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Tim Cestnick:

Throughout the RRSP season, tax expert Tim Cestnick will answer user's questions. Do you have a question related to RRSPs?

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    Tax article archive

    You can save tax by getting your adjusted cost base in order
    TIM CESTNICK | Saturday, March 11, 2006

    Think your gambling winnings are tax-free? Don't bet on it
    TIM CESTNICK | Saturday, March 04, 2006

    Canadian snowbirds can build a messy tax nest
    TIM CESTNICK | Saturday, February 25, 2006

    Cut tax burden and leave a legacy with a donor-advised fund
    TIM CESTNICK | Saturday, February 18, 2006

    You're not going to live forever. So read this
    TIM CESTNICK | Tuesday, February 14, 2006

    How to manage your retirement in the most tax-efficient way
    TIM CESTNICK | Saturday, February 11, 2006

    Please your spouse: Put gold in her purse for Valentine's Day
    TIM CESTNICK | Saturday, February 04, 2006

    Pay attention to your RRSPs during a marriage breakdown
    TIM CESTNICK | Saturday, January 28, 2006

    Recent court decision shines light on antiquity of tax law
    TIM CESTNICK | Saturday, January 21, 2006

    New dividend rules could change your RRSP strategy
    TIM CESTNICK | Saturday, January 14, 2006

    Tax-free RRSP cash? If it sounds too good to be true . . .
    TIM CESTNICK | Saturday, January 07, 2006

    Now is the time to get your house in order for the new year
    TIM CESTNICK | Saturday, December 31, 2005

    Now's the time to assess your capital losses
    TIM CESTNICK | Thursday, December 22, 2005

    A time for giving: Act like a saint but think like an investor
    TIM CESTNICK | Saturday, December 17, 2005

    Steps you can take to avoid paying someone else's taxes
    TIM CESTNICK | Saturday, December 03, 2005

    Income trusts still the better tax deal
    TIM CESTNICK | Saturday, November 26, 2005

    Provinces may be spoilers of change on dividend taxes
    TIM CESTNICK | Saturday, November 26, 2005

    End the tax year right with strategies to maximize deductions
    TIM CESTNICK | Saturday, November 19, 2005

    Test yourself to see how much lack of knowledge is costing you
    TIM CESTNICK | Saturday, November 05, 2005

    TAX EVASION
    TIM CESTNICK | Saturday, October 22, 2005

    RRSP overcontributions in final year can boost your nest egg
    TIM CESTNICK | Saturday, October 08, 2005

    Think twice before giving a child the title to your home
    TIM CESTNICK | Saturday, October 01, 2005

    Changing income trust rules could crack retirees' nest eggs
    TIM CESTNICK | Saturday, September 24, 2005

    Family trust can be an educational building block
    TIM CESTNICK | Saturday, September 17, 2005

    Tax treaty could help prevent a nasty bite
    TIM CESTNICK | Saturday, September 03, 2005

    Five ways to be prepared for changes in U.S. estate tax laws
    TIM CESTNICK | Saturday, August 27, 2005

    Three reasons you could end up paying U.S. estate taxes
    TIM CESTNICK | Saturday, August 20, 2005

    The top 10 items the taxman will query on your return
    TIM CESTNICK | Saturday, August 06, 2005

    It's crucial that executors understand all their obligations
    TIM CESTNICK | Saturday, July 30, 2005

    Dying without a will can cost your dear ones dearly
    TIM CESTNICK | Saturday, July 23, 2005

    Consider the easy way out when dealing with the cottage
    TIM CESTNICK | Saturday, July 16, 2005

    Use put options to defer your tax payments
    TIM CESTNICK | Saturday, July 09, 2005

    Make sure your sale of home isn't AINT
    TIM CESTNICK | Saturday, July 02, 2005

    CRA gives your home a break
    TIM CESTNICK | Saturday, June 25, 2005

    Be careful how you donate through your will
    TIM CESTNICK | Saturday, June 18, 2005

