Savings Rates | GIC/GIA: 1 to 6 years (Registered)

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Sorted by: Compound Frequency in descending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
ATB Financial Semi-annually At maturity yes 500 0.100 0.100 0.100 0.100 0.100 -
ATB Financial Semi-annually At maturity no 500 1.850 2.450 2.700 2.500 2.550 -
Royal Bank of Canada Semi-annually At maturity yes 500 0.950 1.000 1.350 1.250 1.350 -
Alterna Bank Not compounded Annually no 500 1.500 1.600 1.800 1.800 2.100 -
Alterna Savings Not compounded Annually no 500 1.250 1.400 1.500 1.600 3.100 -
Alterna Savings Not compounded Annually yes 500 0.850 - - - - -
BMO Bank of Montreal Not compounded Annually no 1,000 0.850 1.050 1.150 1.250 1.500 1.500
CIBC Not compounded Annually cashable 500 0.600 - - - - -
Entegra Credit Union Not compounded Annually no 1,000 2.300 2.500 2.650 2.800 3.000 -
Great-West Life Not compounded Annually no 500 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Annually no 25,000 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Annually no 50,000 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Monthly no 500 1.650 1.700 1.850 1.950 1.850 1.900
Great-West Life Not compounded Monthly no 25,000 1.650 1.700 1.850 1.950 1.850 1.900
Great-West Life Not compounded Monthly no 50,000 1.650 1.700 1.850 1.950 1.850 1.900
Great-West Life Not compounded Annually yes 500 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Annually yes 25,000 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Annually yes 50,000 1.750 1.800 1.950 2.050 1.950 2.000
Great-West Life Not compounded Monthly yes 500 1.650 1.700 1.850 1.950 1.850 1.900
Great-West Life Not compounded Monthly yes 25,000 1.650 1.700 1.850 1.950 1.850 1.900
Great-West Life Not compounded Monthly yes 50,000 1.650 1.700 1.850 1.950 1.850 1.900
Industrial Alliance Not compounded Annually yes 25,000 1.850 2.450 2.700 2.000 2.050 -
Industrial Alliance Not compounded Annually yes 100,000 1.900 2.500 2.750 2.050 2.100 -
Industrial Alliance Not compounded Annually yes 1,000 1.700 2.300 2.550 1.850 1.900 -
Industrial Alliance Not compounded Annually yes 200,000 1.950 2.550 2.800 2.100 2.150 -
Laurentian Bank Canada Not compounded At maturity no 500 1.100 1.100 - - - -
Laurentian Bank Canada Not compounded Annually no 500 - 1.300 1.500 1.580 1.650 1.650
Laurentian Bank Canada Not compounded Monthly no 500 1.100 1.300 1.500 1.580 1.650 1.650
Libro Credit Union Not compounded Annually no 500 1.550 1.900 2.000 2.100 2.300 -
MAXA Financial Not compounded Annually no 500 2.400 2.600 2.750 2.900 3.100 -
MCAN Mortgage Corp. Not compounded Annually no 25,000 2.500 2.950 3.100 3.100 3.300 -
MCAN Mortgage Corp. Not compounded Annually no 100,000 2.500 2.950 3.100 3.100 3.300 -
MCAN Mortgage Corp. Not compounded Annually no 5,000 2.400 2.850 3.000 3.000 3.200 -
Outlook Financial Not compounded Monthly yes 1,000 2.250 2.450 2.600 2.750 2.950 -
Outlook Financial Not compounded Annually yes 1,000 2.400 2.600 2.750 2.900 3.100 -
Peace Hills Trust Not compounded Annually no 1,000 1.750 2.250 2.700 2.700 3.000 -
Royal Bank of Canada Not compounded Annually no 500 1.200 1.250 1.600 1.500 1.600 -
Simplii Financial Not compounded Annually no 100 2.500 2.200 2.500 2.600 2.750 -
Sun Life - Insurance Not compounded Annually yes 1,000 1.900 1.850 1.900 2.300 2.650 -
Sun Life - Trust Not compounded Annually no 1,000 2.050 2.000 2.100 2.450 2.750 -
Sun Life - Trust Not compounded Annually yes 1,000 1.850 1.750 1.750 2.250 2.600 -
TD Canada Trust Not compounded Annually no 500 1.000 1.250 1.350 1.500 1.600 -
Your Neighbourhood C.U. Not compounded Annually no 1,000 1.800 1.950 2.100 2.200 2.350 -
Your Neighbourhood C.U. Not compounded Annually no 20,000 1.850 2.000 2.150 2.250 2.400 -
Your Neighbourhood C.U. Not compounded Annually no 100,000 1.900 2.050 2.200 2.300 2.450 -
Zag Bank Not compounded Annually no 250 1.200 2.500 1.500 1.600 2.000 -
ATB Financial Annually At maturity yes 500 0.350 0.350 0.350 0.350 0.350 -
ATB Financial Annually At maturity no 500 2.100 2.700 2.950 2.750 2.800 -
AcceleRate Financial Annually At maturity no 500 2.400 2.600 2.750 2.900 3.100 3.100
Achieva Financial Annually At maturity no 1,000 2.400 2.600 2.750 2.900 3.100 -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on May 18, 2018

This information is current as of the date and time posted and is subject to change without notice.

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