Savings Rates | GIC/GIA: 1 to 6 years (Registered)

Sorted by: 5 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Motive Financial	Annually	At maturity	no	500	2.500	2.890	3.120	3.150	3.350	-
Oaken Financial	Annually	At maturity	no	1,000	2.750	3.100	3.150	3.200	3.250	-
Community Trust	Annually	At maturity	no	50,000	2.500	2.900	2.950	2.950	3.200	-
Home Bank - Agent	Annually	At maturity	no	1,000	2.360	2.730	2.970	3.010	3.200	-
Canadian Western Bank	Annually	At maturity	no	500	2.300	2.690	2.920	2.950	3.150	-
Home Trust Company-Agent	Annually	At maturity	no	1,000	2.310	2.680	2.920	2.960	3.150	-
Hubert Financial	Annually	At maturity	no	1,000	2.450	2.750	2.750	3.250	3.150	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	2.400	2.750	2.900	2.950	3.150	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	2.400	2.750	2.900	2.950	3.150	-
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	2.400	2.750	2.900	2.950	3.150	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	2.400	2.750	2.900	2.950	3.150	-
B2B Bank	Annually	At maturity	no	1,000	2.250	2.640	2.800	2.850	3.120	-
AcceleRate Financial	Annually	At maturity	no	500	2.400	2.600	2.750	2.900	3.100	3.100
Achieva Financial	Annually	At maturity	no	1,000	2.400	2.600	2.750	2.900	3.100	-
Alterna Savings	Not compounded	Annually	no	500	1.250	1.400	1.500	1.600	3.100	-
Community Trust	Annually	At maturity	no	1,000	2.400	2.800	2.850	2.850	3.100	-
MAXA Financial	Not compounded	Annually	no	500	2.400	2.600	2.750	2.900	3.100	-
Outlook Financial	Not compounded	Annually	yes	1,000	2.400	2.600	2.750	2.900	3.100	-
Outlook Financial	Annually	At maturity	yes	1,000	2.400	2.600	2.750	2.900	3.100	-
Canadian Western Trust	Annually	At maturity	no	5,000	2.200	2.620	2.850	2.900	3.080	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	2.300	2.650	2.800	2.850	3.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	2.300	2.650	2.800	2.850	3.050	-
Peoples Trust	Annually	At maturity	no	1,000	2.400	2.650	2.750	2.850	3.050	-
Entegra Credit Union	Annually	At maturity	no	1,000	2.300	2.500	2.650	2.800	3.000	-
Entegra Credit Union	Not compounded	Annually	no	1,000	2.300	2.500	2.650	2.800	3.000	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.750	2.250	2.700	2.700	3.000	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.750	2.250	2.700	2.700	3.000	-
Steinbach Credit Union	Annually	At maturity	no	500	2.300	2.500	2.650	2.800	3.000	-
Tangerine	Annually	At maturity	no	1	2.300	2.500	2.600	2.650	3.000	-
Outlook Financial	Not compounded	Monthly	yes	1,000	2.250	2.450	2.600	2.750	2.950	-
VersaBank (Pac&WestBank)	Annually	At maturity	no	1,000	2.060	2.360	2.610	2.780	2.860	-
ATB Financial	Annually	At maturity	no	500	2.100	2.400	2.600	2.750	2.800	-
Empire Life	Annually	At maturity	yes	100,000	1.700	2.050	2.200	2.350	2.800	2.300
Manulife Bank	Annually	At maturity	no	2,500	1.900	2.250	2.550	2.700	2.800	-
Comtech Credit Union	Annually	At maturity	no	1,000	2.050	2.200	2.380	2.520	2.750	-
Comtech Credit Union	Annually	At maturity	no	200,000	2.050	2.200	2.380	2.520	2.750	-
Comtech Credit Union	Annually	At maturity	no	100,000	2.050	2.200	2.380	2.520	2.750	-
Comtech Credit Union	Annually	At maturity	no	50,000	2.050	2.200	2.380	2.520	2.750	-
First Calgary Financial	Annually	At maturity	no	500	2.050	2.250	2.350	2.450	2.750	-
Simplii Financial	Annually	At maturity	no	100	2.000	2.200	2.500	2.600	2.750	-
Simplii Financial	Not compounded	Annually	no	100	2.000	2.200	2.500	2.600	2.750	-
Empire Life	Annually	At maturity	yes	50,000	1.575	1.925	2.075	2.225	2.675	2.175
Effort Trust Company	Annually	At maturity	no	1,000	2.400	2.650	2.650	2.650	2.650	-
Equitable Life	Annually	At maturity	yes	50,000	1.550	2.050	2.450	2.450	2.600	-
Equitable Life	Annually	At maturity	yes	25,000	1.550	2.050	2.450	2.450	2.600	-
Equitable Life	Annually	At maturity	yes	500	1.550	2.050	2.450	2.450	2.600	-
