Savings Rates | GIC/GIA: 1 to 6 years (Registered)

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Sorted by: 6 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
DUCA Financial Services Annually At maturity no 500 1.750 2.000 2.150 2.400 2.800 2.800
AcceleRate Financial Annually At maturity no 500 2.200 2.250 2.350 2.450 2.600 2.650
Canada Life Annually At maturity yes 75,000 0.900 1.100 1.300 1.650 1.950 2.400
Great-West Life Not compounded Annually no 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Great-West Life Annually At maturity no 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Great-West Life Not compounded Annually yes 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Great-West Life Annually At maturity yes 50,000 0.900 1.100 1.300 1.650 1.950 2.400
Empire Life Annually At maturity yes 100,000 1.350 1.550 1.750 2.050 2.350 2.350
Canada Life Annually At maturity yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life Not compounded Annually no 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life Annually At maturity no 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life Not compounded Annually yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Great-West Life Annually At maturity yes 25,000 0.775 0.975 1.175 1.525 1.825 2.275
Empire Life Annually At maturity yes 50,000 1.225 1.425 1.625 1.925 2.225 2.225
Manulife Investments Annually At maturity no 2,500 1.200 1.450 1.650 1.900 2.200 2.200
Canada Life Annually At maturity yes 1,000 0.650 0.850 1.050 1.400 1.700 2.150
Great-West Life Annually At maturity no 500 0.650 0.850 1.050 1.400 1.700 2.150
Great-West Life Not compounded Annually yes 500 0.650 0.850 1.050 1.400 1.700 2.150
Great-West Life Annually At maturity yes 500 0.650 0.850 1.050 1.400 1.700 2.150
Great-West Life Not compounded Annually no 500 0.650 0.850 1.050 1.400 1.700 2.150
Empire Life Annually At maturity yes 500 1.100 1.300 1.500 1.800 2.100 2.100
Standard Life Annually At maturity yes 25,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life Annually At maturity yes 250,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life Annually At maturity yes 100,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life Annually At maturity yes 50,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life Annually At maturity yes 1,000 1.150 1.350 1.550 1.750 1.950 2.075
Standard Life Annually At maturity yes 500,000 1.150 1.350 1.550 1.750 1.950 2.075
BMO Bank of Montreal Annually At maturity no 500 1.000 1.150 1.350 1.600 1.950 1.950
BMO Bank of Montreal Not compounded Annually no 500 1.000 1.150 1.350 1.600 1.950 1.950
Manulife Investments Annually At maturity yes 2,500 0.950 1.200 1.400 1.650 1.950 1.950
Great-West Life Not compounded Monthly no 50,000 0.400 0.600 0.800 1.150 1.450 1.900
Great-West Life Not compounded Monthly yes 50,000 0.400 0.600 0.800 1.150 1.450 1.900
Great-West Life Not compounded Monthly no 25,000 0.275 0.475 0.675 1.025 1.325 1.775
Great-West Life Not compounded Monthly yes 25,000 0.275 0.475 0.675 1.025 1.325 1.775
Great-West Life Not compounded Monthly yes 500 0.150 0.350 0.550 0.900 1.200 1.650
Great-West Life Not compounded Monthly no 500 0.150 0.350 0.550 0.900 1.200 1.650
MAXA Financial Not compounded Annually yes 500 2.150 2.250 2.400 2.550 2.700 0.000
ATB Financial Semi-annually At maturity yes 500 0.600 0.600 0.750 0.900 1.250 -
ATB Financial Annually At maturity yes 500 0.850 0.850 1.000 1.150 1.500 -
ATB Financial Semi-annually At maturity no 500 1.220 1.350 1.500 1.750 1.950 -
ATB Financial Annually At maturity no 500 1.470 1.600 1.750 2.000 2.200 -
Achieva Financial Annually At maturity no 1,000 2.150 2.250 2.350 2.450 2.600 -
Alterna Bank Annually At maturity no 500 1.400 1.800 2.150 2.200 2.300 -
Alterna Bank Not compounded Annually yes 500 1.100 - - - - -
Alterna Savings Annually At maturity no 500 1.400 1.800 2.150 2.200 2.300 -
Alterna Savings Not compounded Annually yes 500 1.100 - - - - -
B2B Bank Annually At maturity no 1,000 1.450 1.800 2.000 2.200 2.500 -
BMO Bank of Montreal Annually At maturity yes 500 0.750 0.900 1.100 1.350 1.700 -
Bank of Nova Scotia Annually At maturity no 500 0.900 1.100 1.250 1.400 1.750 -
Bk Nova Scotia Mtg. Corp Annually At maturity no 500 0.900 1.100 1.250 1.400 1.750 -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on April 18, 2014

This information is current as of the date and time posted and is subject to change without notice.

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