Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

Sorted by: 5 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Hubert Financial	Not compounded	Annually	yes	1,000	-	2.250	2.450	2.600	2.850	-
AcceleRate Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
AcceleRate Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
Achieva Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
ICICI Bank Canada	Not compounded	Annually	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Steinbach Credit Union	Not compounded	Annually	no	500	1.800	2.000	2.200	2.350	2.600	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
State Bank of India (C)	Annually	At maturity	no	2,000	1.650	1.900	2.250	2.350	2.500	-
State Bank of India (C)	Not compounded	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
Teachers Credit Union	Not compounded	Annually	no	500	1.400	1.650	1.800	2.200	2.500	-
General Bank of Canada	Not compounded	Annually	no	5,000	1.760	1.860	2.060	2.170	2.310	-
General Bank of Canada	Annually	At maturity	no	5,000	1.760	1.860	2.060	2.170	2.310	-
Alterna Bank	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
Alterna Savings	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
Effort Trust	Not compounded	Annually	no	5,000	1.750	1.900	2.000	2.150	2.300	-
Effort Trust	Annually	At maturity	no	5,000	1.750	1.900	2.000	2.150	2.300	-
FirstOntario Credit Un.	Annually	At maturity	no	500	1.600	1.650	1.900	2.100	2.300	-
FirstOntario Credit Un.	Not compounded	Annually	no	500	1.600	1.650	1.900	2.100	2.300	-
HomEquity Bank	Annually	At maturity	no	5,000	1.500	1.650	1.800	2.000	2.300	-
HomEquity Bank	Not compounded	Annually	no	5,000	1.500	1.650	1.800	2.000	2.300	-
Parama Credit Union	Not compounded	Annually	no	1,000	1.550	1.750	2.000	2.100	2.300	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Alterna Bank	Not compounded	Monthly	no	500	1.440	1.740	1.930	1.980	2.280	-
Alterna Savings	Not compounded	Monthly	no	500	1.440	1.740	1.930	1.980	2.280	-
Equitable Trust	Not compounded	Annually	no	5,000	1.400	1.700	1.800	2.160	2.260	-
Equitable Trust	Annually	At maturity	no	5,000	1.400	1.700	1.800	2.160	2.260	-
Coast Capital Savings	Not compounded	Annually	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Not compounded	Quarterly	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Not compounded	Monthly	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.500	1.700	2.000	2.100	2.250	-
ING Direct	Not compounded	Annually	yes	1	1.350	1.750	2.000	2.000	2.250	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
Korea Exchange Bank	Annually	At maturity	no	3,500	1.450	1.800	1.950	2.100	2.250	-
Korea Exchange Bank	Not compounded	Annually	no	3,500	1.450	1.800	1.950	2.100	2.250	-
Meridian Credit Union	Annually	At maturity	no	500	1.500	1.600	1.800	1.900	2.250	-
VanCity Savings (BC)	Not compounded	Annually	no	500	1.350	1.550	1.850	2.000	2.250	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Your Neighbourhood C.U.	Not compounded	Annually	no	20,000	1.450	1.700	1.850	2.050	2.250	-
AGF Trust	Not compounded	Annually	no	5,000	1.450	1.750	1.850	2.050	2.200	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.850	2.050	2.200	-
B2B Bank	Not compounded	Annually	no	1,000	1.450	1.750	1.850	2.050	2.200	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).