Meridian Credit Union	Annually	At maturity	no	500	2.000	2.150	2.200	2.350	2.600	-
Parama Credit Union	Annually	At maturity	no	1,000	2.000	3.000	2.200	2.350	2.600	-
Sun Life - Trust	Annually	At maturity	no	1,000	1.950	1.900	2.000	2.300	2.600	-
Sun Life - Trust	Not compounded	Annually	no	1,000	1.950	1.900	2.000	2.300	2.600	-
ATB Financial	Semi-annually	At maturity	no	500	1.850	2.150	2.350	2.500	2.550	-
Empire Life	Annually	At maturity	yes	500	1.450	1.800	1.950	2.100	2.550	2.050
Resurrection Credit Un.	Annually	At maturity	no	1,000	2.750	2.000	2.150	2.250	2.550	-
FirstOntario Credit Un.	Annually	At maturity	no	500	2.000	1.900	2.000	2.250	2.500	-
Kindred Credit Union	Annually	At maturity	no	250,000	1.600	2.000	2.300	2.450	2.500	-
Sun Life - Insurance	Annually	At maturity	yes	1,000	1.800	1.750	1.800	2.150	2.500	-
Sun Life - Insurance	Not compounded	Annually	yes	1,000	1.800	1.750	1.800	2.150	2.500	-
Kindred Credit Union	Annually	At maturity	no	100,000	1.550	1.950	2.250	2.400	2.450	-
Sun Life - Trust	Annually	At maturity	yes	1,000	1.750	1.650	1.650	2.100	2.450	-
Sun Life - Trust	Not compounded	Annually	yes	1,000	1.750	1.650	1.650	2.100	2.450	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.900	2.050	2.200	2.300	2.450	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.900	2.050	2.200	2.300	2.450	-
Kindred Credit Union	Annually	At maturity	no	50,000	1.550	1.850	2.150	2.300	2.400	-
Luminus Financial	Annually	At maturity	no	500	2.300	2.450	2.300	2.350	2.400	-
Your Neighbourhood C.U.	Not compounded	Annually	no	20,000	1.850	2.000	2.150	2.250	2.400	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.850	2.000	2.150	2.250	2.400	-
Kindred Credit Union	Annually	At maturity	no	25,000	1.550	1.800	2.050	2.250	2.350	-
Your Neighbourhood C.U.	Not compounded	Annually	no	1,000	1.800	1.950	2.100	2.200	2.350	-
Your Neighbourhood C.U.	Annually	At maturity	no	1,000	1.800	1.950	2.100	2.200	2.350	-
Kindred Credit Union	Annually	At maturity	no	500	1.550	1.750	1.950	2.150	2.300	-
Libro Credit Union	Not compounded	Annually	no	500	1.550	1.900	2.000	2.100	2.300	-
Industrial Alliance	Annually	At maturity	yes	200,000	1.950	2.600	2.550	2.100	2.150	-
Industrial Alliance	Not compounded	Annually	yes	200,000	1.950	2.600	2.550	2.100	2.150	-
Alterna Bank	Not compounded	Annually	no	500	1.500	1.600	1.800	1.800	2.100	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.300	1.400	1.750	1.800	2.100	-
Industrial Alliance	Not compounded	Annually	yes	100,000	1.900	2.550	2.500	2.050	2.100	-
Industrial Alliance	Annually	At maturity	yes	100,000	1.900	2.550	2.500	2.050	2.100	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.350	1.550	1.650	1.850	2.050	-
Industrial Alliance	Annually	At maturity	yes	25,000	1.850	2.500	2.450	2.000	2.050	-
Industrial Alliance	Not compounded	Annually	yes	25,000	1.850	2.500	2.450	2.000	2.050	-
SBI Canada Bank	Annually	Annually	no	1,000	1.350	1.550	1.650	1.850	2.050	-
PACE Savings & Credit Un	Annually	At maturity	no	1,000	1.250	1.350	1.550	1.750	2.000	-
Rapport Credit Union	Annually	At maturity	no	100,000	1.400	1.500	1.550	1.900	2.000	-
Rapport Credit Union	Annually	At maturity	no	60,000	1.400	1.500	1.550	1.900	2.000	-
Zag Bank	Not compounded	Annually	no	250	1.200	2.500	1.500	1.600	2.000	-
Manulife Investments	Annually	At maturity	no	2,500	1.750	1.800	1.850	1.850	1.950	1.950
Industrial Alliance	Not compounded	Annually	yes	1,000	1.700	2.350	2.300	1.850	1.900	-
Industrial Alliance	Annually	At maturity	yes	1,000	1.700	2.350	2.300	1.850	1.900	-
Rapport Credit Union	Annually	At maturity	no	40,000	1.250	1.350	1.400	1.450	1.900	-
Rapport Credit Union	Annually	At maturity	no	20,000	1.250	1.350	1.400	1.450	1.900	-
Canada Life	Annually	At maturity	yes	25,000	1.600	1.650	1.850	1.900	1.800	1.850
Canada Life	Annually	At maturity	yes	75,000	1.600	1.650	1.850	1.900	1.800	1.850