    Getting stiffed on a loan? A tax break may ease the pain
    TIM CESTNICK | Saturday, June 11, 2005

    Market-timing your RRIF withdrawals can make sense
    TIM CESTNICK | Saturday, June 04, 2005

    Set your financial house(s) in order before getting married
    TIM CESTNICK | Saturday, May 28, 2005

    Royalty trust distributions offer unitholders a number of tax benefits
    TIM CESTNICK | Saturday, May 21, 2005

    Beware options in private companies
    TIM CESTNICK | Saturday, May 14, 2005

    Notional pension plans a tax option for high-income workers
    TIM CESTNICK | Saturday, May 07, 2005

    Some points to consider after filing your return
    TIM CESTNICK | Saturday, April 30, 2005

    Self-employment a great shelter -- even without revenue
    TIM CESTNICK | Saturday, April 23, 2005

    Changes that help, changes that hurt
    TIM CESTNICK | Saturday, April 16, 2005

    Free money on tap for green card holders and U.S. citizens
    TIM CESTNICK | Saturday, April 09, 2005

    Watch out for U.S. tax Form 8891
    TIM CESTNICK | Saturday, April 02, 2005

    Think twice before deducting too many expenses on your return
    TIM CESTNICK | Saturday, March 26, 2005

    Top tips for getting the most out of your 2005 income tax return
    TIM CESTNICK | Saturday, March 19, 2005

    With the foreign content cap gone, what should investors be doing?
    TIM CESTNICK | Saturday, March 12, 2005

    A tale of three options for your RRSP dollars
    TIM CESTNICK | Saturday, February 26, 2005

    RRSPs show clear advantages over open-account savings
    TIM CESTNICK | Saturday, February 12, 2005

    Handle your registered savings plans properly when leaving Canada
    TIM CESTNICK | Saturday, February 05, 2005

    RRSP mistakes can be costly if you don't know the rules
    TIM CESTNICK | Saturday, January 15, 2005

    Strategies for tsunami donations
    TIM CESTNICK | Saturday, January 08, 2005

    Make a New Year's resolution on taxes
    TIM CESTNICK | Saturday, January 01, 2005

    Scrooge and your CRA taxman have much in common
    TIM CESTNICK | Friday, December 24, 2004

    Man, it's cold -- a great time to discuss the cottage with the kids
    TIM CESTNICK | Saturday, December 18, 2004

    Donation tax schemes can come back to bite you in three years
    TIM CESTNICK | Saturday, December 11, 2004

    How to give with a passion and get the best tax relief
    TIM CESTNICK | Saturday, December 04, 2004

    Make the most out of capital losses
    TIM CESTNICK | Saturday, November 27, 2004

    A how-to guide on capital gains
    TIM CESTNICK | Saturday, November 20, 2004

    First families, second marriages
    TIM CESTNICK | Saturday, November 06, 2004

    Income trust values are justifiably higher than shares
    TIM CESTNICK | Saturday, October 30, 2004

    Canadian residents face tax on U.S. rental income
    Tim Cestnick | Saturday, October 16, 2004

    Grant strategy can provide immediate education cash
    TIM CESTNICK | Saturday, October 09, 2004

    Follow the rules to make student debt more manageable
    TIM CESTNICK | Saturday, September 11, 2004

    Fund your kid's schooling -- with loan from your business
    TIM CESTNICK | Saturday, September 04, 2004

    Real estate can be taxing
    TIM CESTNICK | Saturday, August 28, 2004

    Negotiating a new job? Think outside the tax box
    TIM CESTNICK | Friday, August 20, 2004

    Employee loans creative benefit
    TIM CESTNICK | Saturday, July 24, 2004

    Tax planning required to minimize capital gains
    Tim Cestnick | Saturday, July 17, 2004

    In search of greener grass in the U.S.
    TIM CESTNICK | Saturday, June 26, 2004

