Savings Rates | GIC/GIA: 1 to 6 years (Registered)

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Sorted by: Minimum Deposit in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
Standard Life Annually At maturity yes 500,000 1.125 1.275 1.400 1.475 1.550 1.625
Standard Life Annually At maturity yes 250,000 1.125 1.275 1.400 1.475 1.550 1.625
Comtech Credit Union Annually At maturity no 200,000 2.100 1.700 2.000 2.150 2.750 -
Industrial Alliance Annually At maturity yes 200,000 1.100 1.250 1.400 1.650 1.950 -
Industrial Alliance Not compounded Annually yes 200,000 1.100 1.250 1.400 1.650 1.950 -
Comtech Credit Union Annually At maturity no 100,000 2.100 1.700 2.000 2.150 2.750 -
Empire Life Annually At maturity yes 100,000 1.250 1.450 1.625 1.750 2.000 2.125
Industrial Alliance Not compounded Annually yes 100,000 1.050 1.200 1.350 1.600 1.900 -
Industrial Alliance Annually At maturity yes 100,000 1.050 1.200 1.350 1.600 1.900 -
MCAN Mortgage Corp. Not compounded Annually no 100,000 1.850 1.950 2.050 2.200 2.400 -
MCAN Mortgage Corp. Annually At maturity no 100,000 1.850 1.950 2.050 2.200 2.400 -
Ontario Civil Service CU Annually At maturity no 100,000 1.350 1.600 1.750 1.900 2.200 -
Standard Life Annually At maturity yes 100,000 1.125 1.275 1.400 1.475 1.550 1.625
Your Neighbourhood C.U. Annually At maturity no 100,000 1.800 1.900 2.000 2.350 2.550 -
Your Neighbourhood C.U. Not compounded Annually no 100,000 1.800 1.900 2.000 2.350 2.550 -
Canada Life Annually At maturity yes 75,000 1.000 1.100 1.200 1.500 1.700 1.900
Ontario Civil Service CU Annually At maturity no 60,000 1.350 1.600 1.750 1.900 2.200 -
Comtech Credit Union Annually At maturity no 50,000 2.100 1.700 2.000 2.150 2.750 -
Empire Life Annually At maturity yes 50,000 1.125 1.325 1.500 1.625 1.875 2.000
Equitable Life Annually At maturity yes 50,000 1.050 1.500 1.500 1.800 2.050 -
Great-West Life Annually At maturity no 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Not compounded Annually yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Not compounded Monthly yes 50,000 0.500 0.600 0.700 1.000 1.200 1.400
Great-West Life Annually At maturity yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Not compounded Annually no 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Not compounded Monthly no 50,000 0.500 0.600 0.700 1.000 1.200 1.400
HSBC Bank Canada Annually At maturity no 50,000 1.150 1.250 1.350 1.600 1.950 -
London Life Annually At maturity yes 50,000 1.000 1.100 1.200 1.500 1.700 -
Standard Life Annually At maturity yes 50,000 1.125 1.275 1.400 1.475 1.550 1.625
Ontario Civil Service CU Annually At maturity no 40,000 1.350 1.600 1.750 1.900 2.200 -
CFF Bank Annually At maturity no 25,000 1.600 1.700 1.800 2.000 2.250 -
CFF Bank Not compounded Annually no 25,000 1.600 1.700 1.800 2.000 2.250 -
CFF Bank Not compounded At maturity cashable 25,000 0.850 - - - - -
Canada Life Annually At maturity yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Equitable Life Annually At maturity yes 25,000 1.050 1.500 1.500 1.800 2.050 -
Great-West Life Not compounded Monthly no 25,000 0.375 0.475 0.575 0.875 1.075 1.275
Great-West Life Annually At maturity no 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Not compounded Annually yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Not compounded Monthly yes 25,000 0.375 0.475 0.575 0.875 1.075 1.275
Great-West Life Annually At maturity yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Not compounded Annually no 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Industrial Alliance Not compounded Annually yes 25,000 1.000 1.150 1.300 1.550 1.850 -
Industrial Alliance Annually At maturity yes 25,000 1.000 1.150 1.300 1.550 1.850 -
MCAN Mortgage Corp. Annually At maturity no 25,000 1.800 1.900 2.000 2.150 2.350 -
MCAN Mortgage Corp. Not compounded Annually no 25,000 1.800 1.900 2.000 2.150 2.350 -
Standard Life Annually At maturity yes 25,000 1.125 1.275 1.400 1.475 1.550 1.625
Ontario Civil Service CU Annually At maturity no 20,000 1.300 1.450 1.500 1.750 2.050 -
Your Neighbourhood C.U. Not compounded Annually no 20,000 1.750 1.850 1.950 2.300 2.500 -
Your Neighbourhood C.U. Annually At maturity no 20,000 1.750 1.850 1.950 2.300 2.500 -
CFF Bank Not compounded At maturity cashable 10,000 0.750 - - - - -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on November 27, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.