Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

Sorted by: 1 Year Term in descending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Years
					1	2	3	4	5	6
Hubert Financial	Quarterly	Quarterly	yes	1,000	2.450	-	-	-	-	-
MonCana Bank of Canada	Not compounded	Annually	no	25,000	2.050	1.700	1.800	1.900	2.000	-
MonCana Bank of Canada	Annually	At maturity	no	25,000	2.050	1.700	1.800	1.900	2.000	-
MonCana Bank of Canada	Not compounded	Annually	no	5,000	2.000	1.600	1.700	1.800	1.900	-
MonCana Bank of Canada	Annually	At maturity	no	5,000	2.000	1.600	1.700	1.800	1.900	-
AcceleRate Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
AcceleRate Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	2.750
Achieva Financial	Annually	At maturity	no	1,000	1.950	2.150	2.300	2.450	2.700	-
Achieva Financial	Not compounded	Annually	no	1,000	1.950	2.150	2.300	2.450	2.700	-
MAXA Financial	Not compounded	Annually	yes	500	1.950	2.150	2.300	2.450	2.700	0.000
MCAN Mortgage Corp.	Not compounded	Annually	no	100,000	1.950	2.100	2.150	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	100,000	1.950	2.100	2.150	1.750	2.050	-
MCAN Mortgage Corp.	Annually	At maturity	no	25,000	1.900	2.050	2.100	1.700	2.000	-
MCAN Mortgage Corp.	Not compounded	Annually	no	25,000	1.900	2.050	2.100	1.700	2.000	-
Outlook Financial	Not compounded	Annually	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Outlook Financial	Annually	At maturity	yes	1,000	1.900	2.100	2.300	2.450	2.700	-
Effort Trust	Not compounded	Annually	no	5,000	1.850	2.000	2.100	2.150	2.300	-
Effort Trust	Annually	At maturity	no	5,000	1.850	2.000	2.100	2.150	2.300	-
Entegra Credit Union	Annually	At maturity	no	1,000	1.850	2.050	2.200	2.350	2.600	-
Entegra Credit Union	Not compounded	Annually	no	1,000	1.850	2.050	2.200	2.350	2.600	-
MCAN Mortgage Corp.	Annually	At maturity	no	5,000	1.850	2.000	2.050	1.650	1.950	-
MCAN Mortgage Corp.	Not compounded	Annually	no	5,000	1.850	2.000	2.050	1.650	1.950	-
Equitable Trust	Not compounded	Annually	no	5,000	1.810	1.950	2.060	2.100	2.400	-
Equitable Trust	Annually	At maturity	no	5,000	1.810	1.950	2.060	2.100	2.400	-
General Bank of Canada	Not compounded	Annually	no	5,000	1.810	1.900	2.070	2.210	2.360	-
General Bank of Canada	Annually	At maturity	no	5,000	1.810	1.900	2.070	2.210	2.360	-
Home Trust Company	Annually	At maturity	no	5,000	1.800	1.950	2.050	2.100	2.250	-
Home Trust Company	Not compounded	Annually	no	5,000	1.800	1.950	2.050	2.100	2.250	-
MonCana Bank of Canada	Not compounded	Monthly	no	25,000	1.800	1.450	1.550	1.650	1.750	-
Steinbach Credit Union	Annually	At maturity	no	500	1.800	2.000	2.200	2.350	2.600	-
Steinbach Credit Union	Not compounded	Annually	no	500	1.800	2.000	2.200	2.350	2.600	-
Effort Trust	Not compounded	Semi-annually	no	5,000	1.750	1.900	2.000	2.050	2.200	-
Home Trust Company	Not compounded	Semi-annually	no	5,000	1.750	1.900	2.000	2.050	2.200	-
MonCana Bank of Canada	Not compounded	Monthly	no	5,000	1.750	1.350	1.450	1.550	1.650	-
Outlook Financial	Not compounded	Monthly	yes	1,000	1.750	1.950	2.150	2.300	2.550	-
Equitable Trust	Not compounded	Semi-annually	no	5,000	1.710	1.850	1.960	2.000	2.300	-
Home Trust Company	Not compounded	Monthly	no	5,000	1.700	1.850	1.950	2.000	2.150	-
Equitable Trust	Not compounded	Quarterly	no	5,000	1.660	1.800	1.910	1.950	2.250	-
Canadian Direct Fin'l	Annually	At maturity	no	1,000	1.650	1.750	1.900	2.050	2.200	-
Canadian Direct Fin'l	Not compounded	Annually	no	100,000	1.650	1.750	1.900	2.050	2.200	-
Canadian Direct Fin'l	Not compounded	Annually	no	1,000	1.650	1.750	1.900	2.050	2.200	-
Canadian Direct Fin'l	Annually	At maturity	no	100,000	1.650	1.750	1.900	2.050	2.200	-
Canadian Western Bank	Not compounded	Annually	no	1,000	1.650	1.750	1.900	2.050	2.200	-
Canadian Western Bank	Annually	At maturity	no	1,000	1.650	1.750	1.900	2.050	2.200	-
Effort Trust	Not compounded	Monthly	no	5,000	1.650	1.800	1.900	1.950	2.100	-
Pacific & Western Bank	Not compounded	Annually	no	1,000	1.650	1.700	1.800	2.050	2.200	-
Pacific & Western Bank	Annually	At maturity	no	1,000	1.650	1.700	1.800	2.050	2.200	-
Peoples Trust	Not compounded	Annually	no	5,000	1.650	1.700	1.800	2.000	2.050	-
State Bank of India (C)	Not compounded	Annually	no	2,000	1.650	1.900	2.250	2.350	2.500	-
State Bank of India (C)	Annually	At maturity	no	2,000	1.650	1.900	2.250	2.350	2.500	-

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).