Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

Sorted by: 3 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Hubert Financial	Not compounded	Annually	yes	1,000	-	2.250	2.450	2.600	2.850	-
AcceleRate Financial	Annually	Annually	no	5,000	1.950	2.150	2.300	2.450	2.700	2.750
AcceleRate Financial	Annually	At maturity	no	5,000	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	5,000	1.950	2.150	2.300	2.450	2.700	-
Achieva Financial	Not compounded	Annually	no	5,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
State Bank of India (C)	Not compounded	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
State Bank of India (C)	Annually	At maturity	no	2,000	1.650	1.900	2.250	2.350	2.500	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Steinbach Credit Union	Not compounded	Annually	no	500	1.800	2.000	2.200	2.350	2.600	-
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	1.950	2.100	2.150	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	1.950	2.100	2.150	1.750	2.050	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Effort Trust	Not compounded	Annually	no	5,000	1.850	2.000	2.100	2.150	2.300	-
Effort Trust	Annually	At maturity	no	5,000	1.850	2.000	2.100	2.150	2.300	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
ICICI Bank Canada	Not compounded	Annually	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	1.900	2.050	2.100	1.700	2.000	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	1.900	2.050	2.100	1.700	2.000	-
General Bank of Canada	Not compounded	Annually	no	5,000	1.810	1.900	2.070	2.210	2.360	-
General Bank of Canada	Annually	At maturity	no	5,000	1.810	1.900	2.070	2.210	2.360	-
Equitable Trust	Not compounded	Annually	no	5,000	1.600	2.000	2.060	2.100	2.400	-
Equitable Trust	Annually	At maturity	no	5,000	1.600	2.000	2.060	2.100	2.400	-
Home Trust Company	Annually	At maturity	no	5,000	1.860	2.000	2.060	2.150	2.250	-
Home Trust Company	Not compounded	Annually	no	5,000	1.860	2.000	2.060	2.150	2.250	-
Community Trust	Annually	At maturity	no	5,000	1.450	1.650	2.050	2.100	2.150	-
Community Trust	Not compounded	Annually	no	5,000	1.450	1.650	2.050	2.100	2.150	-
HomEquity Bank	Not compounded	Annually	no	5,000	1.500	1.650	2.050	2.000	2.400	-
HomEquity Bank	Annually	At maturity	no	5,000	1.500	1.650	2.050	2.000	2.400	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	1.850	2.000	2.050	1.650	1.950	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	1.850	2.000	2.050	1.650	1.950	-
Home Trust Company	Not compounded	Semi-annually	no	5,000	1.810	1.950	2.010	2.100	2.200	-
Effort Trust	Not compounded	Semi-annually	no	5,000	1.750	1.900	2.000	2.050	2.200	-
ING Direct	Not compounded	Annually	yes	1	1.350	1.750	2.000	2.000	2.250	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
Parama Credit Union	Not compounded	Annually	no	1,000	1.550	1.750	2.000	2.100	2.300	-
President's Choice Fin'l	Not compounded	Annually	no	100	1.350	1.750	2.000	2.000	2.250	-
President's Choice Fin'l	Annually	At maturity	no	100	1.350	1.750	2.000	2.000	2.250	-
Equitable Trust	Not compounded	Semi-annually	no	5,000	1.500	1.900	1.960	2.000	2.300	-
Home Trust Company	Not compounded	Monthly	no	5,000	1.760	1.900	1.960	2.050	2.150	-
Alterna Bank	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
Alterna Savings	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
Bank West	Not compounded	Annually	no	5,000	1.500	1.800	1.950	2.050	2.100	-
Coast Capital Savings	Not compounded	Annually	no	1,000	1.500	1.700	1.950	2.050	2.250	-
Coast Capital Savings	Not compounded	Quarterly	no	1,000	1.500	1.700	1.950	2.050	2.250	-
Coast Capital Savings	Not compounded	Monthly	no	1,000	1.500	1.700	1.950	2.050	2.250	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).