Savings Rates | GIC/GIA: 1 to 6 years (Registered)

Sorted by: 3 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.650	2.400	2.400	2.650	3.150	-
AcceleRate Financial	Annually	At maturity	no	500	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
State Bank of India (C)	Annually	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	1.800	1.900	2.100	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	1.800	1.900	2.100	1.750	2.050	-
Parama Credit Union	Annually	At maturity	no	1,000	1.650	1.850	2.100	2.250	2.400	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	1.750	1.850	2.050	1.700	2.000	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	1.750	1.850	2.050	1.700	2.000	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.500	1.700	2.000	2.100	2.250	-
Effort Trust	Annually	At maturity	no	1,000	1.750	1.900	2.000	2.150	2.300	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	1.700	1.800	2.000	1.650	1.950	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	1.700	1.800	2.000	1.650	1.950	-
Alterna Bank	Annually	At maturity	no	500	1.450	1.750	1.950	2.000	2.300	-
-	Annually	At maturity	no	100,000	1.450	1.750	1.950	2.000	2.300	-
Home Trust Company	Annually	At maturity	no	1,000	1.750	1.850	1.950	2.100	2.200	-
FirstOntario Credit Un.	Annually	At maturity	no	500	1.600	1.650	1.900	2.100	2.300	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.850	2.050	2.200	-
B2B Bank	Annually	At maturity	no	1,000	1.450	1.750	1.850	2.050	2.200	-
Canadian Direct Fin'l	Annually	At maturity	no	500	1.450	1.700	1.850	2.000	2.200	-
Canadian Western Bank	Annually	At maturity	no	500	1.450	1.700	1.850	2.000	2.200	-
Your Neighbourhood C.U.	Not compounded	Annually	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Boomerang Credit Union	Not compounded	At maturity	no	500	1.100	1.650	1.800	2.000	2.150	-
DUCA Financial Services	Annually	At maturity	no	500	1.300	1.300	1.800	1.600	2.200	2.200
Meridian Credit Union	Annually	At maturity	no	500	1.500	1.600	1.800	1.900	2.250	-
MonCana Bank of Canada	Annually	At maturity	no	25,000	1.950	1.700	1.800	1.900	2.000	-
MonCana Bank of Canada	Not compounded	Annually	no	25,000	1.950	1.700	1.800	1.900	2.000	-
Pacific & Western Bank	Annually	At maturity	no	1,000	1.650	1.700	1.800	2.050	2.200	-
Royal Bank of Canada	Not compounded	Annually	no	500	1.300	1.300	1.800	1.600	2.200	-
Royal Bank of Canada	Annually	At maturity	no	500	1.300	1.300	1.800	1.600	2.200	-
Teachers Credit Union	Not compounded	Annually	no	500	1.400	1.650	1.800	2.200	2.500	-
Your Neighbourhood C.U.	Not compounded	Annually	no	500	1.400	1.650	1.800	2.000	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	500	1.400	1.650	1.800	2.000	2.200	-
Community Trust	Annually	At maturity	no	1,000	1.450	1.650	1.750	1.850	2.000	-
Manulife Bank	Annually	At maturity	no	2,500	1.400	1.650	1.750	2.000	2.200	-
Ontario Civil Service CU	Annually	At maturity	no	100,000	1.350	1.600	1.750	1.900	2.200	-
Ontario Civil Service CU	Annually	At maturity	no	60,000	1.350	1.600	1.750	1.900	2.200	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).