Savings Rates | GIC/GIA: 1 to 6 years (Non-Registered)

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Sorted by: 5 Year Term in ascending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
Great-West Life Not compounded Monthly no 500 0.050 0.050 0.050 0.350 0.550 0.750
Great-West Life Not compounded Monthly yes 500 0.050 0.050 0.050 0.350 0.550 0.750
London Life Not compounded Monthly no 10,000 0.050 0.050 0.050 0.350 0.550 -
Great-West Life Not compounded Monthly no 25,000 0.175 0.175 0.175 0.475 0.675 0.875
Great-West Life Not compounded Monthly yes 25,000 0.175 0.175 0.175 0.475 0.675 0.875
Laurentian Bank Canada Not compounded Monthly yes 500 0.150 0.100 0.250 0.400 0.750 -
Canada Life Not compounded Monthly yes 5,000 0.300 0.300 0.300 0.600 0.800 1.000
Canada Life Not compounded Annually yes 1,000 0.300 0.300 0.300 0.600 0.800 1.000
Great-West Life Not compounded Monthly no 50,000 0.300 0.300 0.300 0.600 0.800 1.000
Great-West Life Not compounded Monthly yes 50,000 0.300 0.300 0.300 0.600 0.800 1.000
London Life Not compounded Semi-annually no 10,000 0.300 0.300 0.300 0.600 0.800 -
London Life Not compounded Monthly no 50,000 0.300 0.300 0.300 0.600 0.800 -
TD Canada Trust Not compounded Semi-annually yes 1,000 0.450 0.550 0.750 0.750 0.800 -
CIBC Not compounded Monthly yes 1,000 0.150 0.250 0.450 0.650 0.900 0.900
CIBC Not compounded Monthly yes 5,000 0.150 0.250 0.450 0.650 0.900 0.900
CIBC Not compounded Monthly yes 100,000 0.150 0.250 0.450 0.650 0.900 0.900
CIBC Not compounded Monthly yes 250,000 0.150 0.250 0.450 0.650 0.900 0.900
Canada Life Not compounded Monthly yes 25,000 0.420 0.420 0.420 0.720 0.920 1.120
Canada Life Not compounded Annually yes 25,000 0.425 0.425 0.425 0.725 0.925 1.125
Empire Life Not compounded Monthly yes 5,000 0.500 0.500 0.625 0.750 1.000 1.125
Laurentian Bank Canada Not compounded Monthly no 500 0.400 0.350 0.500 0.650 1.000 -
Laurentian Bank Canada Not compounded Semi-annually yes 500 0.150 0.350 0.500 0.650 1.000 -
Manulife Investments Not compounded Monthly yes 2,500 0.200 0.350 0.550 0.750 1.000 1.000
Meridian Credit Union Annually At maturity yes 500 1.000 1.000 1.000 1.000 1.000 -
Parama Credit Union Not compounded Annually yes 500 1.000 1.000 1.000 1.000 1.000 -
Standard Life Not compounded Monthly yes 500,000 0.200 0.350 0.550 0.750 1.000 1.000
Standard Life Not compounded Monthly yes 250,000 0.200 0.350 0.550 0.750 1.000 1.000
Standard Life Not compounded Monthly yes 100,000 0.200 0.350 0.550 0.750 1.000 1.000
Standard Life Not compounded Monthly yes 5,000 0.200 0.350 0.550 0.750 1.000 1.000
Standard Life Not compounded Monthly yes 25,000 0.200 0.350 0.550 0.750 1.000 1.000
Standard Life Not compounded Monthly yes 50,000 0.200 0.350 0.550 0.750 1.000 1.000
Zag Bank Not compounded Annually no 5,000 0.750 1.000 1.000 1.000 1.000 -
CIBC Not compounded Quarterly yes 250,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Semi-annually yes 1,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Semi-annually yes 5,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Semi-annually yes 100,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Semi-annually yes 250,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Quarterly yes 1,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Quarterly yes 5,000 0.275 0.375 0.575 0.775 1.025 1.025
CIBC Not compounded Quarterly yes 100,000 0.275 0.375 0.575 0.775 1.025 1.025
HSBC Bank Canada Not compounded Monthly yes 5,000 0.425 0.525 0.625 0.825 1.025 -
Canada Life Not compounded Monthly yes 75,000 0.550 0.550 0.550 0.850 1.040 1.240
Canada Life Annually At maturity yes 1,000 0.550 0.550 0.550 0.850 1.050 1.250
Canada Life Not compounded Annually yes 75,000 0.550 0.550 0.550 0.850 1.050 1.250
Great-West Life Annually At maturity no 500 0.550 0.550 0.550 0.850 1.050 1.250
Great-West Life Not compounded Annually yes 500 0.550 0.550 0.550 0.850 1.050 1.250
Great-West Life Annually At maturity yes 500 0.550 0.550 0.550 0.850 1.050 1.250
Great-West Life Not compounded Annually no 500 0.550 0.550 0.550 0.850 1.050 1.250
London Life Not compounded Semi-annually no 50,000 0.550 0.550 0.550 0.850 1.050 -
London Life Not compounded Annually no 10,000 0.550 0.550 0.550 0.850 1.050 -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on May 30, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.