Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

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Sorted by: 6 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
AcceleRate Financial Not compounded Annually no 1,000 2.250 2.400 2.500 2.750 2.750 2.800
AcceleRate Financial Annually At maturity no 1,000 2.250 2.400 2.500 2.750 2.750 2.800
DUCA Financial Services Annually At maturity no 500 1.650 2.050 2.200 2.500 2.600 2.600
DUCA Financial Services Not compounded Annually no 500 1.650 2.050 2.200 2.500 2.600 2.600
DUCA Financial Services Not compounded Annually yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Not compounded At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Annually At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
Equitable Life Not compounded Annually yes 500 0.850 1.400 1.500 1.750 2.000 2.050
Equitable Life Not compounded Annually yes 25,000 0.850 1.400 1.500 1.750 2.000 2.050
Equitable Life Annually At maturity yes 50,000 0.850 1.400 1.500 1.750 2.000 2.050
Equitable Life Annually At maturity yes 500 0.850 1.400 1.500 1.750 2.000 2.050
Equitable Life Annually At maturity yes 25,000 0.850 1.400 1.500 1.750 2.000 2.050
Equitable Life Not compounded Annually yes 50,000 0.850 1.400 1.500 1.750 2.000 2.050
Empire Life Annually At maturity yes 100,000 1.250 1.350 1.500 1.750 2.000 2.000
Empire Life Not compounded Annually yes 100,000 1.250 1.350 1.500 1.750 2.000 2.000
Bank of Montreal Not compounded Annually no 100,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Montreal Annually At maturity no 250,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Montreal Annually At maturity no 100,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Montreal Annually At maturity no 1,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Montreal Not compounded Annually no 250,000 1.000 1.150 1.350 1.600 1.950 1.950
Bank of Montreal Not compounded Annually no 1,000 1.000 1.150 1.350 1.600 1.950 1.950
Canada Life Annually At maturity yes 75,000 1.000 1.100 1.200 1.500 1.700 1.900
Desjardins Fin. Security Not compounded Annually yes 500 0.850 0.950 1.400 1.650 1.900 1.900
Desjardins Fin. Security Annually At maturity no 10,000 0.850 0.950 1.400 1.650 1.900 1.900
Desjardins Fin. Security Annually At maturity yes 500 0.850 0.950 1.400 1.650 1.900 1.900
Great-West Life Not compounded Annually no 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Annually At maturity yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Annually At maturity no 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Great-West Life Not compounded Annually yes 50,000 1.000 1.100 1.200 1.500 1.700 1.900
Empire Life Annually At maturity yes 50,000 1.125 1.225 1.375 1.625 1.875 1.875
Empire Life Not compounded Annually yes 50,000 1.125 1.225 1.375 1.625 1.875 1.875
Bank of Montreal Not compounded Monthly no 250,000 0.875 1.025 1.225 1.475 1.825 1.825
Bank of Montreal Not compounded Monthly no 100,000 0.875 1.025 1.225 1.475 1.825 1.825
Bank of Montreal Not compounded Monthly no 5,000 0.875 1.025 1.225 1.475 1.825 1.825
Bank of Montreal Not compounded Semi-annually no 250,000 0.875 1.025 1.225 1.475 1.825 1.825
Bank of Montreal Not compounded Semi-annually no 100,000 0.875 1.025 1.225 1.475 1.825 1.825
Bank of Montreal Not compounded Semi-annually no 1,000 0.875 1.025 1.225 1.475 1.825 1.825
Canada Life Annually At maturity yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Not compounded Annually yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Annually At maturity yes 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Not compounded Annually no 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Great-West Life Annually At maturity no 25,000 0.875 0.975 1.075 1.375 1.575 1.775
Bank of Nova Scotia Annually At maturity no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Not compounded Annually no 250,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Not compounded Annually no 100,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Not compounded Annually no 25,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Not compounded Annually no 5,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Not compounded Annually no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Annually At maturity no 250,000 0.900 1.100 1.250 1.400 1.750 1.750
Bank of Nova Scotia Annually At maturity no 100,000 0.900 1.100 1.250 1.400 1.750 1.750
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on October 25, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.