Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

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Sorted by: 5 Year Term in ascending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
Great-West Life Not compounded Monthly no 500 0.050 0.050 0.100 0.200 0.350 0.700
Great-West Life Not compounded Monthly yes 500 0.050 0.050 0.100 0.200 0.350 0.700
London Life Not compounded Monthly no 10,000 0.050 0.050 0.100 0.200 0.350 -
Great-West Life Not compounded Monthly no 25,000 0.175 0.175 0.225 0.325 0.475 0.825
Great-West Life Not compounded Monthly yes 25,000 0.175 0.175 0.225 0.325 0.475 0.825
Canada Life Not compounded Annually yes 1,000 0.300 0.300 0.350 0.450 0.600 0.950
Canada Life Not compounded Monthly yes 5,000 0.300 0.300 0.350 0.450 0.600 0.950
Great-West Life Not compounded Monthly no 50,000 0.300 0.300 0.350 0.450 0.600 0.950
Great-West Life Not compounded Monthly yes 50,000 0.300 0.300 0.350 0.450 0.600 0.950
London Life Not compounded Monthly no 50,000 0.300 0.300 0.350 0.450 0.600 -
London Life Not compounded Semi-annually no 10,000 0.300 0.300 0.350 0.450 0.600 -
Canada Life Not compounded Monthly yes 25,000 0.420 0.420 0.470 0.570 0.720 1.070
Canada Life Not compounded Annually yes 25,000 0.425 0.425 0.475 0.575 0.725 1.075
Manulife Investments Not compounded Monthly yes 2,500 0.350 0.550 0.450 0.550 0.750 0.750
Canada Life Not compounded Annually yes 75,000 0.550 0.550 0.600 0.700 0.850 1.200
Canada Life Not compounded Monthly yes 75,000 0.550 0.550 0.600 0.700 0.850 1.190
Canada Life Annually At maturity yes 1,000 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Not compounded Annually no 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Annually At maturity no 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Not compounded Annually yes 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Annually At maturity yes 500 0.550 0.550 0.600 0.700 0.850 1.200
London Life Annually At maturity no 10,000 - - 0.600 0.700 0.850 -
London Life Not compounded Annually no 10,000 0.550 0.550 0.600 0.700 0.850 -
London Life Annually At maturity yes 1,000 0.550 0.550 0.600 0.700 0.850 -
London Life Not compounded Semi-annually no 50,000 0.550 0.550 0.600 0.700 0.850 -
Manulife Investments Not compounded Quarterly yes 2,500 0.450 0.650 0.550 0.650 0.850 0.850
Standard Life Not compounded Monthly yes 25,000 0.525 0.575 0.600 0.725 0.850 0.975
Standard Life Not compounded Monthly yes 500,000 0.525 0.575 0.600 0.725 0.850 0.975
Standard Life Not compounded Monthly yes 250,000 0.525 0.575 0.600 0.725 0.850 0.975
Standard Life Not compounded Monthly yes 5,000 0.525 0.575 0.600 0.725 0.850 0.975
Standard Life Not compounded Monthly yes 50,000 0.525 0.575 0.600 0.725 0.850 0.975
Standard Life Not compounded Monthly yes 100,000 0.525 0.575 0.600 0.725 0.850 0.975
Empire Life Not compounded Monthly yes 5,000 0.500 0.500 0.625 0.750 0.875 1.000
Manulife Investments Not compounded Semi-annually yes 2,500 0.500 0.700 0.600 0.700 0.900 0.900
Canada Life Annually At maturity yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Not compounded Annually no 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Annually At maturity no 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Not compounded Annually yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Annually At maturity yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
CIBC Not compounded Monthly yes 1,000 0.150 0.350 0.450 0.650 1.000 1.000
CIBC Not compounded Monthly yes 5,000 0.150 0.350 0.450 0.650 1.000 1.000
CIBC Not compounded Monthly yes 100,000 0.150 0.350 0.450 0.650 1.000 1.000
CIBC Not compounded Monthly yes 250,000 0.150 0.350 0.450 0.650 1.000 1.000
Empire Life Not compounded Monthly yes 50,000 0.625 0.625 0.750 0.875 1.000 1.125
Laurentian Bank Canada Not compounded Monthly yes 500 0.250 0.350 0.500 0.650 1.000 -
Manulife Investments Annually At maturity yes 2,500 0.600 0.800 0.700 0.800 1.000 1.000
Manulife Investments Not compounded Annually yes 2,500 0.600 0.800 0.700 0.800 1.000 1.000
Manulife Investments Not compounded Monthly no 2,500 0.600 0.800 0.700 0.800 1.000 1.000
Zag Bank Not compounded Annually no 5,000 0.750 1.000 1.000 1.000 1.000 -
Canada Life Annually At maturity yes 75,000 0.800 0.800 0.850 0.950 1.100 1.450
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on January 29, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.