    CRA interest rate cut means opportunity
    TIM CESTNICK | Saturday, June 19, 2004

    Joint ownership can lead to problems
    TIM CESTNICK | Saturday, June 05, 2004

    When death and taxes are charitably intertwined
    TIM CESTNICK | Saturday, May 29, 2004

    Those nice-to-have stock options can generate a nasty surprise
    TIM CESTNICK | Saturday, May 15, 2004

    You have the right to question taxman's assessment
    TIM CESTNICK | Saturday, May 01, 2004

    Unemployed in '03? Here are some tax tips to make the best of it
    TIM CESTNICK | Saturday, April 10, 2004

    Interest deductions lost under proposed law
    TIM CESTNICK | Saturday, March 27, 2004

    Keep your beneficiaries in mind after a divorce
    TIM CESTNICK | Saturday, March 06, 2004

    Retirement savings planning should be a year-round sport
    TIM CESTNICK | Saturday, February 28, 2004

    Trusts can encourage productivity in children
    TIM CESTNICK | Saturday, February 21, 2004

    Passing the buck: Handing money down
    TIM CESTNICK | Wednesday, February 18, 2004

    Use incentive trusts to reward, not punish
    TIM CESTNICK | Saturday, January 17, 2004

    Deferring tax payment puts money in your pocket
    TIM CESTNICK | Monday, January 05, 2004

    Snowbirds should understand tax rules south of the border
    TIM CESTNICK | Saturday, December 20, 2003

    12 tax tips to munch on
    TIM CESTNICK | Saturday, December 06, 2003

    A year-end registered plan checklist
    TIM CESTNICK | Saturday, November 29, 2003

    Break the poverty mentality for a good cause
    TIM CESTNICK | Saturday, November 22, 2003

    Substantial savings result when tax planning's a family affair
    TIM CESTNICK | Thursday, October 30, 2003

    Choose beneficiary carefully to save tax
    TIM CESTNICK | Saturday, October 18, 2003

    Fundamentals key to prosperous retirement
    TIM CESTNICK | Saturday, September 27, 2003

    Insurance trusts can accomplish plenty
    TIM CESTNICK | Saturday, September 06, 2003

    Tax-saving tips make cost of education easier to bear
    TIM CESTNICK | Saturday, August 30, 2003

    Equity strategy can save on taxes
    TIM CESTNICK | Saturday, August 23, 2003

    Proper landscaping design could save you tax
    TIM CESTNICK | Saturday, July 26, 2003

    Transferring a family cottage to the kids can save tax
    TIM CESTNICK | Saturday, July 19, 2003

    Consider an Alberta trust even if you don't live there
    TIM CESTNICK | Saturday, June 21, 2003

    'Non-competition' payments may be tax-free
    TIM CESTNICK | Saturday, June 14, 2003

    After-tax returns are what matter to fund investors
    TIM CESTNICK | Saturday, May 17, 2003

    Make the most of your income tax refund this year
    TIM CESTNICK | Saturday, May 03, 2003

    Helpful tips for tax deadline time
    TIM CESTNICK | Saturday, April 26, 2003

    The myths of tax preparation and planning
    TIM CESTNICK | Saturday, April 19, 2003

    Tax planning can be a family affair
    TIM CESTNICK | Saturday, April 12, 2003

    Five changes that might help save your dollars at tax time
    TIM CESTNICK | Saturday, April 05, 2003

    Pillars of planning
    TIM CESTNICK | Wednesday, March 26, 2003

    Use cash in your company smartly
    TIM CESTNICK | Saturday, March 22, 2003

    Business owners should applaud the budget
    TIM CESTNICK | Saturday, March 01, 2003

    Split-dollar insurance makes a great perk
    TIM CESTNICK | Saturday, February 15, 2003

    Employer contributions to RRSPs make sense
    TIM CESTNICK | Saturday, February 08, 2003

