Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

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Sorted by: 6 Year Term in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
AcceleRate Financial Not compounded Annually no 1,000 2.250 2.400 2.500 2.750 2.750 2.800
AcceleRate Financial Annually At maturity no 1,000 2.250 2.400 2.500 2.750 2.750 2.800
DUCA Financial Services Annually At maturity no 500 1.600 2.050 2.100 2.500 2.600 2.600
DUCA Financial Services Not compounded Annually no 500 1.600 2.050 2.100 2.500 2.600 2.600
DUCA Financial Services Not compounded Annually yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Annually At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
DUCA Financial Services Not compounded At maturity yes 500 1.250 1.650 1.900 2.200 2.300 2.300
Canada Life Annually At maturity yes 75,000 1.000 1.200 1.300 1.650 1.950 2.150
Empire Life Annually At maturity yes 100,000 1.250 1.450 1.650 1.950 2.150 2.150
Empire Life Not compounded Annually yes 100,000 1.250 1.450 1.650 1.950 2.150 2.150
Great-West Life Not compounded Annually no 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life Annually At maturity yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life Annually At maturity no 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Great-West Life Not compounded Annually yes 50,000 1.000 1.200 1.300 1.650 1.950 2.150
Equitable Life Not compounded Annually yes 50,000 1.025 1.425 1.625 1.875 2.125 2.125
Equitable Life Annually At maturity yes 50,000 1.025 1.425 1.625 1.875 2.125 2.125
Manulife Investments Annually At maturity no 2,500 1.000 1.450 1.550 1.800 2.050 2.100
Alterna Bank Not compounded Annually no 500 1.400 2.100 1.850 1.900 2.300 2.100
Alterna Bank Not compounded Monthly no 500 1.390 2.080 1.830 1.880 2.280 2.100
Alterna Bank Not compounded Annually yes 500 1.100 - - - - 2.100
Alterna Savings Not compounded Annually no 500 1.400 2.100 1.850 1.900 2.300 2.100
Alterna Savings Not compounded Monthly no 500 1.390 2.080 1.830 1.880 2.280 2.100
Alterna Savings Not compounded Annually yes 500 1.100 - - - - 2.100
B2B Bank Not compounded Quarterly no 1,000 1.125 1.525 1.725 1.875 2.085 2.100
B2B Bank Not compounded Monthly no 10,000 1.125 1.525 1.725 1.875 2.085 2.100
B2B Bank Annually At maturity no 1,000 1.500 1.900 2.100 2.250 2.460 2.100
B2B Bank Not compounded Semi-annually no 1,000 1.250 1.650 1.850 2.000 2.210 2.100
B2B Bank Not compounded At maturity no 25,000 1.500 - - - - 2.100
B2B Bank Not compounded At maturity no 5,000 1.500 - - - - 2.100
B2B Bank Not compounded Annually no 1,000 1.500 1.900 2.100 2.250 2.460 2.100
B2B Bank Not compounded At maturity no 1,000 1.500 - - - - 2.100
BMO Bank of Montreal Not compounded Semi-annually yes 1,000 0.750 0.900 1.100 1.350 1.700 2.100
BMO Bank of Montreal Not compounded Semi-annually yes 10,001 0.750 0.900 1.100 1.350 1.700 2.100
BMO Bank of Montreal Not compounded Semi-annually yes 30,001 0.750 0.900 1.100 1.350 1.700 2.100
BMO Bank of Montreal Not compounded Semi-annually yes 100,001 0.750 0.900 1.100 1.350 1.700 2.100
BMO Bank of Montreal Not compounded Semi-annually yes 20,001 0.750 0.900 1.100 1.350 1.700 2.100
Bank West Not compounded Annually no 5,000 0.750 1.000 1.000 1.000 1.000 2.100
Bank of Montreal Not compounded At maturity cashable 25,000 0.800 - - - - 2.100
Bank of Montreal Not compounded At maturity cashable 100,000 0.800 - - - - 2.100
Bank of Montreal Not compounded At maturity cashable 1,000 0.800 - - - - 2.100
Manulife Investments Not compounded Annually no 2,500 1.000 1.450 1.550 1.800 2.050 2.100
Manulife Investments Annually At maturity no 2,500 1.000 1.450 1.550 1.800 2.050 2.100
Canada Life Annually At maturity yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Empire Life Not compounded Annually yes 50,000 1.125 1.325 1.525 1.825 2.025 2.025
Empire Life Annually At maturity yes 50,000 1.125 1.325 1.525 1.825 2.025 2.025
Great-West Life Not compounded Annually yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Great-West Life Annually At maturity yes 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Great-West Life Not compounded Annually no 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Great-West Life Annually At maturity no 25,000 0.875 1.075 1.175 1.525 1.825 2.025
Standard Life Not compounded Annually yes 100,000 1.250 1.375 1.500 1.750 2.000 2.025
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on July 23, 2014

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.