Savings Rates | GIC/GIA: 30 to 270 days (Non-Registered)

Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)

Financial Institution	Compound Frequency	Payment Frequency	Redeemable	Minimum Deposit	Term in Days
					30	60	90	120	180	270
Community Trust	Not compounded	At maturity	yes	5,000	0.250	0.250	0.300	0.350	0.650	0.650
Community Trust	Not compounded	At maturity	yes	50,000	0.500	0.500	0.550	0.600	0.900	0.900
Community Trust	Not compounded	At maturity	yes	25,000	0.375	0.375	0.425	0.475	0.775	0.775
DUCA Financial Services	Not compounded	At maturity	yes	500	0.400	0.400	0.500	0.500	0.600	0.600
DUCA Financial Services	Not compounded	At maturity	no	500	-	0.500	0.500	0.500	1.000	1.000
Desjardins Fin. Security	Not compounded	At maturity	yes	500	-	-	0.500	-	0.500	-
Effort Trust	Not compounded	At maturity	no	5,000	0.200	0.200	0.200	0.200	0.200	0.300
Equitable Trust	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.400	1.400
Fiducie Desjardins	Not compounded	At maturity	no	5,000	0.400	0.500	0.600	0.650	0.800	0.800
First Calgary Financial	Not compounded	At maturity	no	5,000	0.500	0.500	0.750	0.750	1.000	1.000
FirstOntario Credit Un.	Not compounded	At maturity	no	5,000	0.000	0.000	1.150	1.150	1.150	1.150
General Bank of Canada	Not compounded	At maturity	no	10,000	-	-	-	-	1.000	1.000
HSBC Bank Canada	Not compounded	At maturity	no	5,000	0.400	0.650	0.750	0.800	0.900	0.900
HSBC Bank Canada	Not compounded	At maturity	no	100,000	0.400	0.650	0.750	0.800	0.900	0.900
HSBC Bank Canada	Not compounded	At maturity	yes	5,000	0.300	0.500	0.550	0.550	0.750	0.750
Home Trust Company	Not compounded	At maturity	no	5,000	1.250	1.300	1.350	1.400	1.500	1.600
ICICI Bank Canada	Not compounded	At maturity	no	1,000	0.500	-	0.500	-	0.500	0.500
ING Direct	Not compounded	At maturity	no	1	-	-	1.000	-	1.000	1.350
Laurentian Bank Canada	Not compounded	At maturity	no	3,000	0.400	0.500	0.500	0.650	0.800	0.850
Laurentian Bank Canada	Not compounded	At maturity	yes	3,000	0.150	0.250	0.250	0.400	0.550	-
Laurentienne Trust	Not compounded	At maturity	no	3,000	0.400	0.500	0.500	0.650	0.800	0.850
Libro Financial Group	Not compounded	At maturity	no	5,000	0.800	0.800	0.800	0.800	1.000	1.000
London Life	Not compounded	At maturity	yes	1,000	-	-	-	-	-	0.750
London Life	Not compounded	At maturity	yes	50,000	-	-	-	-	-	1.000
MCAN Mortgage Corp.	Not compounded	At maturity	no	25,000	0.200	0.200	0.850	0.850	1.200	1.300
MCAN Mortgage Corp.	Not compounded	At maturity	no	10,000	0.100	0.100	0.750	0.750	1.100	1.200
MCAN Mortgage Corp.	Not compounded	At maturity	no	100,000	0.300	0.300	0.950	0.950	1.300	1.400
Manulife Bank	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Bank	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Investments	Not compounded	Semi-annually	no	2,500	-	-	-	-	0.450	0.450
Manulife Investments	Annually	At maturity	yes	2,500	-	-	-	-	0.300	0.300
Manulife Investments	Not compounded	Monthly	yes	2,500	-	-	-	-	0.050	0.050
Manulife Investments	Not compounded	Quarterly	yes	2,500	-	-	-	-	0.150	0.150
Manulife Investments	Not compounded	Semi-annually	yes	2,500	-	-	-	-	0.200	0.200
Manulife Investments	Not compounded	Annually	yes	2,500	-	-	-	-	0.300	0.300
Manulife Investments	Annually	At maturity	no	2,500	-	-	-	-	0.550	0.550
Manulife Investments	Not compounded	Annually	no	2,500	-	-	-	-	0.550	0.550
Manulife Investments	Not compounded	Quarterly	no	2,500	-	-	-	-	0.400	0.400
Manulife Investments	Not compounded	Monthly	no	2,500	-	-	-	-	0.300	0.300
Manulife Trust	Not compounded	At maturity	no	50,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	100,000	0.500	0.650	0.750	0.750	0.800	0.950
Manulife Trust	Not compounded	At maturity	no	25,000	0.500	0.650	0.750	0.750	0.800	0.950
Meridian Credit Union	Not compounded	At maturity	no	5,000	0.650	0.800	0.950	0.950	1.050	1.050
Meridian Credit Union	Not compounded	At maturity	yes	2,500	0.250	0.400	0.550	0.550	0.650	0.650
MonCana Bank of Canada	Not compounded	At maturity	no	10,000	0.400	0.400	1.800	1.800	1.800	0.400
MonCana Bank of Canada	Not compounded	At maturity	no	25,000	0.500	0.500	1.900	1.900	1.900	0.500
National Bank	Not compounded	At maturity	no	5,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	100,000	0.400	0.500	0.550	0.600	0.700	0.750
National Bank	Not compounded	At maturity	no	200,000	0.400	0.500	0.550	0.600	0.700	0.750

Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).