Canada Life	Annually	At maturity	yes	1,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	no	500	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	no	25,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	no	50,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	no	500	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	no	25,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	no	50,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	yes	500	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	yes	25,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Not compounded	Annually	yes	50,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	yes	500	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	yes	25,000	1.600	1.650	1.850	1.900	1.800	1.850
Great-West Life	Annually	At maturity	yes	50,000	1.600	1.650	1.850	1.900	1.800	1.850
London Life	Annually	At maturity	yes	1,000	1.600	1.650	1.850	1.900	1.800	-
London Life	Annually	At maturity	yes	50,000	1.600	1.650	1.850	1.900	1.800	-
Manulife Investments	Annually	At maturity	yes	2,500	1.600	1.650	1.700	1.700	1.800	1.800
Great-West Life	Not compounded	Monthly	no	500	1.500	1.550	1.750	1.800	1.700	1.750
Great-West Life	Not compounded	Monthly	no	25,000	1.500	1.550	1.750	1.800	1.700	1.750
Great-West Life	Not compounded	Monthly	no	50,000	1.500	1.550	1.750	1.800	1.700	1.750
Great-West Life	Not compounded	Monthly	yes	500	1.500	1.550	1.750	1.800	1.700	1.750
Great-West Life	Not compounded	Monthly	yes	25,000	1.500	1.550	1.750	1.800	1.700	1.750
Great-West Life	Not compounded	Monthly	yes	50,000	1.500	1.550	1.750	1.800	1.700	1.750
Rapport Credit Union	Annually	At maturity	no	10,000	1.000	1.100	1.150	1.200	1.700	-
Rapport Credit Union	Annually	At maturity	no	1,000	1.000	1.100	1.150	1.200	1.700	-
Rapport Credit Union	Annually	At maturity	no	5,000	1.000	1.100	1.150	1.200	1.700	-
HSBC Bank Canada	Annually	At maturity	no	50,000	1.000	1.250	1.350	1.500	1.600	-
HSBC Bank Canada	Annually	At maturity	no	500	1.000	1.250	1.350	1.500	1.600	-
National Bank	Annually	At maturity	no	500	0.900	1.100	1.150	1.300	1.600	-
Royal Bank of Canada	Annually	At maturity	no	500	1.100	1.250	1.350	1.500	1.600	-
Royal Bank of Canada	Not compounded	Annually	no	500	1.100	1.250	1.350	1.500	1.600	-
TD Canada Trust	Not compounded	Annually	no	500	1.000	1.250	1.350	1.500	1.600	-
TD Canada Trust	Annually	At maturity	no	500	1.000	1.250	1.350	1.500	1.600	-
Desjardins - Caisses	Annually	At maturity	no	500	0.900	1.150	1.250	1.400	1.550	-
Desjardins - Fiducie	Annually	At maturity	no	500	0.900	1.150	1.250	1.400	1.550	-
BMO Bank of Montreal	Not compounded	Annually	no	100,000	0.850	1.050	1.150	1.250	1.500	1.500
BMO Bank of Montreal	Not compounded	Annually	no	100,000	0.850	1.050	1.150	1.250	1.500	1.500
Laurentian Bank Canada	Annually	Annually	no	500	-	1.300	1.400	1.450	1.500	1.500
Laurentian Bank Canada	Not compounded	Annually	no	500	-	1.300	1.400	1.450	1.500	1.500
Laurentian Bank Canada	Not compounded	Monthly	no	500	1.100	1.300	1.400	1.450	1.500	1.500
Royal Bank of Canada	Semi-annually	At maturity	yes	500	0.850	1.000	1.100	1.250	1.350	-
BMO Bank of Montreal	Annually	At maturity	yes	100,000	0.600	0.800	0.900	1.000	1.250	-
Bank of Nova Scotia	Annually	At maturity	no	500	0.850	1.000	1.050	1.100	1.250	-
Bk Nova Scotia Mtg. Corp	Annually	At maturity	no	500	0.850	1.000	1.050	1.100	1.250	-
CIBC	Annually	At maturity	no	500	0.550	0.650	0.850	1.050	1.250	-
National Bank	Annually	At maturity	yes	500	0.650	0.800	0.850	0.900	1.150	-
ATB Financial	Annually	At maturity	yes	500	0.350	0.350	0.350	0.350	0.350	-
ATB Financial	Semi-annually	At maturity	yes	500	0.100	0.100	0.100	0.100	0.100	-
Alterna Savings	Not compounded	Annually	yes	500	0.850	-	-	-	-	-
CIBC	Not compounded	Annually	cashable	500	0.600	-	-	-	-	-
CIBC	Annually	At maturity	yes	500	0.300	0.400	0.600	-	-	-
Laurentian Bank Canada	Not compounded	At maturity	no	500	1.100	1.100	-	-	-	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).