Savings Rates | GIC/GIA: 1 to 6 years (Registered)

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Sorted by: Financial Institution in ascending order (Click on a column heading to sort up or down)
Financial Institution Compound Frequency Payment Frequency Redeemable Minimum Deposit Term in Years
1 2 3 4 5 6
Equitable Life Annually At maturity yes 50,000 0.800 1.150 1.300 1.350 1.650 -
Equitable Life Annually At maturity yes 25,000 0.800 1.150 1.300 1.350 1.650 -
Equitable Life Annually At maturity yes 500 0.800 1.150 1.300 1.350 1.650 -
Fiducie Desjardins Annually At maturity no 1,000 - 1.150 1.250 1.500 1.750 -
Fiducie Desjardins Not compounded Annually no 1,000 0.900 1.150 1.250 1.500 1.750 -
First Calgary Financial Annually At maturity no 500 1.250 1.650 1.700 1.750 2.350 -
FirstOntario Credit Un. Annually At maturity no 500 1.500 1.700 1.950 2.250 2.450 -
Great-West Life Not compounded Annually no 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Annually At maturity yes 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life Not compounded Annually no 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life Not compounded Monthly no 500 0.050 0.050 0.100 0.200 0.350 0.700
Great-West Life Not compounded Monthly no 25,000 0.175 0.175 0.225 0.325 0.475 0.825
Great-West Life Not compounded Monthly no 50,000 0.300 0.300 0.350 0.450 0.600 0.950
Great-West Life Annually At maturity no 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Annually At maturity no 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Annually At maturity no 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life Not compounded Annually yes 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Not compounded Annually yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Not compounded Annually yes 50,000 0.800 0.800 0.850 0.950 1.100 1.450
Great-West Life Not compounded Monthly yes 500 0.050 0.050 0.100 0.200 0.350 0.700
Great-West Life Not compounded Monthly yes 25,000 0.175 0.175 0.225 0.325 0.475 0.825
Great-West Life Not compounded Monthly yes 50,000 0.300 0.300 0.350 0.450 0.600 0.950
Great-West Life Annually At maturity yes 500 0.550 0.550 0.600 0.700 0.850 1.200
Great-West Life Annually At maturity yes 25,000 0.675 0.675 0.725 0.825 0.975 1.325
Great-West Life Not compounded Annually no 25,000 0.675 0.675 0.725 0.825 0.975 1.325
HSBC Bank Canada Annually At maturity no 500 0.950 1.000 1.100 1.300 1.650 -
HSBC Bank Canada Annually At maturity no 50,000 0.950 1.000 1.100 1.300 1.650 -
Home Trust Company Annually At maturity no 1,000 1.700 2.000 2.050 2.150 2.350 -
ICICI Bank Canada Annually At maturity yes 1,000 1.750 2.050 2.500 2.600 3.000 -
Industrial Alliance Not compounded Annually yes 25,000 1.000 1.250 1.400 1.600 1.900 -
Industrial Alliance Not compounded Annually yes 100,000 1.050 1.300 1.450 1.650 1.950 -
Industrial Alliance Annually At maturity yes 200,000 1.100 1.350 1.500 1.700 2.000 -
Industrial Alliance Annually At maturity yes 1,000 0.850 1.100 1.250 1.450 1.750 -
Industrial Alliance Annually At maturity yes 25,000 1.000 1.250 1.400 1.600 1.900 -
Industrial Alliance Annually At maturity yes 100,000 1.050 1.300 1.450 1.650 1.950 -
Industrial Alliance Not compounded Annually yes 1,000 0.850 1.100 1.250 1.450 1.750 -
Industrial Alliance Not compounded Annually yes 200,000 1.100 1.350 1.500 1.700 2.000 -
Laurentian Bank Canada Not compounded Annually yes 500 0.600 0.850 1.000 1.150 1.500 -
Laurentian Bank Canada Annually At maturity yes 500 0.650 0.850 1.000 1.150 1.500 -
Laurentian Bank Canada Annually At maturity no 500 0.850 1.100 1.250 1.400 1.750 -
Laurentian Bank Canada Not compounded Annually no 500 0.850 1.100 1.250 1.400 1.750 -
Laurentienne Trust Not compounded Quarterly no 500 0.500 0.730 0.880 1.030 1.380 -
Laurentienne Trust Annually At maturity no 500 - 1.100 1.250 1.400 1.750 -
Laurentienne Trust Not compounded Monthly no 500 0.500 0.600 0.750 0.900 1.250 -
Laurentienne Trust Not compounded Annually no 500 0.850 1.100 1.250 1.400 1.750 -
Laurentienne Trust Not compounded Semi-annually no 500 0.600 0.850 1.000 1.150 1.500 -
Libro Credit Union Not compounded Annually no 500 1.350 1.750 2.550 2.300 2.400 -
London Life Annually At maturity yes 50,000 0.800 0.800 0.850 0.950 1.100 -
London Life Annually At maturity yes 1,000 0.550 0.550 0.600 0.700 0.850 -
MAXA Financial Not compounded Annually yes 500 2.250 2.400 2.500 2.700 2.800 -
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Term deposits are investment products that offer a guaranteed rate of return for a pre-defined time period. The applicable interest rate varies according to the term of investment, the amount of money invested, the treatment of interest and whether or not the investment is redeemed prior to maturity. Term deposits are also known as GICs (Guaranteed Investment Certificates), or Accumulation Annuities when issued by an insurance company. These investments are registered for tax purposes as an RSP (retirement savings plan).

Prepared by Cannex on January 24, 2015

This information is current as of the date and time posted and is subject to change without notice.

© Copyright 2007 CANNEX Financial Exchanges Limited. All rights reserved.