Savings Rates | GIC/GIA: 1 to 6 years (Registered)

Sorted by: 1 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
MonCana Bank of Canada	Not compounded	Annually	no	25,000	2.050	1.700	1.800	1.900	2.000	-
MonCana Bank of Canada	Annually	At maturity	no	25,000	2.050	1.700	1.800	1.900	2.000	-
MonCana Bank of Canada	Annually	At maturity	no	5,000	2.000	1.600	1.700	1.800	1.900	-
MonCana Bank of Canada	Not compounded	Annually	no	5,000	2.000	1.600	1.700	1.800	1.900	-
AcceleRate Financial	Annually	At maturity	no	500	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	1.950	2.100	2.150	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	1.950	2.100	2.150	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	1.900	2.050	2.100	1.700	2.000	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	1.900	2.050	2.100	1.700	2.000	-
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Home Trust Company	Annually	At maturity	no	1,000	1.860	2.000	2.060	2.150	2.250	-
Effort Trust	Annually	At maturity	no	1,000	1.850	2.000	2.100	2.150	2.300	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	1.850	2.000	2.050	1.650	1.950	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	1.850	2.000	2.050	1.650	1.950	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Pacific & Western Bank	Annually	At maturity	no	1,000	1.680	1.700	1.800	2.050	2.200	-
Canadian Direct Fin'l	Annually	At maturity	no	500	1.650	1.750	1.900	2.050	2.200	-
Canadian Western Bank	Annually	At maturity	no	500	1.650	1.750	1.900	2.050	2.200	-
ICICI Bank Canada	Annually	At maturity	yes	1,000	1.650	2.400	2.400	2.650	3.150	-
Parama Credit Union	Annually	At maturity	no	1,000	1.650	1.850	2.100	2.250	2.400	-
State Bank of India (C)	Annually	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
FirstOntario Credit Un.	Annually	At maturity	no	500	1.600	1.650	1.900	2.100	2.300	-
Coast Capital Savings	Annually	At maturity	no	1,000	1.500	1.700	1.950	2.050	2.250	-
Manulife Bank	Annually	At maturity	no	2,500	1.500	1.750	1.900	2.150	2.350	-
Manulife Investments	Annually	At maturity	no	2,500	1.500	1.650	1.800	1.850	1.900	1.900
Meridian Credit Union	Annually	At maturity	no	500	1.500	1.600	1.800	1.900	2.250	-
Sun Life - Trust	Annually	At maturity	no	1,000	1.500	1.650	1.650	2.000	2.300	-
Sun Life - Trust	Not compounded	Annually	no	1,000	1.500	1.650	1.650	2.000	2.300	-
Your Neighbourhood C.U.	Annually	At maturity	no	100,000	1.500	1.750	1.900	2.100	2.300	-
Your Neighbourhood C.U.	Not compounded	Annually	no	100,000	1.500	1.750	1.900	2.100	2.300	-
AGF Trust	Annually	At maturity	no	5,000	1.450	1.750	1.900	2.050	2.250	-
Alterna Bank	Annually	At maturity	no	500	1.450	1.750	1.950	2.000	2.300	-
-	Annually	At maturity	no	500	1.450	1.750	1.950	2.000	2.300	-
B2B Bank	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.250	-
Community Trust	Annually	At maturity	no	1,000	1.450	1.650	2.050	2.100	2.150	-
Peace Hills Trust	Not compounded	Annually	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Peace Hills Trust	Annually	At maturity	no	1,000	1.450	1.750	1.900	2.050	2.200	-
Your Neighbourhood C.U.	Annually	At maturity	no	20,000	1.450	1.700	1.850	2.050	2.250	-
Your Neighbourhood C.U.	Not compounded	Annually	no	20,000	1.450	1.700	1.850	2.050	2.250	-
ATB Financial	Annually	At maturity	no	500	1.400	1.650	1.700	1.850	2.200	-
Standard Life	Annually	At maturity	yes	500,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	250,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	100,000	1.400	1.600	1.775	1.950	2.125	2.175
Standard Life	Annually	At maturity	yes	50,000	1.400	1.600	1.775	1.950	2.125	2.175

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).