Special Report

Globe Investor RRSPs 2004

This special report will aid investors with some tips and strategies this RRSP season.

• Read the 2003 Edition
• 2004 Edition

Tips from pros' own portfolios

RRSP and tax book authors reveal how they handle their retirement savings

by Jeff Buckstein

With markets having rebounded after a three-year slump, many investors swiped by the bear but enticed by a turnaround may be left wondering just how to make the most of their retirement savings investments this year.

You've come a long way baby, but is it far enough?

Women are taking more active control but experts are divided on whether they are adequately preparing for retirement

by Ann Kerr

The experts disagree about whether women have come far enough and fast enough to adequately prepare for retirement.

It's never too late to get RRSP ball rolling

From loans to contributions in kind, there are strategies for latecomers

by Kevin Maroon

For many, RRSP season comes as an annual reminder of how little they've saved.

Older investors write next retirement savings chapter

For those turning 69, this is the year to collapse RRSPs. Here are the options

by Gail el Baroudi

At this point, they face three options. By far, the most popular is moving into a registered retirement income fund, or RRIF, thereby retaining control of the capital in their RRSPs.

Consolidate multiple plans, pros suggest

Move boosts efficiency, lets you take better advantage of opportunities

by Randy Ray

However, Ms. Ammeter stresses that the more plans an investor has, and the more widespread they are, the easier it is to lose track of or overpay fees and commissions and to fail to take full advantage of foreign-content limits for RRSPs.

Look to other options before raiding RRSP

Despite lure of home and school plans, experts say they should be last resort

by Randy Ray

Although both plans are attractive sources of funds, most financial experts say withdrawing from an RRSP should be a last resort.

Donovan Bailey is still sprinting hard in business

The track star has his fingers in a variety of pies, building on investments started in his 20s, SHOWWEI CHU finds

by Showwei Chu

Not too many people can retire early, let alone at 33. But that's what sprinter Donovan Bailey did in 2001, when he walked off the track after having earned himself a spot in history for his two 1996 Olympic gold medals.

Higher yields with low rates

by Michael Ryval

A low interest-rate environment may good news for borrowers but it spells disappointment for fixed-income investors.

Reverse on reverse mortgages

Many pros turn thumbs down on using them to fund a retirement savings plan

by Marjo Johne

For some financial advisers, using a reverse mortgage to top up an RRSP is never a good idea.

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