Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

Sorted by: 4 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Hubert Financial	Not compounded	Annually	yes	1,000	-	2.250	2.450	2.600	2.850	-
AcceleRate Financial	Annually	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
AcceleRate Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
Achieva Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
ICICI Bank Canada	Not compounded	Annually	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
State Bank of India (C)	Annually	At maturity	no	2,000	1.650	1.900	2.250	2.350	2.500	-
State Bank of India (C)	Not compounded	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
Steinbach Credit Union	Not compounded	Annually	no	500	1.800	2.000	2.200	2.350	2.600	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Teachers Credit Union	Not compounded	Annually	no	500	1.400	1.650	1.800	2.200	2.500	-
General Bank of Canada	Not compounded	Annually	no	5,000	1.760	1.860	2.060	2.170	2.310	-
General Bank of Canada	Annually	At maturity	no	5,000	1.760	1.860	2.060	2.170	2.310	-
Equitable Trust	Not compounded	Annually	no	5,000	1.400	1.700	1.800	2.160	2.260	-
Equitable Trust	Annually	At maturity	no	5,000	1.400	1.700	1.800	2.160	2.260	-
Effort Trust	Not compounded	Annually	no	5,000	1.700	1.850	2.000	2.150	2.300	-
Effort Trust	Annually	At maturity	no	5,000	1.700	1.850	2.000	2.150	2.300	-
Coast Capital Savings	Not compounded	Annually	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Not compounded	Quarterly	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Not compounded	Monthly	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.500	1.700	2.000	2.100	2.250	-
FirstOntario Credit Un.	Annually	At maturity	no	500	1.600	1.650	1.900	2.100	2.300	-
FirstOntario Credit Un.	Not compounded	Annually	no	500	1.600	1.650	1.900	2.100	2.300	-
Korea Exchange Bank	Annually	At maturity	no	3,500	1.450	1.800	1.950	2.100	2.250	-
Korea Exchange Bank	Not compounded	Annually	no	3,500	1.450	1.800	1.950	2.100	2.250	-
Parama Credit Union	Not compounded	Annually	no	1,000	1.550	1.750	2.000	2.100	2.300	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Equitable Trust	Not compounded	Semi-annually	no	5,000	1.300	1.600	1.700	2.060	2.160	-
AGF Trust	Not compounded	Annually	no	5,000	1.450	1.750	1.850	2.050	2.200	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.850	2.050	2.200	-
B2B Bank	Not compounded	Annually	no	1,000	1.450	1.750	1.850	2.050	2.200	-
B2B Bank	Annually	At maturity	no	1,000	1.450	1.750	1.850	2.050	2.200	-
Bank West	Not compounded	Annually	no	5,000	1.500	1.800	1.950	2.050	2.100	-
Effort Trust	Not compounded	Semi-annually	no	5,000	1.600	1.750	1.900	2.050	2.200	-
Home Trust Company	Not compounded	Annually	no	5,000	1.750	1.800	1.950	2.050	2.200	-
Home Trust Company	Annually	At maturity	no	5,000	1.750	1.800	1.950	2.050	2.200	-
League Svgs & Mortgage	Not compounded	Annually	no	500	1.350	1.700	1.850	2.050	2.200	-
Pacific & Western Bank	Annually	At maturity	no	1,000	1.450	1.700	1.800	2.050	2.200	-
Pacific & Western Bank	Not compounded	Annually	no	1,000	1.450	1.700	1.800	2.050	2.200	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.450	1.700	1.850	2.050	2.250	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).