    To RRSP or not: six issues to weigh
    TIM CESTNICK | Wednesday, January 29, 2003

    Do the little things right to save tax this year
    Tim Cestnick | Saturday, January 11, 2003

    Invest in some holiday giving
    Tim Cestnick | Saturday, December 21, 2002

    Defer income till new year to shave tax bill
    Tim Cestnick | Saturday, December 14, 2002

    Tax strategies part two
    Tim Cestnick | Saturday, December 07, 2002

    Tis the season for tax tips
    Tim Cestnick | Saturday, November 30, 2002

    A death in the family brings financial issues
    Tim Cestnick | Saturday, November 23, 2002

    Unlock locked-in dollars for more flexibility
    Tim Cestnick | Saturday, November 09, 2002

    Handle deceased's home properly
    Tim Cestnick | Saturday, October 26, 2002

    Making the most of capital losses
    Tim Cestnick | Saturday, October 19, 2002

    Don't underestimate the value of an education plan
    Tim Cestnick | Saturday, September 28, 2002

    Manage student debt properly to avoid burden later
    Tim Cestnick | Saturday, September 14, 2002

    Claim tax relief if your move is work-related
    Tim Cestnick | Saturday, August 17, 2002

    The pros and cons of high-yield mutual funds
    Tim Cestnick | Saturday, August 03, 2002

    A strategy for dealing with debt in tough times
    Tim Cestnick | Saturday, July 27, 2002

    TSX Venture Exchange stocks may offer tax breaks
    Tim Cestnick | Saturday, July 06, 2002

    A way to share the family cottage
    Tim Cestnick | Saturday, June 29, 2002

    Second properties require a pro's tax advice
    Tim Cestnick | Saturday, June 22, 2002

    Recent court rulings can lead to big tax savings
    Tim Cestnick | Saturday, June 01, 2002

    If you overtax the rich, they may not come to dinner
    Tim Cestnick | Saturday, May 25, 2002

    Business traps to avoid for the self-employed
    Tim Cestnick | Saturday, May 04, 2002

    Self-employment is the last great tax shelter
    Tim Cestnick | Saturday, April 27, 2002

    Why you should file a tax return for your kids this year
    Tim Cestnick | Saturday, April 13, 2002

    Frequent stock trades may complicate tax filing
    Tim Cestnick | Saturday, April 06, 2002

    Do business down south? Don't forget to file
    Tim Cestnick | Saturday, March 30, 2002

    This year's top 10 tax tips
    Tim Cestnick | Saturday, March 30, 2002

    Take a lesson from past tax blunders
    Tim Cestnick | Wednesday, March 20, 2002

    Save tax on investment income when filing
    Tim Cestnick | Saturday, March 16, 2002

    Ensure you have proof of child care costs
    Tim Cestnick | Tuesday, March 12, 2002

    Choose the right beneficiary for your RRSP
    Tim Cestnick | Saturday, February 23, 2002

    An RRSP is a place to stash cash, not a bank account
    Tim Cestnick | Tuesday, February 19, 2002

    Some tips on harvesting the losses in your RRSP
    Tim Cestnick | Saturday, February 02, 2002

    Be sure to handle stock options properly
    Tim Cestnick | Saturday, January 19, 2002

    Low rates mean tax savings
    Tim Cestnick | Saturday, January 05, 2002

    Novel ways to give to charity
    Tim Cestnick | Saturday, December 22, 2001

    Year-end tax tips: Part II
    Tim Cestnick | Saturday, December 08, 2001

    'Tis the season for yearly tax check
    Tim Cestnick | Saturday, December 01, 2001

    Interest rate cuts spell opportunity to save tax
    Tim Cestnick | Saturday, October 27, 2001

    A landmark month in guidance for interest deductions
    Tim Cestnick | Saturday, October 13, 2001

    Transfer capital losses and save tax dollars
    Tim Cestnick | Saturday, September 29, 2001


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