Savings Rates | GIC/GIA: 1 to 6 years (Registered)

Sorted by: 4 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.650	2.400	2.400	2.650	3.150	-
AcceleRate Financial	Annually	At maturity	no	500	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
State Bank of India (C)	Annually	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Parama Credit Union	Annually	At maturity	no	1,000	1.650	1.850	2.100	2.250	2.400	-
Teachers Credit Union	Not compounded	Annually	no	500	1.400	1.650	1.800	2.200	2.500	-
Effort Trust	Annually	At maturity	no	1,000	1.850	2.000	2.100	2.150	2.300	-
Home Trust Company	Annually	At maturity	no	1,000	1.850	2.000	2.050	2.150	2.250	-
Manulife Bank	Annually	At maturity	no	2,500	1.500	1.750	1.900	2.150	2.350	-
Community Trust	Annually	At maturity	no	1,000	1.450	1.650	2.050	2.100	2.150	-
FirstOntario Credit Un.	Annually	At maturity	no	500	1.600	1.650	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Equitable Life	Annually	At maturity	yes	50,000	1.225	1.700	1.875	2.075	2.275	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.900	2.050	2.250	-
B2B Bank	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.250	-
Canadian Direct Fin'l	Annually	At maturity	no	500	1.650	1.750	1.900	2.050	2.200	-
Canadian Western Bank	Annually	At maturity	no	500	1.650	1.750	1.900	2.050	2.200	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.500	1.700	1.950	2.050	2.250	-
Pacific & Western Bank	Annually	At maturity	no	1,000	1.680	1.700	1.800	2.050	2.200	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Your Neighbourhood C.U.	Not compounded	Annually	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Alterna Bank	Annually	At maturity	no	500	1.450	1.750	1.950	2.000	2.300	-
-	Annually	At maturity	no	500	1.450	1.750	1.950	2.000	2.300	-
Boomerang Credit Union	Not compounded	At maturity	no	500	1.100	1.650	1.800	2.000	2.150	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
President's Choice Fin'l	Not compounded	Annually	no	100	1.350	1.750	2.000	2.000	2.250	-
President's Choice Fin'l	Annually	At maturity	no	100	1.350	1.750	2.000	2.000	2.250	-
Sun Life - Trust	Annually	At maturity	no	1,000	1.500	1.650	1.650	2.000	2.300	-
Sun Life - Trust	Not compounded	Annually	no	1,000	1.500	1.650	1.650	2.000	2.300	-
Your Neighbourhood C.U.	Annually	At maturity	no	500	1.400	1.650	1.800	2.000	2.200	-
Your Neighbourhood C.U.	Not compounded	Annually	no	500	1.400	1.650	1.800	2.000	2.200	-
Equitable Life	Annually	At maturity	yes	500	1.100	1.575	1.750	1.950	2.150	-
Equitable Life	Annually	At maturity	yes	25,000	1.100	1.575	1.750	1.950	2.150	-
Standard Life	Annually	At maturity	yes	500,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	250,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	100,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	50,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	25,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	1,000	1.400	1.600	1.775	1.950	2.125	2.175
Meridian Credit Union	Annually	At maturity	no	500	1.500	1.600	1.800	1.900	2.250	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).