly	yes	50,000	0.650	0.750	0.900	0.950	1.050	1.450
Great-West Life	Annually	At maturity	yes	500	0.900	1.000	1.150	1.200	1.300	1.700
Great-West Life	Annually	At maturity	yes	25,000	1.025	1.125	1.275	1.325	1.425	1.825
Great-West Life	Annually	At maturity	yes	50,000	1.150	1.250	1.400	1.450	1.550	1.950
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.650	2.400	2.400	2.650	3.150	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
Industrial Alliance	Annually	At maturity	yes	200,000	1.000	1.350	1.500	1.650	1.900	-
Industrial Alliance	Not compounded	Annually	yes	200,000	1.000	1.350	1.500	1.650	1.900	-
Industrial Alliance	Annually	At maturity	yes	1,000	0.750	1.100	1.250	1.400	1.650	-
Industrial Alliance	Annually	At maturity	yes	25,000	0.900	1.250	1.400	1.550	1.800	-
Industrial Alliance	Annually	At maturity	yes	100,000	0.950	1.300	1.450	1.600	1.850	-
Industrial Alliance	Not compounded	Annually	yes	25,000	0.900	1.250	1.400	1.550	1.800	-
Industrial Alliance	Not compounded	Annually	yes	1,000	0.750	1.100	1.250	1.400	1.650	-
Industrial Alliance	Not compounded	Annually	yes	100,000	0.950	1.300	1.450	1.600	1.850	-
Laurentian Bank Canada	Annually	At maturity	yes	500	0.650	0.850	1.000	1.200	1.500	-
Laurentian Bank Canada	Not compounded	Annually	yes	500	0.650	0.850	1.000	1.200	1.500	-
London Life	Annually	At maturity	yes	50,000	1.150	1.250	1.400	1.450	1.550	-
London Life	Annually	At maturity	yes	1,000	0.900	1.000	1.150	1.200	1.300	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Manulife Investments	Annually	At maturity	yes	2,500	1.100	1.200	1.350	1.400	1.500	1.500
National Bank	Annually	At maturity	yes	500	0.650	0.800	0.950	1.200	1.450	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).