Savings Rates | RRIFs: 1 to 6 years

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Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Type Compound Frequency Payment Frequency Redeemable Min. Deposit Term in Years
1 2 3 4 5 6
B2B Bank LD Annually Annually no 1,000 1.350 1.750 1.850 1.900 2.100 -
BMO Bank of Montreal LD Annually Periodically no 500 1.000 1.150 1.350 1.600 1.950 1.950
Bk Nova Scotia Mtg. Corp LD Annually At maturity no 1,000 0.900 1.100 1.250 1.400 1.750 1.750
CIBC LD Annually At maturity no 500 0.650 0.850 0.950 1.150 1.500 -
Canada Life GT Annually Periodically yes 1,000 0.550 0.550 0.600 0.700 0.850 1.200
Canada Life GT Annually Periodically yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Canada Life GT Annually Periodically yes 75,000 0.800 0.800 0.850 0.950 1.100 1.450
Effort Trust LD Annually Annually no 1,000 1.700 2.050 2.050 2.150 2.350 -
Empire Life LD Annually Periodically yes 10,000 0.750 0.750 0.875 1.000 1.125 1.250
Empire Life LD Annually Monthly yes 100,000 0.750 0.750 0.875 1.000 1.125 1.250
Empire Life LD Annually Monthly yes 50,000 0.625 0.625 0.750 0.875 1.000 1.125
Empire Life LD Annually Monthly yes 10,000 0.500 0.500 0.625 0.750 0.875 1.000
Empire Life LD Annually Periodically yes 50,000 0.875 0.875 1.000 1.125 1.250 1.375
Empire Life LD Annually Periodically yes 100,000 1.000 1.000 1.125 1.250 1.375 1.500
Great-West Life LD Annually At maturity yes 2,000 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life LD Not compounded Monthly yes 50,000 0.300 0.300 0.350 0.450 0.600 0.950
Great-West Life LD Not compounded Monthly yes 25,000 0.175 0.175 0.225 0.325 0.475 0.825
Great-West Life LD Not compounded Monthly yes 2,000 0.050 0.050 0.100 0.200 0.350 0.700
Great-West Life LD Not compounded Annually yes 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life LD Not compounded Annually yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life LD Not compounded Annually yes 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life LD Annually At maturity yes 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life LD Annually At maturity yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Home Trust Company LD Not compounded Annually no 10,000 1.700 2.000 2.050 2.150 2.350 -
Home Trust Company LD Annually At maturity no 10,000 1.700 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Monthly no 10,000 1.700 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Quarterly no 10,000 1.700 2.000 2.050 2.150 2.350 -
Home Trust Company LD Not compounded Semi-annually no 10,000 1.700 2.000 2.050 2.150 2.350 -
Laurentian Bank Canada LD Not compounded Quarterly no 500 0.500 0.730 0.880 1.030 1.380 -
Laurentian Bank Canada LD Not compounded Semi-annually no 500 0.600 0.850 1.000 1.150 1.500 -
Laurentian Bank Canada LD Not compounded Annually no 500 0.850 1.100 1.250 1.400 1.750 -
Laurentian Bank Canada LD Not compounded Monthly no 500 0.500 0.600 0.750 0.900 1.250 -
Laurentian Bank Canada LD Annually At maturity no 500 0.850 1.100 1.250 1.400 1.750 -
London Life GT Annually Periodically yes 10,000 0.050 0.050 0.100 0.200 0.350 -
London Life GT Annually Periodically yes 25,000 0.675 0.675 0.725 0.825 0.975 -
London Life GT Annually Periodically yes 100,000 0.800 0.800 0.850 0.950 1.100 -
Manulife Investments LD Annually At maturity yes 2,500 0.600 0.800 0.850 0.950 1.100 1.150
Manulife Investments GT Annually Periodically yes 2,500 0.600 0.800 0.850 0.950 1.100 1.150
Manulife Investments LD Not compounded Annually yes 2,500 0.600 0.800 0.850 0.950 1.100 1.150
National Bank LD Annually At maturity yes 500 0.650 0.950 1.100 1.300 1.450 1.750
Oaken Financial LD Not compounded Semi-annually no 10,000 2.050 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Annually no 10,000 2.050 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Quarterly no 10,000 2.050 2.350 2.400 2.600 2.800 -
Oaken Financial LD Not compounded Monthly no 10,000 2.050 2.350 2.400 2.600 2.800 -
Oaken Financial LD Annually At maturity no 10,000 2.050 2.350 2.400 2.600 2.800 -
Ontario Civil Service CU LD Not compounded Annually no 1,000 1.000 1.100 1.350 1.600 1.900 -
Ontario Civil Service CU LD Not compounded Annually no 5,000 1.000 1.100 1.350 1.600 1.900 -
Ontario Civil Service CU LD Not compounded Annually no 10,000 1.300 1.450 1.500 1.750 2.050 -
Ontario Civil Service CU LD Not compounded Annually no 20,000 1.300 1.450 1.500 1.750 2.050 -
Ontario Civil Service CU LD Not compounded Annually no 40,000 1.350 1.600 1.750 1.900 2.200 -
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Type - LD indicates a long-term deposit, GT indicates a guaranteed deposit.

A registered retirement income fund (RRIF) is purchased with the proceeds of a registered retirement savings plan (RRSP). RRIFs are interest accruing investment products that provide a minimum periodic income for a predetermined period of time or until all funds are depleted. Due to the product's flexibility, the investor can, in certain cases, request a withdrawal of any amount provided a withdrawal minimum is met on an annual basis. This product is registered for tax purposes, so interest accumulations are not taxed until withdrawn.

Prepared by Cannex on January 26, 2015

This information is current as of the date and time posted and is subject to change without notice.

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