Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

Sorted by: 2 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Hubert Financial	Not compounded	Annually	yes	1,000	-	2.250	2.450	2.600	2.850	-
AcceleRate Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
AcceleRate Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	-
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Steinbach Credit Union	Not compounded	Annually	no	500	1.800	2.000	2.200	2.350	2.600	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	1.800	1.900	2.100	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	1.800	1.900	2.100	1.750	2.050	-
State Bank of India (C)	Annually	At maturity	no	2,000	1.650	1.900	2.250	2.350	2.500	-
State Bank of India (C)	Not compounded	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
General Bank of Canada	Not compounded	Annually	no	5,000	1.760	1.860	2.060	2.170	2.310	-
General Bank of Canada	Annually	At maturity	no	5,000	1.760	1.860	2.060	2.170	2.310	-
Effort Trust	Not compounded	Annually	no	5,000	1.700	1.850	2.000	2.150	2.300	-
Effort Trust	Annually	At maturity	no	5,000	1.700	1.850	2.000	2.150	2.300	-
ICICI Bank Canada	Not compounded	Annually	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.550	1.850	2.100	2.350	2.650	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	1.750	1.850	2.050	1.700	2.000	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	1.750	1.850	2.050	1.700	2.000	-
Bank West	Not compounded	Annually	no	5,000	1.500	1.800	1.950	2.050	2.100	-
Home Trust Company	Not compounded	Annually	no	5,000	1.750	1.800	1.950	2.050	2.200	-
Home Trust Company	Annually	At maturity	no	5,000	1.750	1.800	1.950	2.050	2.200	-
Korea Exchange Bank	Annually	At maturity	no	3,500	1.450	1.800	1.950	2.100	2.250	-
Korea Exchange Bank	Not compounded	Annually	no	3,500	1.450	1.800	1.950	2.100	2.250	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	1.700	1.800	2.000	1.650	1.950	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	1.700	1.800	2.000	1.650	1.950	-
Peoples Trust	Annually	At maturity	no	5,000	-	1.800	1.800	2.000	2.050	-
Peoples Trust	Not compounded	Annually	no	5,000	1.650	1.800	1.800	2.000	2.050	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.850	2.050	2.200	-
AGF Trust	Not compounded	Annually	no	5,000	1.450	1.750	1.850	2.050	2.200	-
Alterna Bank	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
Alterna Savings	Not compounded	Annually	no	500	1.450	1.750	1.950	2.000	2.300	-
B2B Bank	Not compounded	Annually	no	1,000	1.450	1.750	1.850	2.050	2.200	-
B2B Bank	Annually	At maturity	no	1,000	1.450	1.750	1.850	2.050	2.200	-
Effort Trust	Not compounded	Semi-annually	no	5,000	1.600	1.750	1.900	2.050	2.200	-
ING Direct	Not compounded	Annually	yes	1	1.350	1.750	2.000	2.000	2.250	-
ING Direct	Annually	At maturity	yes	1	1.350	1.750	2.000	2.000	2.250	-
Parama Credit Union	Not compounded	Annually	no	1,000	1.550	1.750	2.000	2.100	2.300	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Alterna Bank	Not compounded	Monthly	no	500	1.440	1.740	1.930	1.980	2.280	-
Alterna Savings	Not compounded	Monthly	no	500	1.440	1.740	1.930	1.980	2.280	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).